Bank of Ireland GroupBKRIY +0.40%69 PS Ratio is 3.97 as of Jul. 08, 2026, which is 75% above its 10-year median of 2.27. GuruFocus rates BKRIY with a GF Score™ of 69/100 and a GF Value™ of $12.60 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,519 Banks companies, Bank of Ireland Group ranks worse than 72.88% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Bank of Ireland Group's share price is $20.02.
Bank of Ireland Group's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $5.05. Hence, Bank of Ireland Group's PS Ratio for today is 3.97.
Warning Sign:
Bank of Ireland Group PLC stock PS Ratio (=3.99) is close to 10-year high of 4.28.
The historical rank and industry rank for Bank of Ireland Group's PS Ratio or its related term are showing as below:
BKRIY'
s PS Ratio Range Over the Past 10 Years
Min: 0.52 Med: 2.27 Max: 4.28
Current: 4
During the past 13 years, Bank of Ireland Group's highest PS Ratio was 4.28. The lowest was 0.52. And the median was 2.27.
BKRIY's PS Ratio is ranked worse than 72.88% of 1519
companies
in the Banks industry
Industry Median: 3.02
vs BKRIY: 4.00
Bank of Ireland Group PLC revenue growth has slowed down over the past 12 months.
During the past 12 months, the average Revenue per Share Growth Rate of Bank of Ireland Group was -0.40% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 14.00% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 13.50% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 4.50% per year.
During the past 13 years, Bank of Ireland Group's highest 3-Year average Revenue per Share Growth Rate was 31.30% per year. The lowest was -73.60% per year. And the median was 2.10% per year.
Back to Basics: PS Ratio
Bank of Ireland Group (OTCPK:BKRIY) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank of Ireland Group's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Ireland Group PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Ireland Group's PS Ratio distribution charts can be found below:
* The bar in red indicates where Bank of Ireland Group's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Bank of Ireland Group's Share Price of today is $20.02.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Bank of Ireland Group's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $5.05.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Bank of Ireland Group (BKRIY) has a PS Ratio of 3.97 as of Jul. 08, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Bank of Ireland Group and its competitors. This is 75% above median its historical median of 2.27. Over the past decade, Bank of Ireland Group's PS Ratio has ranged from 0.52 to 4.28. According to the industry distribution chart, Bank of Ireland Group ranks #1107 out of 1519 companies in the Banks industry, placing it in the top 72.9%.
Is Bank of Ireland Group's PS Ratio too high?
Bank of Ireland Group's current PS Ratio of 3.97 is 75% above median its 10-year median of 2.27. Over the past 10 years, this metric has ranged from a low of 0.52 to a high of 4.28. The Banks industry median PS Ratio is 3.02. Bank of Ireland Group's value of 3.97 is 31.5% above this industry median. Based on the distribution chart, Bank of Ireland Group ranks #1107 out of 1519 companies in the Banks industry, which is below the industry midpoint. Overall, Bank of Ireland Group has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Ireland Group's PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Bank of Ireland Group ranks #1107 out of 1519 companies for PS Ratio. This places Bank of Ireland Group in the lower half of its industry. The industry median PS Ratio is 3.02. Bank of Ireland Group's value of 3.97 is 31.5% above this benchmark. Historically, Bank of Ireland Group's own PS Ratio has ranged from 0.52 to 4.28 over the past decade. While the company's 10-year median is 2.27 vs. the industry median of 3.02, Bank of Ireland Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.02, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Ireland Group's current PS Ratio of 3.97 is 31.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Bank of Ireland Group and its competitors. For the Banks industry, the median PS Ratio is 3.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Ireland Group's current PS Ratio is 3.97, which is 75% above median its own 10-year median of 2.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Ireland Group stock overvalued right now?
Based on GuruFocus' analysis, Bank of Ireland Group (BKRIY) is currently considered Significantly Overvalued. The stock's GF Value™ is $12.60, compared to a current price of $20.02 — trading 58.9% above its estimated fair value. The current PS Ratio is 3.97, which is 75% above median its 10-year median of 2.27 and 31.5% above the Banks industry median of 3.02. Bank of Ireland Group's overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Bank of Ireland Group (BKRIY), the current PS Ratio is 3.97 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Ireland Group (BKRIY) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Ireland Group stock appears to be overvalued.
The current stock price of $20.02 is trading 58.9% above its estimated GF Value™ of $12.60.
GuruFocus considers Bank of Ireland Group to be Significantly Overvalued.
Key valuation signals for BKRIY:
PS Ratio: 3.97 (75% above median its 10-year median of 2.27)
GF Value™: $12.60 vs. price of $20.02 (58.9% above fair value)
Industry Position: 31.5% above the Banks median (#1107 of 1519)
No single metric tells the full story. See the BKRIY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Ireland Group PLC is an Irish financial services group operating mostly in Ireland and the United Kingdom. Services include mortgages, business, and corporate lending, term loans, leasing, foreign exchange, life assurance, and pension products, among others. The bank's trading divisions include Retail Ireland, Wealth and Insurance, Retail UK, Corporate and Commercial , and Group Centre. The bank generates the majority of its revenue from Retail Ireland and serves consumer and business customers across a broad range of segments and sectors. Revenue is also derived from fees for a range of banking and transaction services. The bank has access to distribution in the United Kingdom via its relationship as a financial services partner with the nation's post office.
69GF Score
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