BKRIY (Bank of Ireland Group) Cyclically Adjusted PS Ratio: 4.65 (As of Jul. 21, 2026) — 187% Above Median

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BKRIY Bank of Ireland Group PLC BKRIY
69 GF Score
Price $19.99
GF Value $12.63
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Bank of Ireland Group Cyclically Adjusted PS Ratio?

Bank of Ireland Group BKRIY +0.55% 69 Cyclically Adjusted PS Ratio is 4.65 as of Jul. 21, 2026, which is 187% above its 10-year median of 1.62. GuruFocus rates BKRIY with a GF Score™ of 69/100 and a GF Value™ of $12.63 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,301 Banks companies, Bank of Ireland Group ranks worse than 74.79% on this metric.

As of today (2026-07-21), Bank of Ireland Group's current share price is $19.99. Bank of Ireland Group's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec25 was $4.30. Bank of Ireland Group's Cyclically Adjusted PS Ratio for today is 4.65.

The historical rank and industry rank for Bank of Ireland Group's Cyclically Adjusted PS Ratio or its related term are showing as below:

BKRIY' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.14   Med: 1.62   Max: 5.06
Current: 4.71

During the past 13 years, Bank of Ireland Group's highest Cyclically Adjusted PS Ratio was 5.06. The lowest was 0.14. And the median was 1.62.

BKRIY's Cyclically Adjusted PS Ratio is ranked worse than
74.79% of 1301 companies
in the Banks industry
Industry Median: 3.37 vs BKRIY: 4.71

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Bank of Ireland Group's adjusted revenue per share data of for the fiscal year that ended in Dec25 was $5.082. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $4.30 for the trailing ten years ended in Dec25.

Shiller PE for Stocks: The True Measure of Stock Valuation


Bank of Ireland Group  (OTCPK:BKRIY) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Bank of Ireland Group Cyclically Adjusted PS Ratio Related Terms


Bank of Ireland Group Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Bank of Ireland Group's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Ireland Group Cyclically Adjusted PS Ratio Chart

Bank of Ireland Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.77 2.79 2.40 2.50 4.46

Bank of Ireland Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.40 0.00 2.50 0.00 4.46

BKRIY vs PNC, USB: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Bank of Ireland Group's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of Ireland Group Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Ireland Group's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Bank of Ireland Group's Cyclically Adjusted PS Ratio falls into.


BKRIY
69GF Score
Bank of Ireland Group PLC BKRIY
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank of Ireland Group Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Bank of Ireland Group's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=19.99/4.30
=4.65

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Ireland Group's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec25 is calculated as:

For example, Bank of Ireland Group's adjusted Revenue per Share data for the fiscal year that ended in Dec25 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec25 (Change)*Current CPI (Dec25)
=5.082/125.7700*125.7700
=5.082

Current CPI (Dec25) = 125.7700.

Bank of Ireland Group Annual Data

Revenue per Share CPI Adj_RevenuePerShare
201612 3.042 99.676 3.838
201712 3.361 100.075 4.224
201812 2.995 100.773 3.738
201912 3.051 102.068 3.759
202012 3.059 101.072 3.807
202112 3.154 106.653 3.719
202212 3.107 115.436 3.385
202312 4.616 120.749 4.808
202412 4.563 122.439 4.687
202512 5.082 125.770 5.082

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 4.65 mean?
Bank of Ireland Group (BKRIY) has a Cyclically Adjusted PS Ratio of 4.65 as of Jul. 21, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Bank of Ireland Group and its competitors. This is 187% above median its historical median of 1.62. Over the past decade, Bank of Ireland Group's Cyclically Adjusted PS Ratio has ranged from 0.14 to 5.06. According to the industry distribution chart, Bank of Ireland Group ranks #973 out of 1301 companies in the Banks industry, placing it in the top 74.8%.
Is Bank of Ireland Group's Cyclically Adjusted PS Ratio too high?
Bank of Ireland Group's current Cyclically Adjusted PS Ratio of 4.65 is 187% above median its 10-year median of 1.62. Over the past 10 years, this metric has ranged from a low of 0.14 to a high of 5.06. The Banks industry median Cyclically Adjusted PS Ratio is 3.37. Bank of Ireland Group's value of 4.65 is 38% above this industry median. Based on the distribution chart, Bank of Ireland Group ranks #973 out of 1301 companies in the Banks industry, which is below the industry midpoint. Overall, Bank of Ireland Group has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Ireland Group's Cyclically Adjusted PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Bank of Ireland Group ranks #973 out of 1301 companies for Cyclically Adjusted PS Ratio. This places Bank of Ireland Group in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.37. Bank of Ireland Group's value of 4.65 is 38% above this benchmark. Historically, Bank of Ireland Group's own Cyclically Adjusted PS Ratio has ranged from 0.14 to 5.06 over the past decade. While the company's 10-year median is 1.62 vs. the industry median of 3.37, Bank of Ireland Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.37, based on 1,301 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Ireland Group's current Cyclically Adjusted PS Ratio of 4.65 is 38% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Bank of Ireland Group and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Ireland Group's current Cyclically Adjusted PS Ratio is 4.65, which is 187% above median its own 10-year median of 1.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Ireland Group stock overvalued right now?
Based on GuruFocus' analysis, Bank of Ireland Group (BKRIY) is currently considered Significantly Overvalued. The stock's GF Value™ is $12.63, compared to a current price of $19.99 — trading 58.3% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 4.65, which is 187% above median its 10-year median of 1.62 and 38% above the Banks industry median of 3.37. Bank of Ireland Group's overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Bank of Ireland Group (BKRIY), the current Cyclically Adjusted PS Ratio is 4.65 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Ireland Group (BKRIY) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Ireland Group stock appears to be overvalued. The current stock price of $19.99 is trading 58.3% above its estimated GF Value™ of $12.63. GuruFocus considers Bank of Ireland Group to be Significantly Overvalued.

Key valuation signals for BKRIY:

  • Cyclically Adjusted PS Ratio: 4.65 (187% above median its 10-year median of 1.62)
  • GF Value™: $12.63 vs. price of $19.99 (58.3% above fair value)
  • GF Score™: 69/100 with 6 warning signs
  • Industry Position: 38% above the Banks median (#973 of 1301)

No single metric tells the full story. See the BKRIY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of Ireland Group Business Description

Address 2 College Green, Dublin, IRL, D02 VR66
Bank of Ireland Group PLC is an Irish financial services group operating mostly in Ireland and the United Kingdom. Services include mortgages, business, and corporate lending, term loans, leasing, foreign exchange, life assurance, and pension products, among others. The bank's trading divisions include Retail Ireland, Wealth and Insurance, Retail UK, Corporate and Commercial , and Group Centre. The bank generates the majority of its revenue from Retail Ireland and serves consumer and business customers across a broad range of segments and sectors. Revenue is also derived from fees for a range of banking and transaction services. The bank has access to distribution in the United Kingdom via its relationship as a financial services partner with the nation's post office.
69GF Score

Get the complete analysis for BKRIY

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.99
Price
$12.63
GF Value