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Fair IsaacFRA:FRI -5.68%86 EV-to-OCF is 28.01 as of Aug. 08, 2026, which is 25% below its 10-year median of 37.16. GuruFocus rates FRA:FRI with a GF Score™ of 86/100 and a GF Value™ of €2,012.80 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 2,878 Software companies, Fair Isaac ranks worse than 83.18% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Fair Isaac's Enterprise Value is €24,160 Mil.
Fair Isaac's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was €863 Mil. Therefore, Fair Isaac's EV-to-OCF for today is 28.01.
The historical rank and industry rank for Fair Isaac's EV-to-OCF or its related term are showing as below:
FRA:FRI'
s EV-to-OCF Range Over the Past 10 Years
Min: 19.23 Med: 37.16 Max: 96.83
Current: 27.59
During the past 13 years, the highest EV-to-OCF of Fair Isaac was 96.83. The lowest was 19.23. And the median was 37.16.
FRA:FRI's EV-to-OCF is ranked worse than 83.18% of 2878
companies
in the Software industry
Industry Median: 6.705
vs FRA:FRI: 27.59
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Fair Isaac's share price for today is €889.00.
Fair Isaac's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €29.822.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Fair Isaac EV-to-OCF Related Terms
Fair Isaac EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Fair Isaac's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, Fair Isaac's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fair Isaac EV-to-OCF vs Software Industry
For the Software industry and Technology sector, Fair Isaac's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Fair Isaac's EV-to-OCF falls into.
Fair Isaac's current Enterprise Value is €24,160 Mil.
Fair Isaac's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €863 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fair Isaac (FRA:FRI) has a EV-to-OCF of 28.01 as of Aug. 08, 2026. This is 25% below median its historical median of 37.16. Over the past decade, Fair Isaac's EV-to-OCF has ranged from 19.23 to 96.83. According to the industry distribution chart, Fair Isaac ranks #2394 out of 2878 companies in the Software industry, placing it in the top 83.2%.
Is Fair Isaac's EV-to-OCF too high?
Fair Isaac's current EV-to-OCF of 28.01 is 25% below median its 10-year median of 37.16. Over the past 10 years, this metric has ranged from a low of 19.23 to a high of 96.83. The Software industry median EV-to-OCF is 6.71. Fair Isaac's value of 28.01 is 317.7% above this industry median. Based on the distribution chart, Fair Isaac ranks #2394 out of 2878 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Fair Isaac has a GF Score™ of 86/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Fair Isaac's EV-to-OCF compare to ZM and WDAY?
According to the Software industry distribution chart, Fair Isaac ranks #2394 out of 2878 companies for EV-to-OCF. This places Fair Isaac in the lower half of its industry. The industry median EV-to-OCF is 6.71. Fair Isaac's value of 28.01 is 317.7% above this benchmark. Historically, Fair Isaac's own EV-to-OCF has ranged from 19.23 to 96.83 over the past decade. While the company's 10-year median is 37.16 vs. the industry median of 6.71, Fair Isaac has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Software company?
The median EV-to-OCF among Software companies is 6.71, based on 2,878 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fair Isaac's current EV-to-OCF of 28.01 is 317.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median EV-to-OCF is 6.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fair Isaac's current EV-to-OCF is 28.01, which is 25% below median its own 10-year median of 37.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fair Isaac stock overvalued right now?
Based on GuruFocus' analysis, Fair Isaac (FRA:FRI) is currently considered Significantly Undervalued. The stock's GF Value™ is €2,012.80, compared to a current price of €889.00 — trading 55.8% below its estimated fair value. The current EV-to-OCF is 28.01, which is 25% below median its 10-year median of 37.16 and 317.7% above the Software industry median of 6.71. Fair Isaac's overall GF Score™ is 86/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Fair Isaac (FRA:FRI), the current EV-to-OCF is 28.01 as of Aug. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fair Isaac (FRA:FRI) Overvalued in 2026?
Based on GuruFocus' analysis, Fair Isaac stock appears to be undervalued.
The current stock price of €889.00 is trading 55.8% below its estimated GF Value™ of €2,012.80.
GuruFocus considers Fair Isaac to be Significantly Undervalued.
Key valuation signals for FRA:FRI:
EV-to-OCF: 28.01 (25% below median its 10-year median of 37.16)
GF Value™: €2,012.80 vs. price of €889.00 (55.8% below fair value)
Industry Position: 317.7% above the Software median (#2394 of 2878)
No single metric tells the full story. See the FRA:FRI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm's US-centric credit scores business accounts for most of the firm's revenue and profits and consists of business-to-business and business-to-consumer services. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.
86GF Score
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