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JBTC (Jbt Bancorp) Return-on-Tangible-Equity : 8.22% (As of Mar. 2025)


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What is Jbt Bancorp Return-on-Tangible-Equity?

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Jbt Bancorp's annualized net income for the quarter that ended in Mar. 2025 was $6.75 Mil. Jbt Bancorp's average shareholder tangible equity for the quarter that ended in Mar. 2025 was $82.05 Mil. Therefore, Jbt Bancorp's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2025 was 8.22%.

The historical rank and industry rank for Jbt Bancorp's Return-on-Tangible-Equity or its related term are showing as below:

JBTC' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 8.44   Med: 9.8   Max: 11.73
Current: 9.95

During the past 6 years, Jbt Bancorp's highest Return-on-Tangible-Equity was 11.73%. The lowest was 8.44%. And the median was 9.80%.

JBTC's Return-on-Tangible-Equity is ranked worse than
51.77% of 1578 companies
in the Banks industry
Industry Median: 10.25 vs JBTC: 9.95

Jbt Bancorp Return-on-Tangible-Equity Historical Data

The historical data trend for Jbt Bancorp's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Jbt Bancorp Return-on-Tangible-Equity Chart

Jbt Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Return-on-Tangible-Equity
Get a 7-Day Free Trial 8.44 9.97 11.73 10.66 9.63

Jbt Bancorp Quarterly Data
Dec19 Dec20 Dec21 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.89 11.25 11.65 8.77 8.22

Competitive Comparison of Jbt Bancorp's Return-on-Tangible-Equity

For the Banks - Regional subindustry, Jbt Bancorp's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jbt Bancorp's Return-on-Tangible-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Jbt Bancorp's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Jbt Bancorp's Return-on-Tangible-Equity falls into.


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Jbt Bancorp Return-on-Tangible-Equity Calculation

Jbt Bancorp's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2024 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2024 )  (A: Dec. 2023 )(A: Dec. 2024 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2024 )  (A: Dec. 2023 )(A: Dec. 2024 )
=7.555/( (75.563+81.371 )/ 2 )
=7.555/78.467
=9.63 %

Jbt Bancorp's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Mar. 2025 )  (Q: Dec. 2024 )(Q: Mar. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Mar. 2025 )  (Q: Dec. 2024 )(Q: Mar. 2025 )
=6.748/( (81.371+82.736)/ 2 )
=6.748/82.0535
=8.22 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2025) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.


Jbt Bancorp  (OTCPK:JBTC) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Jbt Bancorp Return-on-Tangible-Equity Related Terms

Thank you for viewing the detailed overview of Jbt Bancorp's Return-on-Tangible-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.


Jbt Bancorp Business Description

Traded in Other Exchanges
N/A
Address
2 West Market Street, P.O. Box 717, Jonestown, PA, USA, 17038
Jbt Bancorp Inc operates under a state bank charter and provides full banking services, including trust services. The company's deposit products are checking, savings, and term certificate accounts, and its lending products are residential mortgage, commercial, and installment loans. Substantially all loans are secured by specific items of collateral, including business assets, consumer assets, and commercial and residential real estate. Commercial loans are expected to be repaid from the cash flow from the operations of businesses. It offers personal banking, business banking, and digital and mobile banking. Further, it is also involved in investment, trust, and retirement-related activities. It operates in the Community Banking Segment.

Jbt Bancorp Headlines

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