BKRIY (Bank of Ireland Group) Total Payout Ratio: 0.59 (As of Aug. 14, 2026)

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BKRIY Bank of Ireland Group PLC BKRIY
69 GF Score
Price $21.85
GF Value $12.86
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Bank of Ireland Group Total Payout Ratio?

Bank of Ireland Group BKRIY -0.34% 69 Total Payout Ratio is 0.59 as of Aug. 14, 2026. GuruFocus rates BKRIY with a GF Score™ of 69/100 and a GF Value™ of $12.86 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income.

Bank of Ireland Group's current Total Payout Ratio is 0.59.


Bank of Ireland Group Total Payout Ratio Related Terms


Bank of Ireland Group Total Payout Ratio Historical Data

* Premium members only.

The historical data trend for Bank of Ireland Group's Total Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Ireland Group Total Payout Ratio Chart

Bank of Ireland Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.10 0.18 0.81 0.79

Bank of Ireland Group Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Total Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.91 0.66 0.98 0.59 0.59

BKRIY vs PNC, USB: Total Payout Ratio Comparison

For the Banks - Regional subindustry, Bank of Ireland Group's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of Ireland Group Total Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Ireland Group's Total Payout Ratio distribution charts can be found below:

* The bar in red indicates where Bank of Ireland Group's Total Payout Ratio falls into.


BKRIY
69GF Score
Bank of Ireland Group PLC BKRIY
Total Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank of Ireland Group Total Payout Ratio Calculation

Total Payout Ratio is a measurement showing the proportion of earnings a company pays shareholders in the form of dividends and net stock repurchases.

Bank of Ireland Group's Total Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (-689.696 + 0 + -600.703) / 1631.148
=0.79

Bank of Ireland Group's Total Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (-163.594 + 0 + -493.088) / 1105.991
=0.59

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Ratio →
What does a Total Payout Ratio of 0.59 mean?
Bank of Ireland Group (BKRIY) has a Total Payout Ratio of 0.59 as of Aug. 14, 2026. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Bank of Ireland Group and its competitors.
Is Bank of Ireland Group's Total Payout Ratio too high?
Bank of Ireland Group's current Total Payout Ratio is 0.59. Overall, Bank of Ireland Group has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Ireland Group's Total Payout Ratio compare to PNC and USB?
Bank of Ireland Group's Total Payout Ratio of 0.59 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Ratio for a Banks company?
A good Total Payout Ratio depends on the Banks industry context. However, Total Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Ratio mean?
A high Total Payout Ratio can signal that a stock is expensive relative to its fundamentals. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Bank of Ireland Group and its competitors. Bank of Ireland Group's current Total Payout Ratio is 0.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Ireland Group stock overvalued right now?
Based on GuruFocus' analysis, Bank of Ireland Group (BKRIY) is currently considered Significantly Overvalued. The stock's GF Value™ is $12.86, compared to a current price of $21.85 — trading 69.9% above its estimated fair value. The current Total Payout Ratio is 0.59. Bank of Ireland Group's overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Ratio calculated?
Total Payout Ratio is calculated from a company's financial statements. For Bank of Ireland Group (BKRIY), the current Total Payout Ratio is 0.59 as of Aug. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Ireland Group (BKRIY) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Ireland Group stock appears to be overvalued. The current stock price of $21.85 is trading 69.9% above its estimated GF Value™ of $12.86. GuruFocus considers Bank of Ireland Group to be Significantly Overvalued.

Key valuation signals for BKRIY:

  • Total Payout Ratio: 0.59
  • GF Value™: $12.86 vs. price of $21.85 (69.9% above fair value)
  • GF Score™: 69/100 with 6 warning signs

No single metric tells the full story. See the BKRIY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of Ireland Group Business Description

Address 2 College Green, Dublin, IRL, D02 VR66
Bank of Ireland Group PLC is an Irish financial services group operating mostly in Ireland and the United Kingdom. Services include mortgages, business, and corporate lending, term loans, leasing, foreign exchange, life assurance, and pension products, among others. The bank's trading divisions include Retail Ireland, Wealth and Insurance, Retail UK, Corporate and Commercial , and Group Centre. The bank generates the majority of its revenue from Retail Ireland and serves consumer and business customers across a broad range of segments and sectors. Revenue is also derived from fees for a range of banking and transaction services. The bank has access to distribution in the United Kingdom via its relationship as a financial services partner with the nation's post office.
69GF Score

Get the complete analysis for BKRIY

Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$21.85
Price
$12.86
GF Value