Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Fast Finance24 Holding AGFRA:FF24 +4.00% ROE % is 0.04% as of Jun. 2025, which is 71% below its 10-year median of 0.14. The stock has 2 warning signs investors should review. Among 529 Credit Services companies, Fast Finance24 Holding AG ranks worse than 81.47% on this metric.
The historical rank and industry rank for Fast Finance24 Holding AG's ROE % or its related term are showing as below:
FRA:FF24'
s ROE % Range Over the Past 10 Years
Min: -692.48 Med: 0.14 Max: 4.6
Current: -1.45
During the past 13 years, Fast Finance24 Holding AG's highest ROE % was 4.60%. The lowest was -692.48%. And the median was 0.14%.
FRA:FF24's ROE % is ranked worse than 81.47% of 529
companies
in the Credit Services industry
Industry Median: 6.61
vs FRA:FF24: -1.45
Fast Finance24 Holding AG (FRA:FF24) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is two times the semi-annual (Jun. 2025) net income data. The Revenue data used here is two times the semi-annual (Jun. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Fast Finance24 Holding AG's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fast Finance24 Holding AG ROE % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Fast Finance24 Holding AG's ROE % distribution charts can be found below:
* The bar in red indicates where Fast Finance24 Holding AG's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Jun. 2025) net income data.
ROE % is displayed in the 30-year financial page.
Fast Finance24 Holding AG (FRA:FF24) has a ROE % of 0.04% as of Jun. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Fast Finance24 Holding AG and its competitors. This is 71% below median its historical median of 0.14. According to the industry distribution chart, Fast Finance24 Holding AG ranks #431 out of 529 companies in the Credit Services industry, placing it in the top 81.5%.
Is Fast Finance24 Holding AG's ROE % too high?
Fast Finance24 Holding AG's current ROE % of 0.04% is 71% below median its 10-year median of 0.14. The Credit Services industry median ROE % is 6.61. Fast Finance24 Holding AG's value of 0.04% is 99.4% below this industry median. Based on the distribution chart, Fast Finance24 Holding AG ranks #431 out of 529 companies in the Credit Services industry, which is in the bottom quartile relative to peers.
How does Fast Finance24 Holding AG's ROE % compare to V and MA?
According to the Credit Services industry distribution chart, Fast Finance24 Holding AG ranks #431 out of 529 companies for ROE %. This places Fast Finance24 Holding AG in the lower half of its industry. The industry median ROE % is 6.61. Fast Finance24 Holding AG's value of 0.04% is 99.4% below this benchmark. While the company's 10-year median is 0.14 vs. the industry median of 6.61, Fast Finance24 Holding AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Credit Services company?
The median ROE % among Credit Services companies is 6.61, based on 529 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fast Finance24 Holding AG's current ROE % of 0.04% is 99.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Fast Finance24 Holding AG and its competitors. For the Credit Services industry, the median ROE % is 6.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fast Finance24 Holding AG's current ROE % is 0.04%, which is 71% below median its own 10-year median of 0.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fast Finance24 Holding AG stock overvalued right now?
Based on GuruFocus' analysis, Fast Finance24 Holding AG (FRA:FF24) is currently considered Significantly Undervalued. The stock's GF Value™ is €0.16, compared to a current price of €0.03 — trading 83.8% below its estimated fair value. The current ROE % is 0.04%, which is 71% below median its 10-year median of 0.14 and 99.4% below the Credit Services industry median of 6.61. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Fast Finance24 Holding AG (FRA:FF24), the current ROE % is 0.04% as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Fast Finance24 Holding AG is involved in providing different online products for consumer credits such as FF24 Rent, FF24 payments and FF24 Pay offering financial services to benefit the underbanked people facing a short-term economic issue. It also consists of other products such as FF24 Trade, FF24 invest and OK.de. FF24 Rent platform is optimised for both desktop and mobile devices. This means that a customer can instantly request a loan on the go, whenever and wherever he needs it.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:FF24 has been successfully added to your 
