BKRIY (Bank of Ireland Group) ROE % Adjusted to Book Value: 7.60% (As of Dec. 2025)


BKRIY Bank of Ireland Group PLC BKRIY
71 GF Score
Price $19.98
GF Value $12.26
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Bank of Ireland Group ROE % Adjusted to Book Value?

Bank of Ireland Group BKRIY +0.30% 71 ROE % Adjusted to Book Value is 7.60% as of Dec. 2025. GuruFocus rates BKRIY with a GF Score™ of 71/100 and a GF Value™ of $12.26 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Bank of Ireland Group's ROE % for the quarter that ended in Dec. 2025 was 9.20%. Bank of Ireland Group's PB Ratio for the quarter that ended in Dec. 2025 was 1.21. Bank of Ireland Group's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 7.60%.


Bank of Ireland Group ROE % Adjusted to Book Value Related Terms


Bank of Ireland Group ROE % Adjusted to Book Value Historical Data

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The historical data trend for Bank of Ireland Group's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Ireland Group ROE % Adjusted to Book Value Chart

Bank of Ireland Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 19.84 8.83 19.24 17.52 8.09

Bank of Ireland Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.37 17.76 15.04 10.75 7.60

BKRIY vs PNC, USB: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Bank of Ireland Group's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of Ireland Group ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Ireland Group's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Bank of Ireland Group's ROE % Adjusted to Book Value falls into.


BKRIY
71GF Score
Bank of Ireland Group PLC BKRIY
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank of Ireland Group ROE % Adjusted to Book Value Calculation

Bank of Ireland Group's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=9.79% / 1.21
=8.09%

Bank of Ireland Group's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=9.20% / 1.21
=7.60%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 7.60% mean?
Bank of Ireland Group (BKRIY) has a ROE % Adjusted to Book Value of 7.60% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Bank of Ireland Group and its competitors.
Is Bank of Ireland Group's ROE % Adjusted to Book Value too high?
Bank of Ireland Group's current ROE % Adjusted to Book Value is 7.60%. Overall, Bank of Ireland Group has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Ireland Group's ROE % Adjusted to Book Value compare to PNC and USB?
Bank of Ireland Group's ROE % Adjusted to Book Value of 7.60% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Bank of Ireland Group and its competitors. Bank of Ireland Group's current ROE % Adjusted to Book Value is 7.60%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Ireland Group stock overvalued right now?
Based on GuruFocus' analysis, Bank of Ireland Group (BKRIY) is currently considered Significantly Overvalued. The stock's GF Value™ is $12.26, compared to a current price of $19.98 — trading 63% above its estimated fair value. The current ROE % Adjusted to Book Value is 7.60%. Bank of Ireland Group's overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Bank of Ireland Group (BKRIY), the current ROE % Adjusted to Book Value is 7.60% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Ireland Group (BKRIY) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Ireland Group stock appears to be overvalued. The current stock price of $19.98 is trading 63% above its estimated GF Value™ of $12.26. GuruFocus considers Bank of Ireland Group to be Significantly Overvalued.

Key valuation signals for BKRIY:

  • ROE % Adjusted to Book Value: 7.60%
  • GF Value™: $12.26 vs. price of $19.98 (63% above fair value)
  • GF Score™: 71/100 with 6 warning signs

No single metric tells the full story. See the BKRIY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of Ireland Group Business Description

Address 2 College Green, Dublin, IRL, D02 VR66
Bank of Ireland Group PLC is an Irish financial services group operating mostly in Ireland and the United Kingdom. Services include mortgages, business, and corporate lending, term loans, leasing, foreign exchange, life assurance, and pension products, among others. The bank's trading divisions include Retail Ireland, Wealth and Insurance, Retail UK, Corporate and Commercial , and Group Centre. The bank generates the majority of its revenue from Retail Ireland and serves consumer and business customers across a broad range of segments and sectors. Revenue is also derived from fees for a range of banking and transaction services. The bank has access to distribution in the United Kingdom via its relationship as a financial services partner with the nation's post office.
71GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.98
Price
$12.26
GF Value