CKHGY (Capitec Bank Holdings) Tariff Resilience Score: 9/10 (As of Jul. 14, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CKHGY Capitec Bank Holdings Ltd CKHGY
89 GF Score
Price $145.66
GF Value $129.75
Valuation Modestly Overvalued
! 1 Warning Sign
View Full Analysis

What is Capitec Bank Holdings Tariff Resilience Score?

Capitec Bank Holdings CKHGY +2.16% 89 Tariff Resilience Score is 9 as of Jul. 14, 2026. GuruFocus rates CKHGY with a GF Score™ of 89/100 and a GF Value™ of $129.75 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 1,609 Banks companies, Capitec Bank Holdings ranks better than 99.25% on this metric.

Capitec Bank Holdings has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

Capitec Bank Holdings has Capitec Bank Holdings Ltd is a financial services company with minimal direct exposure to tariffs. Its operations are primarily domestic, and it does not rely on international supply chains, making it highly resilient to tariff impacts.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Capitec Bank Holdings might have Highly Resilient.

Capitec Bank Holdings  (OTCPK:CKHGY) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Capitec Bank Holdings Tariff Resilience Score Related Terms

CKHGY vs PNC, USB: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, Capitec Bank Holdings's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Capitec Bank Holdings Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Capitec Bank Holdings's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Capitec Bank Holdings's Tariff Resilience Score falls into.


CKHGY
89GF Score
Capitec Bank Holdings Ltd CKHGY
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
What does a Tariff Resilience Score of 9 mean?
Capitec Bank Holdings (CKHGY) has a Tariff Resilience Score of 9 as of Jul. 14, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Capitec Bank Holdings ranks #12 out of 1609 companies in the Banks industry, placing it in the top 0.7%.
Is Capitec Bank Holdings' Tariff Resilience Score too high?
Capitec Bank Holdings' current Tariff Resilience Score is 9. Based on the distribution chart, Capitec Bank Holdings ranks #12 out of 1609 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Capitec Bank Holdings has a GF Score™ of 89/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Capitec Bank Holdings' Tariff Resilience Score compare to PNC and USB?
According to the Banks industry distribution chart, Capitec Bank Holdings ranks #12 out of 1609 companies for Tariff Resilience Score. This places Capitec Bank Holdings in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Capitec Bank Holdings's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capitec Bank Holdings stock overvalued right now?
Based on GuruFocus' analysis, Capitec Bank Holdings (CKHGY) is currently considered Modestly Overvalued. The stock's GF Value™ is $129.75, compared to a current price of $145.66 — trading 12.3% above its estimated fair value. The current Tariff Resilience Score is 9. Capitec Bank Holdings' overall GF Score™ is 89/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Capitec Bank Holdings (CKHGY), the current Tariff Resilience Score is 9 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Capitec Bank Holdings (CKHGY) Overvalued in 2026?

Based on GuruFocus' analysis, Capitec Bank Holdings stock appears to be overvalued. The current stock price of $145.66 is trading 12.3% above its estimated GF Value™ of $129.75. GuruFocus considers Capitec Bank Holdings to be Modestly Overvalued.

Key valuation signals for CKHGY:

  • Tariff Resilience Score: 9
  • GF Value™: $129.75 vs. price of $145.66 (12.3% above fair value)
  • GF Score™: 89/100 with 1 warning sign

No single metric tells the full story. See the CKHGY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Capitec Bank Holdings Business Description

Address 5 Neutron Road, Techno Park, Stellenbosch, WC, ZAF, 7600
Capitec Bank Holdings Ltd is a bank holding company along with its subsidiary, which conducts personal and business banking, online consumer lending, rental financing, holds an insurance cell captive, and has an insurance licence for life products. Its segments are Personal Banking, Business Banking, and the Insurance business.
89GF Score

Get the complete analysis for CKHGY

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$145.66
Price
$129.75
GF Value