Al Madina Takaful Co.OG (MUS:AMAT) Cyclically Adjusted PS Ratio: 1.01 (As of Jul. 15, 2026) — 20% Above Median

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MUS:AMAT Al Madina Takaful Co. SAOG MUS:AMAT
37 GF Score
Price ر.ع0.12
GF Value ر.ع0.13
Valuation Fairly Valued
! 1 Warning Sign
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What is Al Madina Takaful Co.OG Cyclically Adjusted PS Ratio?

Al Madina Takaful Co.OG MUS:AMAT 37 Cyclically Adjusted PS Ratio is 1.01 as of Jul. 15, 2026, which is 20% above its 10-year median of 0.84. GuruFocus rates MUS:AMAT with a GF Score™ of 37/100 and a GF Value™ of ر.ع0.13 (Fairly Valued). The stock has 1 warning sign investors should review. Among 410 Insurance companies, Al Madina Takaful Co.OG ranks better than 60.49% on this metric.

As of today (2026-07-15), Al Madina Takaful Co.OG's current share price is ر.ع0.121. Al Madina Takaful Co.OG's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was ر.ع0.12. Al Madina Takaful Co.OG's Cyclically Adjusted PS Ratio for today is 1.01.

The historical rank and industry rank for Al Madina Takaful Co.OG's Cyclically Adjusted PS Ratio or its related term are showing as below:

MUS:AMAT' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.69   Med: 0.84   Max: 1.12
Current: 0.99

During the past years, Al Madina Takaful Co.OG's highest Cyclically Adjusted PS Ratio was 1.12. The lowest was 0.69. And the median was 0.84.

MUS:AMAT's Cyclically Adjusted PS Ratio is ranked better than
60.49% of 410 companies
in the Insurance industry
Industry Median: 1.23 vs MUS:AMAT: 0.99

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Al Madina Takaful Co.OG's adjusted revenue per share data for the three months ended in Mar. 2026 was ر.ع0.054. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ر.ع0.12 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Al Madina Takaful Co.OG  (MUS:AMAT) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Al Madina Takaful Co.OG Cyclically Adjusted PS Ratio Related Terms


Al Madina Takaful Co.OG Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Al Madina Takaful Co.OG's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Madina Takaful Co.OG Cyclically Adjusted PS Ratio Chart

Al Madina Takaful Co.OG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.89 0.80 0.73 0.81

Al Madina Takaful Co.OG Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.69 0.70 0.74 0.81 1.02

MUS:AMAT vs BRK.A, AIG, HIG: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Diversified subindustry, Al Madina Takaful Co.OG's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al Madina Takaful Co.OG Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Al Madina Takaful Co.OG's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Al Madina Takaful Co.OG's Cyclically Adjusted PS Ratio falls into.


MUS:AMAT
37GF Score
Al Madina Takaful Co. SAOG MUS:AMAT
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Al Madina Takaful Co.OG Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Al Madina Takaful Co.OG's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=0.121/0.12
=1.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Madina Takaful Co.OG's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Al Madina Takaful Co.OG's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.054/330.2130*330.2130
=0.054

Current CPI (Mar. 2026) = 330.2130.

Al Madina Takaful Co.OG Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.020 241.018 0.027
201609 0.027 241.428 0.037
201612 0.014 241.432 0.019
201703 0.024 243.801 0.033
201706 0.020 244.955 0.027
201709 0.025 246.819 0.033
201712 0.020 246.524 0.027
201803 0.027 249.554 0.036
201806 0.021 251.989 0.028
201809 0.029 252.439 0.038
201812 0.020 251.233 0.026
201903 0.024 254.202 0.031
201906 0.024 256.143 0.031
201909 0.024 256.759 0.031
201912 0.024 256.974 0.031
202003 0.023 258.115 0.029
202006 0.024 257.797 0.031
202009 0.022 260.280 0.028
202012 0.022 260.474 0.028
202103 0.022 264.877 0.027
202106 0.024 271.696 0.029
202109 0.023 274.310 0.028
202112 0.022 278.802 0.026
202203 0.024 287.504 0.028
202206 0.024 296.311 0.027
202209 0.024 296.808 0.027
202212 0.027 296.797 0.030
202303 0.024 301.836 0.026
202306 0.025 305.109 0.027
202309 0.025 307.789 0.027
202312 0.028 306.746 0.030
202403 0.027 312.332 0.029
202406 0.043 314.175 0.045
202409 0.038 315.301 0.040
202412 0.018 315.605 0.019
202503 0.034 319.799 0.035
202506 0.030 322.561 0.031
202509 0.021 324.800 0.021
202512 0.053 324.054 0.054
202603 0.054 330.213 0.054

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 1.01 mean?
Al Madina Takaful Co.OG (MUS:AMAT) has a Cyclically Adjusted PS Ratio of 1.01 as of Jul. 15, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Al Madina Takaful Co.OG and its competitors. This is 20% above median its historical median of 0.84. Over the past decade, Al Madina Takaful Co.OG's Cyclically Adjusted PS Ratio has ranged from 0.69 to 1.12. According to the industry distribution chart, Al Madina Takaful Co.OG ranks #162 out of 410 companies in the Insurance industry, placing it in the top 39.5%.
Is Al Madina Takaful Co.OG's Cyclically Adjusted PS Ratio too high?
Al Madina Takaful Co.OG's current Cyclically Adjusted PS Ratio of 1.01 is 20% above median its 10-year median of 0.84. Over the past 10 years, this metric has ranged from a low of 0.69 to a high of 1.12. The Insurance industry median Cyclically Adjusted PS Ratio is 1.23. Al Madina Takaful Co.OG's value of 1.01 is 17.9% below this industry median. Based on the distribution chart, Al Madina Takaful Co.OG ranks #162 out of 410 companies in the Insurance industry, which is above the industry midpoint. Overall, Al Madina Takaful Co.OG has a GF Score™ of 37/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Al Madina Takaful Co.OG's Cyclically Adjusted PS Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Al Madina Takaful Co.OG ranks #162 out of 410 companies for Cyclically Adjusted PS Ratio. This puts Al Madina Takaful Co.OG in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 1.23. Al Madina Takaful Co.OG's value of 1.01 is 17.9% below this benchmark. Historically, Al Madina Takaful Co.OG's own Cyclically Adjusted PS Ratio has ranged from 0.69 to 1.12 over the past decade. While the company's 10-year median is 0.84 vs. the industry median of 1.23, Al Madina Takaful Co.OG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.23, based on 410 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Madina Takaful Co.OG's current Cyclically Adjusted PS Ratio of 1.01 is 17.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Al Madina Takaful Co.OG and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Madina Takaful Co.OG's current Cyclically Adjusted PS Ratio is 1.01, which is 20% above median its own 10-year median of 0.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Madina Takaful Co.OG stock overvalued right now?
Based on GuruFocus' analysis, Al Madina Takaful Co.OG (MUS:AMAT) is currently considered Fairly Valued. The stock's GF Value™ is ر.ع0.13, compared to a current price of ر.ع0.12 — trading 6.9% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 1.01, which is 20% above median its 10-year median of 0.84 and 17.9% below the Insurance industry median of 1.23. Al Madina Takaful Co.OG's overall GF Score™ is 37/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Al Madina Takaful Co.OG (MUS:AMAT), the current Cyclically Adjusted PS Ratio is 1.01 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al Madina Takaful Co.OG (MUS:AMAT) Overvalued in 2026?

Based on GuruFocus' analysis, Al Madina Takaful Co.OG stock appears to be undervalued. The current stock price of ر.ع0.12 is trading 6.9% below its estimated GF Value™ of ر.ع0.13. GuruFocus considers Al Madina Takaful Co.OG to be Fairly Valued.

Key valuation signals for MUS:AMAT:

  • Cyclically Adjusted PS Ratio: 1.01 (20% above median its 10-year median of 0.84)
  • GF Value™: ر.ع0.13 vs. price of ر.ع0.12 (6.9% below fair value)
  • GF Score™: 37/100 with 1 warning sign
  • Industry Position: 17.9% below the Insurance median (#162 of 410)

No single metric tells the full story. See the MUS:AMAT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al Madina Takaful Co.OG Business Description

Address Office no. 301/302, P.O. Box 80, 3rd Floor, Building 6, Muscat Grand Mall, Ghubra, Muscat, OMN, 136
Al Madina Takaful Co. SAOG is engaged in the business of takaful activities and investments by adopting the wakala and mudarabha model respectively, on behalf of the participants by the Islamic Sharia principles. The business operating segments are Family takaful and general takaful. It generates the majority of its revenue from General takaful, which contracts include Motor, marine and aviation, Fire, energy, medical, engineering, liability, and general accident contracts. Geographically, the operations of the company are located inside the Sultanate of Oman.
37GF Score

Get the complete analysis for MUS:AMAT

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ع0.12
Price
ر.ع0.13
GF Value