Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Bank of Ireland GroupBKRIY +0.24%69 5-Year Yield-on-Cost % is 3.85 as of Jul. 23, 2026, which is 41% above its 10-year median of 2.73. GuruFocus rates BKRIY with a GF Score™ of 69/100 and a GF Value™ of $12.63 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,251 Banks companies, Bank of Ireland Group ranks better than 51.64% on this metric.
Bank of Ireland Group's yield on cost for the quarter that ended in Dec. 2025 was 3.85.
The historical rank and industry rank for Bank of Ireland Group's 5-Year Yield-on-Cost % or its related term are showing as below:
BKRIY'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.49 Med: 2.73 Max: 11.29
Current: 3.85
During the past 13 years, Bank of Ireland Group's highest Yield on Cost was 11.29. The lowest was 0.49. And the median was 2.73.
BKRIY's 5-Year Yield-on-Cost % is ranked better than 51.64% of 1251
companies
in the Banks industry
Industry Median: 3.9
vs BKRIY: 3.85
Bank of Ireland Group (OTCPK:BKRIY) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Bank of Ireland Group 5-Year Yield-on-Cost % Related Terms
BKRIY vs PNC, USB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Bank of Ireland Group's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Ireland Group 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Ireland Group's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Bank of Ireland Group's 5-Year Yield-on-Cost % falls into.
Bank of Ireland Group 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Bank of Ireland Group (BKRIY) has a 5-Year Yield-on-Cost % of 3.85 as of Jul. 23, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Bank of Ireland Group and its competitors. This is 41% above median its historical median of 2.73. Over the past decade, Bank of Ireland Group's 5-Year Yield-on-Cost % has ranged from 0.49 to 11.29. According to the industry distribution chart, Bank of Ireland Group ranks #605 out of 1251 companies in the Banks industry, placing it in the top 48.4%.
Is Bank of Ireland Group's 5-Year Yield-on-Cost % too high?
Bank of Ireland Group's current 5-Year Yield-on-Cost % of 3.85 is 41% above median its 10-year median of 2.73. Over the past 10 years, this metric has ranged from a low of 0.49 to a high of 11.29. The Banks industry median 5-Year Yield-on-Cost % is 3.90. Bank of Ireland Group's value of 3.85 is 1.3% below this industry median. Based on the distribution chart, Bank of Ireland Group ranks #605 out of 1251 companies in the Banks industry, which is above the industry midpoint. Overall, Bank of Ireland Group has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Ireland Group's 5-Year Yield-on-Cost % compare to PNC and USB?
According to the Banks industry distribution chart, Bank of Ireland Group ranks #605 out of 1251 companies for 5-Year Yield-on-Cost %. This puts Bank of Ireland Group in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.90. Bank of Ireland Group's value of 3.85 is 1.3% below this benchmark. Historically, Bank of Ireland Group's own 5-Year Yield-on-Cost % has ranged from 0.49 to 11.29 over the past decade. While the company's 10-year median is 2.73 vs. the industry median of 3.90, Bank of Ireland Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.90, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Ireland Group's current 5-Year Yield-on-Cost % of 3.85 is 1.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Bank of Ireland Group and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Ireland Group's current 5-Year Yield-on-Cost % is 3.85, which is 41% above median its own 10-year median of 2.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Ireland Group stock overvalued right now?
Based on GuruFocus' analysis, Bank of Ireland Group (BKRIY) is currently considered Significantly Overvalued. The stock's GF Value™ is $12.63, compared to a current price of $20.96 — trading 66% above its estimated fair value. The current 5-Year Yield-on-Cost % is 3.85, which is 41% above median its 10-year median of 2.73 and 1.3% below the Banks industry median of 3.90. Bank of Ireland Group's overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Bank of Ireland Group (BKRIY), the current 5-Year Yield-on-Cost % is 3.85 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Ireland Group (BKRIY) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Ireland Group stock appears to be overvalued.
The current stock price of $20.96 is trading 66% above its estimated GF Value™ of $12.63.
GuruFocus considers Bank of Ireland Group to be Significantly Overvalued.
Key valuation signals for BKRIY:
5-Year Yield-on-Cost %: 3.85 (41% above median its 10-year median of 2.73)
GF Value™: $12.63 vs. price of $20.96 (66% above fair value)
Industry Position: 1.3% below the Banks median (#605 of 1251)
No single metric tells the full story. See the BKRIY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Ireland Group PLC is an Irish financial services group operating mostly in Ireland and the United Kingdom. Services include mortgages, business, and corporate lending, term loans, leasing, foreign exchange, life assurance, and pension products, among others. The bank's trading divisions include Retail Ireland, Wealth and Insurance, Retail UK, Corporate and Commercial , and Group Centre. The bank generates the majority of its revenue from Retail Ireland and serves consumer and business customers across a broad range of segments and sectors. Revenue is also derived from fees for a range of banking and transaction services. The bank has access to distribution in the United Kingdom via its relationship as a financial services partner with the nation's post office.
69GF Score
Get the complete analysis for BKRIY
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BKRIY has been successfully added to your 
