JBTC (Jbt Bancorp) FCF Margin %: 0.00% (As of Mar. 2026)


JBTC Jbt Bancorp Inc JBTC
65 GF Score
Price $37.64
GF Value $32.25
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Jbt Bancorp FCF Margin %?

Jbt Bancorp JBTC 65 FCF Margin % is 0.00% as of Mar. 2026. GuruFocus rates JBTC with a GF Score™ of 65/100 and a GF Value™ of $32.25 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,505 Banks companies, Jbt Bancorp ranks better than 63.19% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Jbt Bancorp's Free Cash Flow for the three months ended in Mar. 2026 was $0.00 Mil. Jbt Bancorp's Revenue for the three months ended in Mar. 2026 was $11.16 Mil. Therefore, Jbt Bancorp's FCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.

As of today, Jbt Bancorp's current FCF Yield % is 16.59%.

The historical rank and industry rank for Jbt Bancorp's FCF Margin % or its related term are showing as below:

JBTC' s FCF Margin % Range Over the Past 10 Years
Min: 9.94   Med: 31.77   Max: 35.76
Current: 34.3


During the past 7 years, the highest FCF Margin % of Jbt Bancorp was 35.76%. The lowest was 9.94%. And the median was 31.77%.

JBTC's FCF Margin % is ranked better than
63.19% of 1505 companies
in the Banks industry
Industry Median: 26.42 vs JBTC: 34.30


Jbt Bancorp FCF Margin % Related Terms


Jbt Bancorp FCF Margin % Historical Data

* Premium members only.

The historical data trend for Jbt Bancorp's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jbt Bancorp FCF Margin % Chart

Jbt Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial 25.64 31.77 35.76 34.16 35.59

Jbt Bancorp Quarterly Data
Dec19 Dec20 Dec21 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

JBTC vs FABP, FNWB, UBCP: FCF Margin % Comparison

For the Banks - Regional subindustry, Jbt Bancorp's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jbt Bancorp FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Jbt Bancorp's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Jbt Bancorp's FCF Margin % falls into.


JBTC
65GF Score
Jbt Bancorp Inc JBTC
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Jbt Bancorp FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Jbt Bancorp's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=15.197/42.706
=35.59 %

Jbt Bancorp's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=0/11.158
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 0.00% mean?
Jbt Bancorp (JBTC) has a FCF Margin % of 0.00% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Jbt Bancorp and its competitors. Over the past decade, Jbt Bancorp's FCF Margin % has ranged from 9.94 to 35.76. According to the industry distribution chart, Jbt Bancorp ranks #554 out of 1505 companies in the Banks industry, placing it in the top 36.8%.
Is Jbt Bancorp's FCF Margin % too high?
Jbt Bancorp's current FCF Margin % is 0.00%. Over the past 10 years, this metric has ranged from a low of 9.94 to a high of 35.76. Based on the distribution chart, Jbt Bancorp ranks #554 out of 1505 companies in the Banks industry, which is above the industry midpoint. Overall, Jbt Bancorp has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jbt Bancorp's FCF Margin % compare to FABP and FNWB?
According to the Banks industry distribution chart, Jbt Bancorp ranks #554 out of 1505 companies for FCF Margin %. This puts Jbt Bancorp in the upper half of its industry. The industry median FCF Margin % is 26.42. Historically, Jbt Bancorp's own FCF Margin % has ranged from 9.94 to 35.76 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.42, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Jbt Bancorp and its competitors. For the Banks industry, the median FCF Margin % is 26.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jbt Bancorp's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jbt Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Jbt Bancorp (JBTC) is currently considered Modestly Overvalued. The stock's GF Value™ is $32.25, compared to a current price of $37.64 — trading 16.7% above its estimated fair value. The current FCF Margin % is 0.00%. Jbt Bancorp's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Jbt Bancorp (JBTC), the current FCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jbt Bancorp (JBTC) Overvalued in 2026?

Based on GuruFocus' analysis, Jbt Bancorp stock appears to be overvalued. The current stock price of $37.64 is trading 16.7% above its estimated GF Value™ of $32.25. GuruFocus considers Jbt Bancorp to be Modestly Overvalued.

Key valuation signals for JBTC:

  • FCF Margin %: 0.00%
  • GF Value™: $32.25 vs. price of $37.64 (16.7% above fair value)
  • GF Score™: 65/100 with 5 warning signs

No single metric tells the full story. See the JBTC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jbt Bancorp Business Description

Address 2 West Market Street, P.O. Box 717, Jonestown, PA, USA, 17038
Jbt Bancorp Inc operates under a state bank charter and provides full banking services, including trust services. The company's deposit products are checking, savings, and term certificate accounts, and its lending products are residential mortgage, commercial, and installment loans. Substantially all loans are secured by specific items of collateral, including business assets, consumer assets, and commercial and residential real estate. Commercial loans are expected to be repaid from the cash flow from the operations of businesses. It offers personal banking, business banking, and digital and mobile banking. Further, it is also involved in investment, trust, and retirement-related activities. It operates in the Community Banking Segment.
65GF Score

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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$37.64
Price
$32.25
GF Value