JBTC (Jbt Bancorp) Cyclically Adjusted PS Ratio: (As of Jul. 18, 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

JBTC Jbt Bancorp Inc JBTC
65 GF Score
Price $39.25
GF Value $32.41
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Jbt Bancorp Cyclically Adjusted PS Ratio?

Jbt Bancorp does not have a history long enough to calculate Cyclically Adjusted Revenue per Share. Therefore GuruFocus does not calculate Cyclically Adjusted PS Ratio for this company.

Shiller PE for Stocks: The True Measure of Stock Valuation


Jbt Bancorp  (OTCPK:JBTC) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Jbt Bancorp Cyclically Adjusted PS Ratio Related Terms


Jbt Bancorp Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Jbt Bancorp's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jbt Bancorp Cyclically Adjusted PS Ratio Chart

Jbt Bancorp Annual Data
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Cyclically Adjusted PS Ratio
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Jbt Bancorp Quarterly Data
Dec19 Dec20 Dec21 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

JBTC vs SEBC, UBCP, PBKC: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Jbt Bancorp's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jbt Bancorp Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Jbt Bancorp's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Jbt Bancorp's Cyclically Adjusted PS Ratio falls into.


JBTC
65GF Score
Jbt Bancorp Inc JBTC
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Jbt Bancorp Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Jbt Bancorp does not have a history long enough to calculate Cyclically Adjusted Revenue per Share. Therefore GuruFocus does not calculate Cyclically Adjusted PS Ratio for this company.

Is Jbt Bancorp (JBTC) Overvalued in 2026?

Based on GuruFocus' analysis, Jbt Bancorp stock appears to be overvalued. The current stock price of $39.25 is trading 21.1% above its estimated GF Value™ of $32.41. GuruFocus considers Jbt Bancorp to be Modestly Overvalued.

Key valuation signals for JBTC:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: $32.41 vs. price of $39.25 (21.1% above fair value)
  • GF Score™: 65/100 with 5 warning signs

No single metric tells the full story. See the JBTC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jbt Bancorp Business Description

Address 2 West Market Street, P.O. Box 717, Jonestown, PA, USA, 17038
Jbt Bancorp Inc operates under a state bank charter and provides full banking services, including trust services. The company's deposit products are checking, savings, and term certificate accounts, and its lending products are residential mortgage, commercial, and installment loans. Substantially all loans are secured by specific items of collateral, including business assets, consumer assets, and commercial and residential real estate. Commercial loans are expected to be repaid from the cash flow from the operations of businesses. It offers personal banking, business banking, and digital and mobile banking. Further, it is also involved in investment, trust, and retirement-related activities. It operates in the Community Banking Segment.
65GF Score

Get the complete analysis for JBTC

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$39.25
Price
$32.41
GF Value