Fast Finance24 Holding AG (FRA:FF24) Days Payable: 184.88 (As of Jun. 2025) — 42% Below Median

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What is Fast Finance24 Holding AG Days Payable?

Fast Finance24 Holding AG FRA:FF24 +4.00% Days Payable is 184.88 as of Jun. 2025, which is 42% below its 10-year median of 320.77. The stock has 2 warning signs investors should review. Among 300 Credit Services companies, Fast Finance24 Holding AG ranks better than 57% on this metric.

Fast Finance24 Holding AG's average Accounts Payable for the six months ended in Jun. 2025 was €0.39 Mil. Fast Finance24 Holding AG's Cost of Goods Sold for the six months ended in Jun. 2025 was €0.38 Mil. Hence, Fast Finance24 Holding AG's Days Payable for the six months ended in Jun. 2025 was 184.88.

The historical rank and industry rank for Fast Finance24 Holding AG's Days Payable or its related term are showing as below:

FRA:FF24' s Days Payable Range Over the Past 10 Years
Min: 49.63   Med: 320.77   Max: 8030
Current: 49.63

During the past 13 years, Fast Finance24 Holding AG's highest Days Payable was 8030.00. The lowest was 49.63. And the median was 320.77.

FRA:FF24's Days Payable is ranked better than
57% of 300 companies
in the Credit Services industry
Industry Median: 33.405 vs FRA:FF24: 49.63

Fast Finance24 Holding AG's Days Payable declined from Jun. 2024 (1,895.52) to Jun. 2025 (184.88). It may suggest that Fast Finance24 Holding AG accelerated paying its suppliers.


Fast Finance24 Holding AG Days Payable Historical Data

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The historical data trend for Fast Finance24 Holding AG's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fast Finance24 Holding AG Days Payable Chart

Fast Finance24 Holding AG Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 136.88 316.01 7,462.22 873.20 325.52

Fast Finance24 Holding AG Semi-Annual Data
Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.16 0.00 1,895.52 29.21 184.88

FRA:FF24 vs V, MA, AXP: Days Payable Comparison

For the Credit Services subindustry, Fast Finance24 Holding AG's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fast Finance24 Holding AG Days Payable vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Fast Finance24 Holding AG's Days Payable distribution charts can be found below:

* The bar in red indicates where Fast Finance24 Holding AG's Days Payable falls into.



Fast Finance24 Holding AG Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Fast Finance24 Holding AG's Days Payable for the fiscal year that ended in Dec. 2024 is calculated as

Days Payable (A: Dec. 2024 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2023 ) + Accounts Payable (A: Dec. 2024 )) / count ) / Cost of Goods Sold (A: Dec. 2024 )*Days in Period
=( (6.288 + 0.324) / 2 ) / 3.707*365
=3.306 / 3.707*365
=325.52

Fast Finance24 Holding AG's Days Payable for the quarter that ended in Jun. 2025 is calculated as:

Days Payable (Q: Jun. 2025 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Dec. 2024 ) + Accounts Payable (Q: Jun. 2025 )) / count ) / Cost of Goods Sold (Q: Jun. 2025 )*Days in Period
=( (0.324 + 0.452) / 2 ) / 0.383*365 / 2
=0.388 / 0.383*365 / 2
=184.88

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 184.88 mean?
Fast Finance24 Holding AG (FRA:FF24) has a Days Payable of 184.88 as of Jun. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Fast Finance24 Holding AG and its competitors. This is 42% below median its historical median of 320.77. Over the past decade, Fast Finance24 Holding AG's Days Payable has ranged from 49.63 to 8,030.00. According to the industry distribution chart, Fast Finance24 Holding AG ranks #129 out of 300 companies in the Credit Services industry, placing it in the top 43%.
Is Fast Finance24 Holding AG's Days Payable too high?
Fast Finance24 Holding AG's current Days Payable of 184.88 is 42% below median its 10-year median of 320.77. Over the past 10 years, this metric has ranged from a low of 49.63 to a high of 8,030.00. The Credit Services industry median Days Payable is 33.41. Fast Finance24 Holding AG's value of 184.88 is 453.5% above this industry median. Based on the distribution chart, Fast Finance24 Holding AG ranks #129 out of 300 companies in the Credit Services industry, which is above the industry midpoint.
How does Fast Finance24 Holding AG's Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, Fast Finance24 Holding AG ranks #129 out of 300 companies for Days Payable. This puts Fast Finance24 Holding AG in the upper half of its industry. The industry median Days Payable is 33.41. Fast Finance24 Holding AG's value of 184.88 is 453.5% above this benchmark. Historically, Fast Finance24 Holding AG's own Days Payable has ranged from 49.63 to 8,030.00 over the past decade. While the company's 10-year median is 320.77 vs. the industry median of 33.41, Fast Finance24 Holding AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.41, based on 300 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fast Finance24 Holding AG's current Days Payable of 184.88 is 453.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Fast Finance24 Holding AG and its competitors. For the Credit Services industry, the median Days Payable is 33.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fast Finance24 Holding AG's current Days Payable is 184.88, which is 42% below median its own 10-year median of 320.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fast Finance24 Holding AG stock overvalued right now?
Based on GuruFocus' analysis, Fast Finance24 Holding AG (FRA:FF24) is currently considered Significantly Undervalued. The stock's GF Value™ is €0.16, compared to a current price of €0.03 — trading 83.8% below its estimated fair value. The current Days Payable is 184.88, which is 42% below median its 10-year median of 320.77 and 453.5% above the Credit Services industry median of 33.41. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Fast Finance24 Holding AG (FRA:FF24), the current Days Payable is 184.88 as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Fast Finance24 Holding AG Business Description

Address Uhlandstrasse 165/166, Berlin, DEU, 10719
Fast Finance24 Holding AG is involved in providing different online products for consumer credits such as FF24 Rent, FF24 payments and FF24 Pay offering financial services to benefit the underbanked people facing a short-term economic issue. It also consists of other products such as FF24 Trade, FF24 invest and OK.de. FF24 Rent platform is optimised for both desktop and mobile devices. This means that a customer can instantly request a loan on the go, whenever and wherever he needs it.