Fast Finance24 Holding AG (FRA:FF24) Cyclically Adjusted PS Ratio: 0.77 (As of Aug. 05, 2026) — 175% Above Median

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What is Fast Finance24 Holding AG Cyclically Adjusted PS Ratio?

Fast Finance24 Holding AG FRA:FF24 Cyclically Adjusted PS Ratio is 0.77 as of Aug. 05, 2026, which is 175% above its 10-year median of 0.28. The stock has 2 warning signs investors should review. Among 423 Credit Services companies, Fast Finance24 Holding AG ranks better than 82.74% on this metric.

As of today (2026-08-05), Fast Finance24 Holding AG's current share price is €0.023. Fast Finance24 Holding AG's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec24 was €0.03. Fast Finance24 Holding AG's Cyclically Adjusted PS Ratio for today is 0.77.

The historical rank and industry rank for Fast Finance24 Holding AG's Cyclically Adjusted PS Ratio or its related term are showing as below:

FRA:FF24' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.09   Med: 0.28   Max: 1.92
Current: 0.75

During the past 13 years, Fast Finance24 Holding AG's highest Cyclically Adjusted PS Ratio was 1.92. The lowest was 0.09. And the median was 0.28.

FRA:FF24's Cyclically Adjusted PS Ratio is ranked better than
82.74% of 423 companies
in the Credit Services industry
Industry Median: 3.17 vs FRA:FF24: 0.75

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Fast Finance24 Holding AG's adjusted revenue per share data of for the fiscal year that ended in Dec24 was €0.079. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is €0.03 for the trailing ten years ended in Dec24.

Shiller PE for Stocks: The True Measure of Stock Valuation


Fast Finance24 Holding AG  (FRA:FF24) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Fast Finance24 Holding AG Cyclically Adjusted PS Ratio Related Terms


Fast Finance24 Holding AG Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Fast Finance24 Holding AG's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fast Finance24 Holding AG Cyclically Adjusted PS Ratio Chart

Fast Finance24 Holding AG Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.37 0.11 0.47 1.24

Fast Finance24 Holding AG Semi-Annual Data
Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.47 0.00 1.24 0.00

FRA:FF24 vs V, MA, AXP: Cyclically Adjusted PS Ratio Comparison

For the Credit Services subindustry, Fast Finance24 Holding AG's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fast Finance24 Holding AG Cyclically Adjusted PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Fast Finance24 Holding AG's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Fast Finance24 Holding AG's Cyclically Adjusted PS Ratio falls into.



Fast Finance24 Holding AG Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Fast Finance24 Holding AG's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=0.023/0.03
=0.77

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fast Finance24 Holding AG's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec24 is calculated as:

For example, Fast Finance24 Holding AG's adjusted Revenue per Share data for the fiscal year that ended in Dec24 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec24 (Change)*Current CPI (Dec24)
=0.079/127.0412*127.0412
=0.079

Current CPI (Dec24) = 127.0412.

Fast Finance24 Holding AG Annual Data

Revenue per Share CPI Adj_RevenuePerShare
201512 0.023 99.717 0.029
201612 0.041 101.217 0.051
201712 0.042 102.617 0.052
201812 0.004 104.217 0.005
201912 0.003 105.818 0.004
202012 0.002 105.518 0.002
202112 0.004 110.384 0.005
202212 0.062 119.345 0.066
202312 0.040 123.773 0.041
202412 0.079 127.041 0.079

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 0.77 mean?
Fast Finance24 Holding AG (FRA:FF24) has a Cyclically Adjusted PS Ratio of 0.77 as of Aug. 05, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Fast Finance24 Holding AG and its competitors. This is 175% above median its historical median of 0.28. Over the past decade, Fast Finance24 Holding AG's Cyclically Adjusted PS Ratio has ranged from 0.09 to 1.92. According to the industry distribution chart, Fast Finance24 Holding AG ranks #73 out of 423 companies in the Credit Services industry, placing it in the top 17.3%.
Is Fast Finance24 Holding AG's Cyclically Adjusted PS Ratio too high?
Fast Finance24 Holding AG's current Cyclically Adjusted PS Ratio of 0.77 is 175% above median its 10-year median of 0.28. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 1.92. The Credit Services industry median Cyclically Adjusted PS Ratio is 3.17. Fast Finance24 Holding AG's value of 0.77 is 75.7% below this industry median. Based on the distribution chart, Fast Finance24 Holding AG ranks #73 out of 423 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers.
How does Fast Finance24 Holding AG's Cyclically Adjusted PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Fast Finance24 Holding AG ranks #73 out of 423 companies for Cyclically Adjusted PS Ratio. This places Fast Finance24 Holding AG in the top 17% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PS Ratio is 3.17. Fast Finance24 Holding AG's value of 0.77 is 75.7% below this benchmark. Historically, Fast Finance24 Holding AG's own Cyclically Adjusted PS Ratio has ranged from 0.09 to 1.92 over the past decade. While the company's 10-year median is 0.28 vs. the industry median of 3.17, Fast Finance24 Holding AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Credit Services company?
The median Cyclically Adjusted PS Ratio among Credit Services companies is 3.17, based on 423 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fast Finance24 Holding AG's current Cyclically Adjusted PS Ratio of 0.77 is 75.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Fast Finance24 Holding AG and its competitors. For the Credit Services industry, the median Cyclically Adjusted PS Ratio is 3.17 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fast Finance24 Holding AG's current Cyclically Adjusted PS Ratio is 0.77, which is 175% above median its own 10-year median of 0.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fast Finance24 Holding AG stock overvalued right now?
Fast Finance24 Holding AG (FRA:FF24) has a current Cyclically Adjusted PS Ratio of 0.77. The current Cyclically Adjusted PS Ratio is 0.77, which is 175% above median its 10-year median of 0.28 and 75.7% below the Credit Services industry median of 3.17. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Fast Finance24 Holding AG (FRA:FF24), the current Cyclically Adjusted PS Ratio is 0.77 as of Aug. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Fast Finance24 Holding AG Business Description

Address Uhlandstrasse 165/166, Berlin, DEU, 10719
Fast Finance24 Holding AG is involved in providing different online products for consumer credits such as FF24 Rent, FF24 payments and FF24 Pay offering financial services to benefit the underbanked people facing a short-term economic issue. It also consists of other products such as FF24 Trade, FF24 invest and OK.de. FF24 Rent platform is optimised for both desktop and mobile devices. This means that a customer can instantly request a loan on the go, whenever and wherever he needs it.