Jbt BancorpJBTC 65 Pretax Margin % is 35.25% as of Mar. 2026, which is 34% above its 10-year median of 26.39. GuruFocus rates JBTC with a GF Score™ of 65/100 and a GF Value™ of $32.37 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,530 Banks companies, Jbt Bancorp ranks worse than 57.52% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Jbt Bancorp's Pre-Tax Income for the
three
months ended in Mar. 2026 was $3.93 Mil. Jbt Bancorp's Revenue for the
three
months ended in Mar. 2026 was $11.16 Mil. Therefore, Jbt Bancorp's pretax margin for the quarter that ended in Mar. 2026 was 35.25%.
The historical rank and industry rank for Jbt Bancorp's Pretax Margin % or its related term are showing as below:
JBTC'
s Pretax Margin % Range Over the Past 10 Years
Min: 23.44 Med: 26.39 Max: 32.16
Current: 32.16
JBTC's Pretax Margin % is ranked worse than 57.52% of 1530
companies
in the Banks industry
Industry Median: 34.655
vs JBTC: 32.16
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Jbt Bancorp Pretax Margin % Related Terms
Jbt Bancorp Pretax Margin % Historical Data
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The historical data trend for Jbt Bancorp's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
JBTC vs SEBC, UBCP, PBKC: Pretax Margin % Comparison
For the Banks - Regional subindustry, Jbt Bancorp's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jbt Bancorp Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Jbt Bancorp's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Jbt Bancorp's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jbt Bancorp (JBTC) has a Pretax Margin % of 35.25% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Jbt Bancorp and its competitors. This is 34% above median its historical median of 26.39. Over the past decade, Jbt Bancorp's Pretax Margin % has ranged from 23.44 to 32.16. According to the industry distribution chart, Jbt Bancorp ranks #880 out of 1530 companies in the Banks industry, placing it in the top 57.5%.
Is Jbt Bancorp's Pretax Margin % too high?
Jbt Bancorp's current Pretax Margin % of 35.25% is 34% above median its 10-year median of 26.39. Over the past 10 years, this metric has ranged from a low of 23.44 to a high of 32.16. The Banks industry median Pretax Margin % is 34.66. Jbt Bancorp's value of 35.25% is 1.7% above this industry median. Based on the distribution chart, Jbt Bancorp ranks #880 out of 1530 companies in the Banks industry, which is below the industry midpoint. Overall, Jbt Bancorp has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jbt Bancorp's Pretax Margin % compare to SEBC and UBCP?
According to the Banks industry distribution chart, Jbt Bancorp ranks #880 out of 1530 companies for Pretax Margin %. This places Jbt Bancorp in the lower half of its industry. The industry median Pretax Margin % is 34.66. Jbt Bancorp's value of 35.25% is 1.7% above this benchmark. Historically, Jbt Bancorp's own Pretax Margin % has ranged from 23.44 to 32.16 over the past decade. While the company's 10-year median is 26.39 vs. the industry median of 34.66, Jbt Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.66, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jbt Bancorp's current Pretax Margin % of 35.25% is 1.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Jbt Bancorp and its competitors. For the Banks industry, the median Pretax Margin % is 34.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jbt Bancorp's current Pretax Margin % is 35.25%, which is 34% above median its own 10-year median of 26.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jbt Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Jbt Bancorp (JBTC) is currently considered Modestly Overvalued. The stock's GF Value™ is $32.37, compared to a current price of $37.55 — trading 16% above its estimated fair value. The current Pretax Margin % is 35.25%, which is 34% above median its 10-year median of 26.39 and 1.7% above the Banks industry median of 34.66. Jbt Bancorp's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Jbt Bancorp (JBTC), the current Pretax Margin % is 35.25% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jbt Bancorp (JBTC) Overvalued in 2026?
Based on GuruFocus' analysis, Jbt Bancorp stock appears to be overvalued.
The current stock price of $37.55 is trading 16% above its estimated GF Value™ of $32.37.
GuruFocus considers Jbt Bancorp to be Modestly Overvalued.
Key valuation signals for JBTC:
Pretax Margin %: 35.25% (34% above median its 10-year median of 26.39)
GF Value™: $32.37 vs. price of $37.55 (16% above fair value)
Industry Position: 1.7% above the Banks median (#880 of 1530)
No single metric tells the full story. See the JBTC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jbt Bancorp Inc operates under a state bank charter and provides full banking services, including trust services. The company's deposit products are checking, savings, and term certificate accounts, and its lending products are residential mortgage, commercial, and installment loans. Substantially all loans are secured by specific items of collateral, including business assets, consumer assets, and commercial and residential real estate. Commercial loans are expected to be repaid from the cash flow from the operations of businesses. It offers personal banking, business banking, and digital and mobile banking. Further, it is also involved in investment, trust, and retirement-related activities. It operates in the Community Banking Segment.
65GF Score
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