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Jbt BancorpJBTC 65 Equity-to-Asset is 0.10 as of Jun. 2026, which is 11% above its 10-year median of 0.09. GuruFocus rates JBTC with a GF Score™ of 65/100 and a GF Value™ of $33.40 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,521 Banks companies, Jbt Bancorp ranks better than 54.44% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Jbt Bancorp's Total Stockholders Equity for the quarter that ended in Jun. 2026 was $95.38 Mil. Jbt Bancorp's Total Assets for the quarter that ended in Jun. 2026 was $1,005.14 Mil.
Therefore, Jbt Bancorp's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.10.
The historical rank and industry rank for Jbt Bancorp's Equity-to-Asset or its related term are showing as below:
JBTC'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.08 Med: 0.09 Max: 0.1
Current: 0.1
During the past 7 years, the highest Equity to Asset Ratio of Jbt Bancorp was 0.10. The lowest was 0.08. And the median was 0.09.
JBTC's Equity-to-Asset is ranked better than 54.44% of 1521
companies
in the Banks industry
Industry Median: 0.1
vs JBTC: 0.10
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Jbt Bancorp Equity-to-Asset Related Terms
Jbt Bancorp Equity-to-Asset Historical Data
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The historical data trend for Jbt Bancorp's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
JBTC vs UWHR, SEBC, ORBN: Equity-to-Asset Comparison
For the Banks - Regional subindustry, Jbt Bancorp's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jbt Bancorp Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Jbt Bancorp's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Jbt Bancorp's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Jbt Bancorp's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jbt Bancorp (JBTC) has a Equity-to-Asset of 0.10 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Jbt Bancorp and its competitors. This is 11% above median its historical median of 0.09. Over the past decade, Jbt Bancorp's Equity-to-Asset has ranged from 0.08 to 0.10. According to the industry distribution chart, Jbt Bancorp ranks #693 out of 1521 companies in the Banks industry, placing it in the top 45.6%.
Is Jbt Bancorp's Equity-to-Asset too high?
Jbt Bancorp's current Equity-to-Asset of 0.10 is 11% above median its 10-year median of 0.09. Over the past 10 years, this metric has ranged from a low of 0.08 to a high of 0.10. The Banks industry median Equity-to-Asset is 0.10. Jbt Bancorp's value of 0.10 is 0% at this industry median. Based on the distribution chart, Jbt Bancorp ranks #693 out of 1521 companies in the Banks industry, which is above the industry midpoint. Overall, Jbt Bancorp has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jbt Bancorp's Equity-to-Asset compare to UWHR and SEBC?
According to the Banks industry distribution chart, Jbt Bancorp ranks #693 out of 1521 companies for Equity-to-Asset. This puts Jbt Bancorp in the upper half of its industry. The industry median Equity-to-Asset is 0.10. Jbt Bancorp's value of 0.10 is 0% at this benchmark. Historically, Jbt Bancorp's own Equity-to-Asset has ranged from 0.08 to 0.10 over the past decade. While the company's 10-year median is 0.09 vs. the industry median of 0.10, Jbt Bancorp has consistently been at the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,521 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jbt Bancorp's current Equity-to-Asset of 0.10 is 0% at the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Jbt Bancorp and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jbt Bancorp's current Equity-to-Asset is 0.10, which is 11% above median its own 10-year median of 0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jbt Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Jbt Bancorp (JBTC) is currently considered Modestly Overvalued. The stock's GF Value™ is $33.40, compared to a current price of $40.54 — trading 21.4% above its estimated fair value. The current Equity-to-Asset is 0.10, which is 11% above median its 10-year median of 0.09 and 0% at the Banks industry median of 0.10. Jbt Bancorp's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Jbt Bancorp (JBTC), the current Equity-to-Asset is 0.10 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jbt Bancorp (JBTC) Overvalued in 2026?
Based on GuruFocus' analysis, Jbt Bancorp stock appears to be overvalued.
The current stock price of $40.54 is trading 21.4% above its estimated GF Value™ of $33.40.
GuruFocus considers Jbt Bancorp to be Modestly Overvalued.
Key valuation signals for JBTC:
Equity-to-Asset: 0.10 (11% above median its 10-year median of 0.09)
GF Value™: $33.40 vs. price of $40.54 (21.4% above fair value)
Industry Position: 0% at the Banks median (#693 of 1521)
No single metric tells the full story. See the JBTC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jbt Bancorp Inc operates under a state bank charter and provides full banking services, including trust services. The company's deposit products are checking, savings, and term certificate accounts, and its lending products are residential mortgage, commercial, and installment loans. Substantially all loans are secured by specific items of collateral, including business assets, consumer assets, and commercial and residential real estate. Commercial loans are expected to be repaid from the cash flow from the operations of businesses. It offers personal banking, business banking, and digital and mobile banking. Further, it is also involved in investment, trust, and retirement-related activities. It operates in the Community Banking Segment.
65GF Score
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