Al Ain Ahlia Insurance Co PSC (ADX:ALAIN) Selling, General, & Admin. Expense: د.إ27.2 Mil (TTM As of Dec. 2025)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ADX:ALAIN Al Ain Ahlia Insurance Co PSC ADX:ALAIN
67 GF Score
Price د.إ31.50
GF Value د.إ61.74
! 3 Warning Signs
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What is Al Ain Ahlia Insurance Co PSC Selling, General, & Admin. Expense?

Al Ain Ahlia Insurance Co PSC ADX:ALAIN 67 Selling, General, & Admin. Expense is د.إ27.2 Mil as of Dec. 2025. GuruFocus rates ADX:ALAIN with a GF Score™ of 67/100 and a GF Value™ of د.إ61.74. The stock has 3 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Al Ain Ahlia Insurance Co PSC's selling, general, & admin. expense for the six months ended in Dec. 2025 was د.إ27.2 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Dec. 2025 was د.إ27.2 Mil.


Al Ain Ahlia Insurance Co PSC  (ADX:ALAIN) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


Al Ain Ahlia Insurance Co PSC Selling, General, & Admin. Expense Related Terms


Al Ain Ahlia Insurance Co PSC Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for Al Ain Ahlia Insurance Co PSC's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Ain Ahlia Insurance Co PSC Selling, General, & Admin. Expense Chart

Al Ain Ahlia Insurance Co PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.38 8.69 23.94 25.92 27.17

Al Ain Ahlia Insurance Co PSC Semi-Annual Data
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.38 8.69 23.94 25.92 27.17

ADX:ALAIN vs BRK.A, AIG, HIG: Selling, General, & Admin. Expense Comparison

For the Insurance - Diversified subindustry, Al Ain Ahlia Insurance Co PSC's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al Ain Ahlia Insurance Co PSC Selling, General, & Admin. Expense vs Insurance Industry

For the Insurance industry and Financial Services sector, Al Ain Ahlia Insurance Co PSC's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where Al Ain Ahlia Insurance Co PSC's Selling, General, & Admin. Expense falls into.


ADX:ALAIN
67GF Score
Al Ain Ahlia Insurance Co PSC ADX:ALAIN
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Al Ain Ahlia Insurance Co PSC Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Dec. 2025 was د.إ27.2 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of د.إ27.2 Mil mean?
Al Ain Ahlia Insurance Co PSC (ADX:ALAIN) has a Selling, General, & Admin. Expense of د.إ27.2 Mil as of Dec. 2025. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Al Ain Ahlia Insurance Co PSC and its competitors.
Is Al Ain Ahlia Insurance Co PSC's Selling, General, & Admin. Expense too high?
Al Ain Ahlia Insurance Co PSC's current Selling, General, & Admin. Expense is د.إ27.2 Mil. Overall, Al Ain Ahlia Insurance Co PSC has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does Al Ain Ahlia Insurance Co PSC's Selling, General, & Admin. Expense compare to BRK.A and AIG?
Al Ain Ahlia Insurance Co PSC's Selling, General, & Admin. Expense of د.إ27.2 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for an Insurance company?
A good Selling, General, & Admin. Expense depends on the Insurance industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Al Ain Ahlia Insurance Co PSC and its competitors. Al Ain Ahlia Insurance Co PSC's current Selling, General, & Admin. Expense is د.إ27.2 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Ain Ahlia Insurance Co PSC stock overvalued right now?
Al Ain Ahlia Insurance Co PSC (ADX:ALAIN) has a current Selling, General, & Admin. Expense of د.إ27.2 Mil. The stock's GF Value™ is د.إ61.74, compared to a current price of د.إ31.50 — trading 49% below its estimated fair value. The current Selling, General, & Admin. Expense is د.إ27.2 Mil. Al Ain Ahlia Insurance Co PSC's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Al Ain Ahlia Insurance Co PSC (ADX:ALAIN), the current Selling, General, & Admin. Expense is د.إ27.2 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al Ain Ahlia Insurance Co PSC (ADX:ALAIN) Overvalued in 2026?

Based on GuruFocus' analysis, Al Ain Ahlia Insurance Co PSC stock appears to be undervalued. The current stock price of د.إ31.50 is trading 49% below its estimated GF Value™ of د.إ61.74.

Key valuation signals for ADX:ALAIN:

  • Selling, General, & Admin. Expense: د.إ27.2 Mil
  • GF Value™: د.إ61.74 vs. price of د.إ31.50 (49% below fair value)
  • GF Score™: 67/100 with 3 warning signs

No single metric tells the full story. See the ADX:ALAIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al Ain Ahlia Insurance Co PSC Business Description

Address Airport Road, P.O. Box 3077, Al Ain Insurance Company Building, Behind Al Jazira Sports Club, Abu Dhabi, ARE
Al Ain Ahlia Insurance Co PSC is an Abu Dhabi-based insurance company providing a range of insurance products and services including motor, engineering, health, property, marine, energy, and aviation insurance as well as reinsurance solutions. The company operates its business in two segments: Underwriting of General Insurance Business and Investments, out of which the company derives majority of its revenue from the Underwriting of General Insurance business in the form of insurance contracts and commission income incorporating all classes of general insurance such as fire, marine, motor, medical, general accident and miscellaneous.
67GF Score

Get the complete analysis for ADX:ALAIN

Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ31.50
Price
د.إ61.74
GF Value