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Bank of Ireland GroupBKRIY -1.58%69 Net Debt Paydown Yield % is 16.03% as of Jul. 17, 2026, which is 8% below its 10-year median of 17.38. GuruFocus rates BKRIY with a GF Score™ of 69/100 and a GF Value™ of $12.62 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,418 Banks companies, Bank of Ireland Group ranks better than 87.59% on this metric.
Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt.
As of today, Bank of Ireland Group's Net Debt Paydown Yield % was 16.03%.
Bank of Ireland Group (OTCPK:BKRIY) Net Debt Paydown Yield % Explanation
Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.
In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.
Bank of Ireland Group Net Debt Paydown Yield % Related Terms
Bank of Ireland Group Net Debt Paydown Yield % Historical Data
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The historical data trend for Bank of Ireland Group's Net Debt Paydown Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Ireland Group Net Debt Paydown Yield % Chart
BKRIY vs PNC, USB: Net Debt Paydown Yield % Comparison
For the Banks - Regional subindustry, Bank of Ireland Group's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Ireland Group Net Debt Paydown Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Ireland Group's Net Debt Paydown Yield % distribution charts can be found below:
* The bar in red indicates where Bank of Ireland Group's Net Debt Paydown Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.
What does a Net Debt Paydown Yield % of 16.03% mean?
Bank of Ireland Group (BKRIY) has a Net Debt Paydown Yield % of 16.03% as of Jul. 17, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Bank of Ireland Group and its competitors. This is near median its historical median of 17.38. According to the industry distribution chart, Bank of Ireland Group ranks #176 out of 1418 companies in the Banks industry, placing it in the top 12.4%.
Is Bank of Ireland Group's Net Debt Paydown Yield % too high?
Bank of Ireland Group's current Net Debt Paydown Yield % of 16.03% is near median its 10-year median of 17.38. Based on the distribution chart, Bank of Ireland Group ranks #176 out of 1418 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank of Ireland Group has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Ireland Group's Net Debt Paydown Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Bank of Ireland Group ranks #176 out of 1418 companies for Net Debt Paydown Yield %. This places Bank of Ireland Group in the top 12% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Banks company?
A good Net Debt Paydown Yield % depends on the Banks industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Bank of Ireland Group and its competitors. Bank of Ireland Group's current Net Debt Paydown Yield % is 16.03%, which is near median its own 10-year median of 17.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Ireland Group stock overvalued right now?
Based on GuruFocus' analysis, Bank of Ireland Group (BKRIY) is currently considered Significantly Overvalued. The stock's GF Value™ is $12.62, compared to a current price of $19.88 — trading 57.5% above its estimated fair value. The current Net Debt Paydown Yield % is 16.03%, which is near median its 10-year median of 17.38. Bank of Ireland Group's overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Bank of Ireland Group (BKRIY), the current Net Debt Paydown Yield % is 16.03% as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Ireland Group (BKRIY) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Ireland Group stock appears to be overvalued.
The current stock price of $19.88 is trading 57.5% above its estimated GF Value™ of $12.62.
GuruFocus considers Bank of Ireland Group to be Significantly Overvalued.
Key valuation signals for BKRIY:
Net Debt Paydown Yield %: 16.03% (near median its 10-year median of 17.38)
GF Value™: $12.62 vs. price of $19.88 (57.5% above fair value)
No single metric tells the full story. See the BKRIY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Ireland Group PLC is an Irish financial services group operating mostly in Ireland and the United Kingdom. Services include mortgages, business, and corporate lending, term loans, leasing, foreign exchange, life assurance, and pension products, among others. The bank's trading divisions include Retail Ireland, Wealth and Insurance, Retail UK, Corporate and Commercial , and Group Centre. The bank generates the majority of its revenue from Retail Ireland and serves consumer and business customers across a broad range of segments and sectors. Revenue is also derived from fees for a range of banking and transaction services. The bank has access to distribution in the United Kingdom via its relationship as a financial services partner with the nation's post office.
69GF Score
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