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Fast Finance24 Holding AGFRA:FF24 +4.00% Net Margin % is 1.38% as of Jun. 2025, which is 63% below its 10-year median of 3.73. The stock has 2 warning signs investors should review. Among 534 Credit Services companies, Fast Finance24 Holding AG ranks worse than 94.94% on this metric.
The historical rank and industry rank for Fast Finance24 Holding AG's Net Margin % or its related term are showing as below:
FRA:FF24'
s Net Margin % Range Over the Past 10 Years
Min: -2457.78 Med: 3.73 Max: 407.18
Current: -143.29
FRA:FF24's Net Margin % is ranked worse than 94.94% of 534
companies
in the Credit Services industry
Industry Median: 14.59
vs FRA:FF24: -143.29
Fast Finance24 Holding AG (FRA:FF24) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Fast Finance24 Holding AG Net Margin % Related Terms
Fast Finance24 Holding AG Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Fast Finance24 Holding AG's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fast Finance24 Holding AG Net Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Fast Finance24 Holding AG's Net Margin % distribution charts can be found below:
* The bar in red indicates where Fast Finance24 Holding AG's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fast Finance24 Holding AG (FRA:FF24) has a Net Margin % of 1.38% as of Jun. 2025. Net margin is the ratio of total net income to net sales. View historical data on Fast Finance24 Holding AG and its competitors. This is 63% below median its historical median of 3.73. According to the industry distribution chart, Fast Finance24 Holding AG ranks #507 out of 534 companies in the Credit Services industry, placing it in the top 94.9%.
Is Fast Finance24 Holding AG's Net Margin % too high?
Fast Finance24 Holding AG's current Net Margin % of 1.38% is 63% below median its 10-year median of 3.73. The Credit Services industry median Net Margin % is 14.59. Fast Finance24 Holding AG's value of 1.38% is 90.5% below this industry median. Based on the distribution chart, Fast Finance24 Holding AG ranks #507 out of 534 companies in the Credit Services industry, which is in the bottom quartile relative to peers.
How does Fast Finance24 Holding AG's Net Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Fast Finance24 Holding AG ranks #507 out of 534 companies for Net Margin %. This places Fast Finance24 Holding AG in the lower half of its industry. The industry median Net Margin % is 14.59. Fast Finance24 Holding AG's value of 1.38% is 90.5% below this benchmark. While the company's 10-year median is 3.73 vs. the industry median of 14.59, Fast Finance24 Holding AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Credit Services company?
The median Net Margin % among Credit Services companies is 14.59, based on 534 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fast Finance24 Holding AG's current Net Margin % of 1.38% is 90.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Fast Finance24 Holding AG and its competitors. For the Credit Services industry, the median Net Margin % is 14.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fast Finance24 Holding AG's current Net Margin % is 1.38%, which is 63% below median its own 10-year median of 3.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fast Finance24 Holding AG stock overvalued right now?
Based on GuruFocus' analysis, Fast Finance24 Holding AG (FRA:FF24) is currently considered Significantly Undervalued. The stock's GF Value™ is €0.16, compared to a current price of €0.03 — trading 83.8% below its estimated fair value. The current Net Margin % is 1.38%, which is 63% below median its 10-year median of 3.73 and 90.5% below the Credit Services industry median of 14.59. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Fast Finance24 Holding AG (FRA:FF24), the current Net Margin % is 1.38% as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Fast Finance24 Holding AG is involved in providing different online products for consumer credits such as FF24 Rent, FF24 payments and FF24 Pay offering financial services to benefit the underbanked people facing a short-term economic issue. It also consists of other products such as FF24 Trade, FF24 invest and OK.de. FF24 Rent platform is optimised for both desktop and mobile devices. This means that a customer can instantly request a loan on the go, whenever and wherever he needs it.
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