Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Fast Finance24 Holding AGFRA:FF24 +4.00% Gross Margin % is 55.82% as of Jun. 2025, which is 16% above its 10-year median of 48.20. The stock has 2 warning signs investors should review. Among 387 Credit Services companies, Fast Finance24 Holding AG ranks worse than 98.71% on this metric.
Fast Finance24 Holding AG (FRA:FF24) Gross Margin % Explanation
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
Fast Finance24 Holding AG had a gross margin of 55.82% for the quarter that ended in Jun. 2025 => Durable competitive advantage
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
Fast Finance24 Holding AG Gross Margin % Related Terms
Fast Finance24 Holding AG Gross Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Fast Finance24 Holding AG's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fast Finance24 Holding AG Gross Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Fast Finance24 Holding AG's Gross Margin % distribution charts can be found below:
* The bar in red indicates where Fast Finance24 Holding AG's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
Fast Finance24 Holding AG (FRA:FF24) has a Gross Margin % of 55.82% as of Jun. 2025. Gross margin is the ratio of total gross profit to net sales. View historical data on Fast Finance24 Holding AG and its competitors. This is 16% above median its historical median of 48.20. According to the industry distribution chart, Fast Finance24 Holding AG ranks #382 out of 387 companies in the Credit Services industry, placing it in the top 98.7%.
Is Fast Finance24 Holding AG's Gross Margin % too high?
Fast Finance24 Holding AG's current Gross Margin % of 55.82% is 16% above median its 10-year median of 48.20. The Credit Services industry median Gross Margin % is 51.81. Fast Finance24 Holding AG's value of 55.82% is 7.7% above this industry median. Based on the distribution chart, Fast Finance24 Holding AG ranks #382 out of 387 companies in the Credit Services industry, which is in the bottom quartile relative to peers.
How does Fast Finance24 Holding AG's Gross Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Fast Finance24 Holding AG ranks #382 out of 387 companies for Gross Margin %. This places Fast Finance24 Holding AG in the lower half of its industry. The industry median Gross Margin % is 51.81. Fast Finance24 Holding AG's value of 55.82% is 7.7% above this benchmark. While the company's 10-year median is 48.20 vs. the industry median of 51.81, Fast Finance24 Holding AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Credit Services company?
The median Gross Margin % among Credit Services companies is 51.81, based on 387 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fast Finance24 Holding AG's current Gross Margin % of 55.82% is 7.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on Fast Finance24 Holding AG and its competitors. For the Credit Services industry, the median Gross Margin % is 51.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fast Finance24 Holding AG's current Gross Margin % is 55.82%, which is 16% above median its own 10-year median of 48.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fast Finance24 Holding AG stock overvalued right now?
Based on GuruFocus' analysis, Fast Finance24 Holding AG (FRA:FF24) is currently considered Significantly Undervalued. The stock's GF Value™ is €0.16, compared to a current price of €0.03 — trading 83.8% below its estimated fair value. The current Gross Margin % is 55.82%, which is 16% above median its 10-year median of 48.20 and 7.7% above the Credit Services industry median of 51.81. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For Fast Finance24 Holding AG (FRA:FF24), the current Gross Margin % is 55.82% as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Fast Finance24 Holding AG is involved in providing different online products for consumer credits such as FF24 Rent, FF24 payments and FF24 Pay offering financial services to benefit the underbanked people facing a short-term economic issue. It also consists of other products such as FF24 Trade, FF24 invest and OK.de. FF24 Rent platform is optimised for both desktop and mobile devices. This means that a customer can instantly request a loan on the go, whenever and wherever he needs it.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:FF24 has been successfully added to your 
