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Fast Finance24 Holding AGFRA:FF24 +4.00% Quick Ratio is 2.47 as of Jun. 2025, which is 142% above its 10-year median of 1.02. The stock has 2 warning signs investors should review. Among 396 Credit Services companies, Fast Finance24 Holding AG ranks worse than 60.1% on this metric.
Fast Finance24 Holding AG has a quick ratio of 2.47. It generally indicates good short-term financial strength.
The historical rank and industry rank for Fast Finance24 Holding AG's Quick Ratio or its related term are showing as below:
FRA:FF24'
s Quick Ratio Range Over the Past 10 Years
Min: 0.33 Med: 1.02 Max: 104.84
Current: 2.47
During the past 13 years, Fast Finance24 Holding AG's highest Quick Ratio was 104.84. The lowest was 0.33. And the median was 1.02.
FRA:FF24's Quick Ratio is ranked worse than 60.1% of 396
companies
in the Credit Services industry
Industry Median: 4.71
vs FRA:FF24: 2.47
Fast Finance24 Holding AG (FRA:FF24) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Fast Finance24 Holding AG Quick Ratio Related Terms
Fast Finance24 Holding AG Quick Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Fast Finance24 Holding AG's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fast Finance24 Holding AG Quick Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Fast Finance24 Holding AG's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Fast Finance24 Holding AG's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
Fast Finance24 Holding AG's Quick Ratio for the fiscal year that ended in Dec. 2024 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fast Finance24 Holding AG (FRA:FF24) has a Quick Ratio of 2.47 as of Jun. 2025. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Fast Finance24 Holding AG and its competitors. This is 142% above median its historical median of 1.02. Over the past decade, Fast Finance24 Holding AG's Quick Ratio has ranged from 0.33 to 104.84. According to the industry distribution chart, Fast Finance24 Holding AG ranks #238 out of 396 companies in the Credit Services industry, placing it in the top 60.1%.
Is Fast Finance24 Holding AG's Quick Ratio too high?
Fast Finance24 Holding AG's current Quick Ratio of 2.47 is 142% above median its 10-year median of 1.02. Over the past 10 years, this metric has ranged from a low of 0.33 to a high of 104.84. The Credit Services industry median Quick Ratio is 4.71. Fast Finance24 Holding AG's value of 2.47 is 47.6% below this industry median. Based on the distribution chart, Fast Finance24 Holding AG ranks #238 out of 396 companies in the Credit Services industry, which is below the industry midpoint.
How does Fast Finance24 Holding AG's Quick Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Fast Finance24 Holding AG ranks #238 out of 396 companies for Quick Ratio. This places Fast Finance24 Holding AG in the lower half of its industry. The industry median Quick Ratio is 4.71. Fast Finance24 Holding AG's value of 2.47 is 47.6% below this benchmark. Historically, Fast Finance24 Holding AG's own Quick Ratio has ranged from 0.33 to 104.84 over the past decade. While the company's 10-year median is 1.02 vs. the industry median of 4.71, Fast Finance24 Holding AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Credit Services company?
The median Quick Ratio among Credit Services companies is 4.71, based on 396 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fast Finance24 Holding AG's current Quick Ratio of 2.47 is 47.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Fast Finance24 Holding AG and its competitors. For the Credit Services industry, the median Quick Ratio is 4.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fast Finance24 Holding AG's current Quick Ratio is 2.47, which is 142% above median its own 10-year median of 1.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fast Finance24 Holding AG stock overvalued right now?
Based on GuruFocus' analysis, Fast Finance24 Holding AG (FRA:FF24) is currently considered Significantly Undervalued. The stock's GF Value™ is €0.16, compared to a current price of €0.03 — trading 83.8% below its estimated fair value. The current Quick Ratio is 2.47, which is 142% above median its 10-year median of 1.02 and 47.6% below the Credit Services industry median of 4.71. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Fast Finance24 Holding AG (FRA:FF24), the current Quick Ratio is 2.47 as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Fast Finance24 Holding AG is involved in providing different online products for consumer credits such as FF24 Rent, FF24 payments and FF24 Pay offering financial services to benefit the underbanked people facing a short-term economic issue. It also consists of other products such as FF24 Trade, FF24 invest and OK.de. FF24 Rent platform is optimised for both desktop and mobile devices. This means that a customer can instantly request a loan on the go, whenever and wherever he needs it.
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