JBTC (Jbt Bancorp) Dividend Payout Ratio: 0.24 (As of Mar. 2026) — 25% Below Median


JBTC Jbt Bancorp Inc JBTC
65 GF Score
Price $37.55
GF Value $32.37
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Jbt Bancorp Dividend Payout Ratio?

Jbt Bancorp JBTC 65 Dividend Payout Ratio is 0.24 as of Mar. 2026, which is 25% below its 10-year median of 0.32. GuruFocus rates JBTC with a GF Score™ of 65/100 and a GF Value™ of $32.37 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,175 Banks companies, Jbt Bancorp ranks better than 70.38% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Jbt Bancorp's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.24.

The historical rank and industry rank for Jbt Bancorp's Dividend Payout Ratio or its related term are showing as below:

JBTC' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.23   Med: 0.32   Max: 0.38
Current: 0.24

During the past 7 years, the highest Dividend Payout Ratio of Jbt Bancorp was 0.38. The lowest was 0.23. And the median was 0.32.

JBTC's Dividend Payout Ratio is ranked better than
70.38% of 1175 companies
in the Banks industry
Industry Median: 0.32 vs JBTC: 0.24

As of today (2026-07-12), the Dividend Yield % of Jbt Bancorp is 3.20%.

During the past 7 years, the highest Trailing Annual Dividend Yield of Jbt Bancorp was 4.98%. The lowest was 0.62%. And the median was 3.12%.

Jbt Bancorp's Dividends per Share for the months ended in Mar. 2026 was $0.31.

During the past 12 months, Jbt Bancorp's average Dividends Per Share Growth Rate was 11.80% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 7.70% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 5.70% per year.

During the past 7 years, the highest 3-Year average Dividends Per Share Growth Rate of Jbt Bancorp was 7.70% per year. The lowest was -2.80% per year. And the median was 5.50% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Jbt Bancorp (OTCPK:JBTC) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Jbt Bancorp Dividend Payout Ratio Related Terms

Jbt Bancorp Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Jbt Bancorp's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jbt Bancorp Dividend Payout Ratio Chart

Jbt Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial 0.32 0.27 0.23 0.32 0.31

Jbt Bancorp Quarterly Data
Dec19 Dec20 Dec21 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.39 0.30 0.20 0.24 0.24

JBTC vs SEBC, UBCP, PBKC: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Jbt Bancorp's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Jbt Bancorp Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Jbt Bancorp's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Jbt Bancorp's Dividend Payout Ratio falls into.


JBTC
65GF Score
Jbt Bancorp Inc JBTC
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Jbt Bancorp Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Jbt Bancorp's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=1.1/ 3.572
=0.31

Jbt Bancorp's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=0.31/ 1.3
=0.24

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.24 mean?
Jbt Bancorp (JBTC) has a Dividend Payout Ratio of 0.24 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Jbt Bancorp and its competitors. This is 25% below median its historical median of 0.32. Over the past decade, Jbt Bancorp's Dividend Payout Ratio has ranged from 0.23 to 0.38. According to the industry distribution chart, Jbt Bancorp ranks #348 out of 1175 companies in the Banks industry, placing it in the top 29.6%.
Is Jbt Bancorp's Dividend Payout Ratio too high?
Jbt Bancorp's current Dividend Payout Ratio of 0.24 is 25% below median its 10-year median of 0.32. Over the past 10 years, this metric has ranged from a low of 0.23 to a high of 0.38. The Banks industry median Dividend Payout Ratio is 0.32. Jbt Bancorp's value of 0.24 is 25% below this industry median. Based on the distribution chart, Jbt Bancorp ranks #348 out of 1175 companies in the Banks industry, which is above the industry midpoint. Overall, Jbt Bancorp has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jbt Bancorp's Dividend Payout Ratio compare to SEBC and UBCP?
According to the Banks industry distribution chart, Jbt Bancorp ranks #348 out of 1175 companies for Dividend Payout Ratio. This puts Jbt Bancorp in the upper half of its industry. The industry median Dividend Payout Ratio is 0.32. Jbt Bancorp's value of 0.24 is 25% below this benchmark. Historically, Jbt Bancorp's own Dividend Payout Ratio has ranged from 0.23 to 0.38 over the past decade. While the company's 10-year median is 0.32 vs. the industry median of 0.32, Jbt Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,175 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jbt Bancorp's current Dividend Payout Ratio of 0.24 is 25% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Jbt Bancorp and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jbt Bancorp's current Dividend Payout Ratio is 0.24, which is 25% below median its own 10-year median of 0.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jbt Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Jbt Bancorp (JBTC) is currently considered Modestly Overvalued. The stock's GF Value™ is $32.37, compared to a current price of $37.55 — trading 16% above its estimated fair value. The current Dividend Payout Ratio is 0.24, which is 25% below median its 10-year median of 0.32 and 25% below the Banks industry median of 0.32. Jbt Bancorp's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Jbt Bancorp (JBTC), the current Dividend Payout Ratio is 0.24 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jbt Bancorp (JBTC) Overvalued in 2026?

Based on GuruFocus' analysis, Jbt Bancorp stock appears to be overvalued. The current stock price of $37.55 is trading 16% above its estimated GF Value™ of $32.37. GuruFocus considers Jbt Bancorp to be Modestly Overvalued.

Key valuation signals for JBTC:

  • Dividend Payout Ratio: 0.24 (25% below median its 10-year median of 0.32)
  • GF Value™: $32.37 vs. price of $37.55 (16% above fair value)
  • GF Score™: 65/100 with 5 warning signs
  • Industry Position: 25% below the Banks median (#348 of 1175)

No single metric tells the full story. See the JBTC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Jbt Bancorp Business Description

Address 2 West Market Street, P.O. Box 717, Jonestown, PA, USA, 17038
Jbt Bancorp Inc operates under a state bank charter and provides full banking services, including trust services. The company's deposit products are checking, savings, and term certificate accounts, and its lending products are residential mortgage, commercial, and installment loans. Substantially all loans are secured by specific items of collateral, including business assets, consumer assets, and commercial and residential real estate. Commercial loans are expected to be repaid from the cash flow from the operations of businesses. It offers personal banking, business banking, and digital and mobile banking. Further, it is also involved in investment, trust, and retirement-related activities. It operates in the Community Banking Segment.
65GF Score

Get the complete analysis for JBTC

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$37.55
Price
$32.37
GF Value