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Fast Finance24 Holding AGFRA:FF24 +4.00% Interest Coverage is 8.00 as of Jun. 2025, which is 81% below its 10-year median of 43.21. The stock has 2 warning signs investors should review. Among 163 Credit Services companies, Fast Finance24 Holding AG ranks worse than 613496.32% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Fast Finance24 Holding AG's
Operating Income
for the
six
months ended in Jun. 2025 was €0.02 Mil. Fast Finance24 Holding AG's Interest Expense for the
six
months ended in Jun. 2025 was €-0.00 Mil.
Fast Finance24 Holding AG's interest coverage for the quarter that ended in Jun. 2025 was 8.00.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Fast Finance24 Holding AG's Interest Coverage or its related term are showing as below:
FRA:FF24's Interest Coverage is not ranked *
in the Credit Services industry.
Industry Median: 47.86 * Ranked among companies with meaningful Interest Coverage only.
Fast Finance24 Holding AG (FRA:FF24) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Fast Finance24 Holding AG Interest Coverage Related Terms
Fast Finance24 Holding AG Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
FRA:FF24 vs V, MA, AXP: Interest Coverage Comparison
For the Credit Services subindustry, Fast Finance24 Holding AG's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fast Finance24 Holding AG Interest Coverage vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Fast Finance24 Holding AG's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Fast Finance24 Holding AG's Interest Coverage falls into.
Fast Finance24 Holding AG Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fast Finance24 Holding AG (FRA:FF24) has a Interest Coverage of 8.00 as of Jun. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Fast Finance24 Holding AG and its competitors. This is 81% below median its historical median of 43.21. According to the industry distribution chart, Fast Finance24 Holding AG ranks #999999 out of 163 companies in the Credit Services industry.
Is Fast Finance24 Holding AG's Interest Coverage too high?
Fast Finance24 Holding AG's current Interest Coverage of 8.00 is 81% below median its 10-year median of 43.21. The Credit Services industry median Interest Coverage is 47.86. Fast Finance24 Holding AG's value of 8.00 is 83.3% below this industry median. Based on the distribution chart, Fast Finance24 Holding AG ranks #999999 out of 163 companies in the Credit Services industry, which is in the bottom quartile relative to peers.
How does Fast Finance24 Holding AG's Interest Coverage compare to V and MA?
According to the Credit Services industry distribution chart, Fast Finance24 Holding AG ranks #999999 out of 163 companies for Interest Coverage. This places Fast Finance24 Holding AG in the lower half of its industry. The industry median Interest Coverage is 47.86. Fast Finance24 Holding AG's value of 8.00 is 83.3% below this benchmark. While the company's 10-year median is 43.21 vs. the industry median of 47.86, Fast Finance24 Holding AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Credit Services company?
The median Interest Coverage among Credit Services companies is 47.86, based on 163 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fast Finance24 Holding AG's current Interest Coverage of 8.00 is 83.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Fast Finance24 Holding AG and its competitors. For the Credit Services industry, the median Interest Coverage is 47.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fast Finance24 Holding AG's current Interest Coverage is 8.00, which is 81% below median its own 10-year median of 43.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fast Finance24 Holding AG stock overvalued right now?
Based on GuruFocus' analysis, Fast Finance24 Holding AG (FRA:FF24) is currently considered Significantly Undervalued. The stock's GF Value™ is €0.16, compared to a current price of €0.03 — trading 83.8% below its estimated fair value. The current Interest Coverage is 8.00, which is 81% below median its 10-year median of 43.21 and 83.3% below the Credit Services industry median of 47.86. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Fast Finance24 Holding AG (FRA:FF24), the current Interest Coverage is 8.00 as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Fast Finance24 Holding AG is involved in providing different online products for consumer credits such as FF24 Rent, FF24 payments and FF24 Pay offering financial services to benefit the underbanked people facing a short-term economic issue. It also consists of other products such as FF24 Trade, FF24 invest and OK.de. FF24 Rent platform is optimised for both desktop and mobile devices. This means that a customer can instantly request a loan on the go, whenever and wherever he needs it.
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