JBTC (Jbt Bancorp) Selling, General, & Admin. Expense: $0.89 Mil (TTM As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

JBTC Jbt Bancorp Inc JBTC
65 GF Score
Price $40.00
GF Value $32.47
Valuation Modestly Overvalued
! 5 Warning Signs
View Full Analysis

What is Jbt Bancorp Selling, General, & Admin. Expense?

Jbt Bancorp JBTC 65 Selling, General, & Admin. Expense is $0.89 Mil as of Mar. 2026. GuruFocus rates JBTC with a GF Score™ of 65/100 and a GF Value™ of $32.47 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Jbt Bancorp's selling, general, & admin. expense for the three months ended in Mar. 2026 was $0.21 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Mar. 2026 was $0.89 Mil.


Jbt Bancorp  (OTCPK:JBTC) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


Jbt Bancorp Selling, General, & Admin. Expense Related Terms


Jbt Bancorp Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for Jbt Bancorp's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jbt Bancorp Selling, General, & Admin. Expense Chart

Jbt Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense
Get a 7-Day Free Trial 0.80 0.90 0.99 0.87 0.90

Jbt Bancorp Quarterly Data
Dec19 Dec20 Dec21 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.21 0.25 0.19 0.24 0.21

JBTC vs SEBC, UBCP, PBKC: Selling, General, & Admin. Expense Comparison

For the Banks - Regional subindustry, Jbt Bancorp's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jbt Bancorp Selling, General, & Admin. Expense vs Banks Industry

For the Banks industry and Financial Services sector, Jbt Bancorp's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where Jbt Bancorp's Selling, General, & Admin. Expense falls into.


JBTC
65GF Score
Jbt Bancorp Inc JBTC
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jbt Bancorp Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.89 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of $0.89 Mil mean?
Jbt Bancorp (JBTC) has a Selling, General, & Admin. Expense of $0.89 Mil as of Mar. 2026. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Jbt Bancorp and its competitors.
Is Jbt Bancorp's Selling, General, & Admin. Expense too high?
Jbt Bancorp's current Selling, General, & Admin. Expense is $0.89 Mil. Overall, Jbt Bancorp has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jbt Bancorp's Selling, General, & Admin. Expense compare to SEBC and UBCP?
Jbt Bancorp's Selling, General, & Admin. Expense of $0.89 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Jbt Bancorp and its competitors. Jbt Bancorp's current Selling, General, & Admin. Expense is $0.89 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jbt Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Jbt Bancorp (JBTC) is currently considered Modestly Overvalued. The stock's GF Value™ is $32.47, compared to a current price of $40.00 — trading 23.2% above its estimated fair value. The current Selling, General, & Admin. Expense is $0.89 Mil. Jbt Bancorp's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Jbt Bancorp (JBTC), the current Selling, General, & Admin. Expense is $0.89 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jbt Bancorp (JBTC) Overvalued in 2026?

Based on GuruFocus' analysis, Jbt Bancorp stock appears to be overvalued. The current stock price of $40.00 is trading 23.2% above its estimated GF Value™ of $32.47. GuruFocus considers Jbt Bancorp to be Modestly Overvalued.

Key valuation signals for JBTC:

  • Selling, General, & Admin. Expense: $0.89 Mil
  • GF Value™: $32.47 vs. price of $40.00 (23.2% above fair value)
  • GF Score™: 65/100 with 5 warning signs

No single metric tells the full story. See the JBTC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jbt Bancorp Business Description

Address 2 West Market Street, P.O. Box 717, Jonestown, PA, USA, 17038
Jbt Bancorp Inc operates under a state bank charter and provides full banking services, including trust services. The company's deposit products are checking, savings, and term certificate accounts, and its lending products are residential mortgage, commercial, and installment loans. Substantially all loans are secured by specific items of collateral, including business assets, consumer assets, and commercial and residential real estate. Commercial loans are expected to be repaid from the cash flow from the operations of businesses. It offers personal banking, business banking, and digital and mobile banking. Further, it is also involved in investment, trust, and retirement-related activities. It operates in the Community Banking Segment.
65GF Score

Get the complete analysis for JBTC

Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$40.00
Price
$32.47
GF Value