Fair Isaac (FRA:FRI) Cyclically Adjusted PS Ratio: 17.11 (As of Aug. 05, 2026) — 16% Above Median

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FRA:FRI Fair Isaac Corp FRA:FRI
86 GF Score
Price €912.50
GF Value €1,903.39
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is Fair Isaac Cyclically Adjusted PS Ratio?

Fair Isaac FRA:FRI -5.98% 86 Cyclically Adjusted PS Ratio is 17.11 as of Aug. 05, 2026, which is 16% above its 10-year median of 14.72. GuruFocus rates FRA:FRI with a GF Score™ of 86/100 and a GF Value™ of €1,903.39 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 1,591 Software companies, Fair Isaac ranks worse than 96.17% on this metric.

As of today (2026-08-05), Fair Isaac's current share price is €912.50. Fair Isaac's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was €53.32. Fair Isaac's Cyclically Adjusted PS Ratio for today is 17.11.

The historical rank and industry rank for Fair Isaac's Cyclically Adjusted PS Ratio or its related term are showing as below:

FRA:FRI' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 5.68   Med: 14.72   Max: 48.53
Current: 16.87

During the past years, Fair Isaac's highest Cyclically Adjusted PS Ratio was 48.53. The lowest was 5.68. And the median was 14.72.

FRA:FRI's Cyclically Adjusted PS Ratio is ranked worse than
96.17% of 1591 companies
in the Software industry
Industry Median: 1.66 vs FRA:FRI: 16.87

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Fair Isaac's adjusted revenue per share data for the three months ended in Jun. 2026 was €25.776. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is €53.32 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Fair Isaac  (FRA:FRI) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Fair Isaac Cyclically Adjusted PS Ratio Related Terms


Fair Isaac Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Fair Isaac's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fair Isaac Cyclically Adjusted PS Ratio Chart

Fair Isaac Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.88 10.52 19.75 39.71 27.16

Fair Isaac Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 34.13 27.16 30.05 17.99 19.28

FRA:FRI vs ZM, WDAY, MSTR: Cyclically Adjusted PS Ratio Comparison

For the Software - Application subindustry, Fair Isaac's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fair Isaac Cyclically Adjusted PS Ratio vs Software Industry

For the Software industry and Technology sector, Fair Isaac's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Fair Isaac's Cyclically Adjusted PS Ratio falls into.


FRA:FRI
86GF Score
Fair Isaac Corp FRA:FRI
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Fair Isaac Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Fair Isaac's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=912.50/53.32
=17.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fair Isaac's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Fair Isaac's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=25.776/333.9520*333.9520
=25.776

Current CPI (Jun. 2026) = 333.9520.

Fair Isaac Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 6.521 241.428 9.020
201612 6.398 241.432 8.850
201703 6.619 243.801 9.067
201706 6.380 244.955 8.698
201709 6.721 246.819 9.094
201712 6.221 246.524 8.427
201803 6.640 249.554 8.886
201806 7.005 251.989 9.283
201809 7.162 252.439 9.475
201812 7.599 251.233 10.101
201903 8.138 254.202 10.691
201906 9.181 256.143 11.970
201909 9.153 256.759 11.905
201912 8.905 256.974 11.573
202003 9.295 258.115 12.026
202006 9.366 257.797 12.133
202009 10.655 260.280 13.671
202012 8.621 260.474 11.053
202103 9.425 264.877 11.883
202106 9.614 271.696 11.817
202109 9.970 274.310 12.138
202112 10.365 278.802 12.415
202203 12.276 287.504 14.259
202206 12.762 296.311 14.383
202209 13.779 296.808 15.503
202212 12.796 296.797 14.398
202303 13.973 301.836 15.460
202306 14.524 305.109 15.897
202309 14.451 307.789 15.679
202312 13.892 306.746 15.124
202403 15.866 312.332 16.964
202406 16.632 314.175 17.679
202409 16.402 315.301 17.372
202412 16.924 315.605 17.908
202503 18.689 319.799 19.516
202506 18.925 322.561 19.593
202509 18.191 324.800 18.704
202512 18.249 324.054 18.806
202603 25.194 330.213 25.479
202606 25.776 333.952 25.776

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 17.11 mean?
Fair Isaac (FRA:FRI) has a Cyclically Adjusted PS Ratio of 17.11 as of Aug. 05, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Fair Isaac and its competitors. This is 16% above median its historical median of 14.72. Over the past decade, Fair Isaac's Cyclically Adjusted PS Ratio has ranged from 5.68 to 48.53. According to the industry distribution chart, Fair Isaac ranks #1530 out of 1591 companies in the Software industry, placing it in the top 96.2%.
Is Fair Isaac's Cyclically Adjusted PS Ratio too high?
Fair Isaac's current Cyclically Adjusted PS Ratio of 17.11 is 16% above median its 10-year median of 14.72. Over the past 10 years, this metric has ranged from a low of 5.68 to a high of 48.53. The Software industry median Cyclically Adjusted PS Ratio is 1.66. Fair Isaac's value of 17.11 is 930.7% above this industry median. Based on the distribution chart, Fair Isaac ranks #1530 out of 1591 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Fair Isaac has a GF Score™ of 86/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Fair Isaac's Cyclically Adjusted PS Ratio compare to ZM and WDAY?
According to the Software industry distribution chart, Fair Isaac ranks #1530 out of 1591 companies for Cyclically Adjusted PS Ratio. This places Fair Isaac in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 1.66. Fair Isaac's value of 17.11 is 930.7% above this benchmark. Historically, Fair Isaac's own Cyclically Adjusted PS Ratio has ranged from 5.68 to 48.53 over the past decade. While the company's 10-year median is 14.72 vs. the industry median of 1.66, Fair Isaac has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Software company?
The median Cyclically Adjusted PS Ratio among Software companies is 1.66, based on 1,591 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fair Isaac's current Cyclically Adjusted PS Ratio of 17.11 is 930.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Fair Isaac and its competitors. For the Software industry, the median Cyclically Adjusted PS Ratio is 1.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fair Isaac's current Cyclically Adjusted PS Ratio is 17.11, which is 16% above median its own 10-year median of 14.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fair Isaac stock overvalued right now?
Based on GuruFocus' analysis, Fair Isaac (FRA:FRI) is currently considered Significantly Undervalued. The stock's GF Value™ is €1,903.39, compared to a current price of €912.50 — trading 52.1% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 17.11, which is 16% above median its 10-year median of 14.72 and 930.7% above the Software industry median of 1.66. Fair Isaac's overall GF Score™ is 86/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Fair Isaac (FRA:FRI), the current Cyclically Adjusted PS Ratio is 17.11 as of Aug. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fair Isaac (FRA:FRI) Overvalued in 2026?

Based on GuruFocus' analysis, Fair Isaac stock appears to be undervalued. The current stock price of €912.50 is trading 52.1% below its estimated GF Value™ of €1,903.39. GuruFocus considers Fair Isaac to be Significantly Undervalued.

Key valuation signals for FRA:FRI:

  • Cyclically Adjusted PS Ratio: 17.11 (16% above median its 10-year median of 14.72)
  • GF Value™: €1,903.39 vs. price of €912.50 (52.1% below fair value)
  • GF Score™: 86/100 with 2 warning signs
  • Industry Position: 930.7% above the Software median (#1530 of 1591)

No single metric tells the full story. See the FRA:FRI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fair Isaac Business Description

Address 5 West Mendenhall, Suite 105, Bozeman, MT, USA, 59715
Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm's US-centric credit scores business accounts for most of the firm's revenue and profits and consists of business-to-business and business-to-consumer services. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.
86GF Score

Get the complete analysis for FRA:FRI

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€912.50
Price
€1,903.39
GF Value