JBTC (Jbt Bancorp) FCF Yield %: 16.63 (As of Jul. 12, 2026)


JBTC Jbt Bancorp Inc JBTC
65 GF Score
Price $37.55
GF Value $32.37
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Jbt Bancorp FCF Yield %?

Jbt Bancorp JBTC 65 FCF Yield % is 16.63 as of Jul. 12, 2026. GuruFocus rates JBTC with a GF Score™ of 65/100 and a GF Value™ of $32.37 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,506 Banks companies, Jbt Bancorp ranks better than 73.9% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Jbt Bancorp's Trailing 12-Month Free Cash Flow is $15.20 Mil, and Market Cap is $91.39 Mil. Therefore, Jbt Bancorp's FCF Yield % for today is 16.63%.

The historical rank and industry rank for Jbt Bancorp's FCF Yield % or its related term are showing as below:

JBTC' s FCF Yield % Range Over the Past 10 Years
Min: 0   Med: 0   Max: 16.63
Current: 16.63


During the past 7 years, the highest FCF Yield % of Jbt Bancorp was 16.63%. The lowest was 0.00%. And the median was 0.00%.

JBTC's FCF Yield % is ranked better than
73.9% of 1506 companies
in the Banks industry
Industry Median: 8.1 vs JBTC: 16.63

Jbt Bancorp's FCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.


Jbt Bancorp FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Jbt Bancorp FCF Yield % Related Terms


Jbt Bancorp FCF Yield % Historical Data

* Premium members only.

The historical data trend for Jbt Bancorp's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jbt Bancorp FCF Yield % Chart

Jbt Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial 11.40 16.16 22.69 18.49 19.16

Jbt Bancorp Quarterly Data
Dec19 Dec20 Dec21 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

JBTC vs SEBC, UBCP, PBKC: FCF Yield % Comparison

For the Banks - Regional subindustry, Jbt Bancorp's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jbt Bancorp FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Jbt Bancorp's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Jbt Bancorp's FCF Yield % falls into.


JBTC
65GF Score
Jbt Bancorp Inc JBTC
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Jbt Bancorp FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Jbt Bancorp's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=15.197 / 79.29972
=19.16%

Jbt Bancorp's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=0 * 4 / 85.62812
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 16.63 mean?
Jbt Bancorp (JBTC) has a FCF Yield % of 16.63 as of Jul. 12, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Jbt Bancorp and its competitors. According to the industry distribution chart, Jbt Bancorp ranks #393 out of 1506 companies in the Banks industry, placing it in the top 26.1%.
Is Jbt Bancorp's FCF Yield % too high?
Jbt Bancorp's current FCF Yield % is 16.63. The Banks industry median FCF Yield % is 8.10. Jbt Bancorp's value of 16.63 is 105.3% above this industry median. Based on the distribution chart, Jbt Bancorp ranks #393 out of 1506 companies in the Banks industry, which is above the industry midpoint. Overall, Jbt Bancorp has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jbt Bancorp's FCF Yield % compare to SEBC and UBCP?
According to the Banks industry distribution chart, Jbt Bancorp ranks #393 out of 1506 companies for FCF Yield %. This puts Jbt Bancorp in the upper half of its industry. The industry median FCF Yield % is 8.10. Jbt Bancorp's value of 16.63 is 105.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.10, based on 1,506 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jbt Bancorp's current FCF Yield % of 16.63 is 105.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Jbt Bancorp and its competitors. For the Banks industry, the median FCF Yield % is 8.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jbt Bancorp's current FCF Yield % is 16.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jbt Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Jbt Bancorp (JBTC) is currently considered Modestly Overvalued. The stock's GF Value™ is $32.37, compared to a current price of $37.55 — trading 16% above its estimated fair value. The current FCF Yield % is 16.63 and 105.3% above the Banks industry median of 8.10. Jbt Bancorp's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Jbt Bancorp (JBTC), the current FCF Yield % is 16.63 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jbt Bancorp (JBTC) Overvalued in 2026?

Based on GuruFocus' analysis, Jbt Bancorp stock appears to be overvalued. The current stock price of $37.55 is trading 16% above its estimated GF Value™ of $32.37. GuruFocus considers Jbt Bancorp to be Modestly Overvalued.

Key valuation signals for JBTC:

  • FCF Yield %: 16.63
  • GF Value™: $32.37 vs. price of $37.55 (16% above fair value)
  • GF Score™: 65/100 with 5 warning signs
  • Industry Position: 105.3% above the Banks median (#393 of 1506)

No single metric tells the full story. See the JBTC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jbt Bancorp Business Description

Address 2 West Market Street, P.O. Box 717, Jonestown, PA, USA, 17038
Jbt Bancorp Inc operates under a state bank charter and provides full banking services, including trust services. The company's deposit products are checking, savings, and term certificate accounts, and its lending products are residential mortgage, commercial, and installment loans. Substantially all loans are secured by specific items of collateral, including business assets, consumer assets, and commercial and residential real estate. Commercial loans are expected to be repaid from the cash flow from the operations of businesses. It offers personal banking, business banking, and digital and mobile banking. Further, it is also involved in investment, trust, and retirement-related activities. It operates in the Community Banking Segment.
65GF Score

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FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$37.55
Price
$32.37
GF Value