Bank of Ireland GroupBKRIY +0.30%71 Dividend Payout Ratio is 0.28 as of Dec. 2025, which is 4% above its 10-year median of 0.27. GuruFocus rates BKRIY with a GF Score™ of 71/100 and a GF Value™ of $12.69 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,171 Banks companies, Bank of Ireland Group ranks worse than 53.97% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Bank of Ireland Group's Dividend Payout Ratio for the
months ended in Dec. 2025 was 0.28.
The historical rank and industry rank for Bank of Ireland Group's Dividend Payout Ratio or its related term are showing as below:
BKRIY'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.06 Med: 0.27 Max: 0.57
Current: 0.35
During the past 13 years, the highest Dividend Payout Ratio of Bank of Ireland Group was 0.57. The lowest was 0.06. And the median was 0.27.
BKRIY's Dividend Payout Ratio is ranked worse than 53.97% of 1171
companies
in the Banks industry
Industry Median: 0.32
vs BKRIY: 0.35
During the past 13 years, the highest Trailing Annual Dividend Yield of Bank of Ireland Group was 11.29%. The lowest was 0.49%. And the median was 2.68%.
During the past 12 months, Bank of Ireland Group's average Dividends Per Share Growth Rate was -44.20% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 119.70% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Bank of Ireland Group was 119.70% per year. The lowest was -32.10% per year. And the median was 12.70% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Bank of Ireland Group (OTCPK:BKRIY) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Bank of Ireland Group Dividend Payout Ratio Related Terms
Bank of Ireland Group Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for Bank of Ireland Group's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BKRIY vs PNC, USB: Dividend Payout Ratio Comparison
For the Banks - Regional subindustry, Bank of Ireland Group's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Ireland Group Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Ireland Group's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Bank of Ireland Group's Dividend Payout Ratio falls into.
Bank of Ireland Group Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Bank of Ireland Group's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Ireland Group (BKRIY) has a Dividend Payout Ratio of 0.28 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Bank of Ireland Group and its competitors. This is near median its historical median of 0.27. Over the past decade, Bank of Ireland Group's Dividend Payout Ratio has ranged from 0.06 to 0.57. According to the industry distribution chart, Bank of Ireland Group ranks #632 out of 1171 companies in the Banks industry, placing it in the top 54%.
Is Bank of Ireland Group's Dividend Payout Ratio too high?
Bank of Ireland Group's current Dividend Payout Ratio of 0.28 is near median its 10-year median of 0.27. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 0.57. The Banks industry median Dividend Payout Ratio is 0.32. Bank of Ireland Group's value of 0.28 is 12.5% below this industry median. Based on the distribution chart, Bank of Ireland Group ranks #632 out of 1171 companies in the Banks industry, which is below the industry midpoint. Overall, Bank of Ireland Group has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Ireland Group's Dividend Payout Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Bank of Ireland Group ranks #632 out of 1171 companies for Dividend Payout Ratio. This places Bank of Ireland Group in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Bank of Ireland Group's value of 0.28 is 12.5% below this benchmark. Historically, Bank of Ireland Group's own Dividend Payout Ratio has ranged from 0.06 to 0.57 over the past decade. While the company's 10-year median is 0.27 vs. the industry median of 0.32, Bank of Ireland Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,171 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Ireland Group's current Dividend Payout Ratio of 0.28 is 12.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Bank of Ireland Group and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Ireland Group's current Dividend Payout Ratio is 0.28, which is near median its own 10-year median of 0.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Ireland Group stock overvalued right now?
Based on GuruFocus' analysis, Bank of Ireland Group (BKRIY) is currently considered Significantly Overvalued. The stock's GF Value™ is $12.69, compared to a current price of $19.98 — trading 57.4% above its estimated fair value. The current Dividend Payout Ratio is 0.28, which is near median its 10-year median of 0.27 and 12.5% below the Banks industry median of 0.32. Bank of Ireland Group's overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Bank of Ireland Group (BKRIY), the current Dividend Payout Ratio is 0.28 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Ireland Group (BKRIY) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Ireland Group stock appears to be overvalued.
The current stock price of $19.98 is trading 57.4% above its estimated GF Value™ of $12.69.
GuruFocus considers Bank of Ireland Group to be Significantly Overvalued.
Key valuation signals for BKRIY:
Dividend Payout Ratio: 0.28 (near median its 10-year median of 0.27)
GF Value™: $12.69 vs. price of $19.98 (57.4% above fair value)
Industry Position: 12.5% below the Banks median (#632 of 1171)
No single metric tells the full story. See the BKRIY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Ireland Group PLC is an Irish financial services group operating mostly in Ireland and the United Kingdom. Services include mortgages, business, and corporate lending, term loans, leasing, foreign exchange, life assurance, and pension products, among others. The bank's trading divisions include Retail Ireland, Wealth and Insurance, Retail UK, Corporate and Commercial , and Group Centre. The bank generates the majority of its revenue from Retail Ireland and serves consumer and business customers across a broad range of segments and sectors. Revenue is also derived from fees for a range of banking and transaction services. The bank has access to distribution in the United Kingdom via its relationship as a financial services partner with the nation's post office.
71GF Score
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Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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