Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Al Madina Takaful Co.OGMUS:AMAT -0.89%35 Equity-to-Asset is 0.25 as of Jun. 2026, which is 4% above its 10-year median of 0.24. GuruFocus rates MUS:AMAT with a GF Score™ of 35/100 and a GF Value™ of ر.ع0.14 (Modestly Undervalued). Among 505 Insurance companies, Al Madina Takaful Co.OG ranks worse than 51.09% on this metric.
Al Madina Takaful Co.OG (MUS:AMAT) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Al Madina Takaful Co.OG Equity-to-Asset Related Terms
Al Madina Takaful Co.OG Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MUS:AMAT vs BRK.A, AIG, HIG: Equity-to-Asset Comparison
For the Insurance - Diversified subindustry, Al Madina Takaful Co.OG's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al Madina Takaful Co.OG Equity-to-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Al Madina Takaful Co.OG's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Al Madina Takaful Co.OG's Equity-to-Asset falls into.
Al Madina Takaful Co.OG Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Al Madina Takaful Co.OG's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al Madina Takaful Co.OG (MUS:AMAT) has a Equity-to-Asset of 0.25 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Al Madina Takaful Co.OG and its competitors. This is near median its historical median of 0.24. Over the past decade, Al Madina Takaful Co.OG's Equity-to-Asset has ranged from 0.15 to 0.48. According to the industry distribution chart, Al Madina Takaful Co.OG ranks #258 out of 505 companies in the Insurance industry, placing it in the top 51.1%.
Is Al Madina Takaful Co.OG's Equity-to-Asset too high?
Al Madina Takaful Co.OG's current Equity-to-Asset of 0.25 is near median its 10-year median of 0.24. Over the past 10 years, this metric has ranged from a low of 0.15 to a high of 0.48. The Insurance industry median Equity-to-Asset is 0.26. Al Madina Takaful Co.OG's value of 0.25 is 3.8% below this industry median. Based on the distribution chart, Al Madina Takaful Co.OG ranks #258 out of 505 companies in the Insurance industry, which is below the industry midpoint. Overall, Al Madina Takaful Co.OG has a GF Score™ of 35/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al Madina Takaful Co.OG's Equity-to-Asset compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Al Madina Takaful Co.OG ranks #258 out of 505 companies for Equity-to-Asset. This places Al Madina Takaful Co.OG in the lower half of its industry. The industry median Equity-to-Asset is 0.26. Al Madina Takaful Co.OG's value of 0.25 is 3.8% below this benchmark. Historically, Al Madina Takaful Co.OG's own Equity-to-Asset has ranged from 0.15 to 0.48 over the past decade. While the company's 10-year median is 0.24 vs. the industry median of 0.26, Al Madina Takaful Co.OG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Insurance company?
The median Equity-to-Asset among Insurance companies is 0.26, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Madina Takaful Co.OG's current Equity-to-Asset of 0.25 is 3.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Al Madina Takaful Co.OG and its competitors. For the Insurance industry, the median Equity-to-Asset is 0.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Madina Takaful Co.OG's current Equity-to-Asset is 0.25, which is near median its own 10-year median of 0.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Madina Takaful Co.OG stock overvalued right now?
Based on GuruFocus' analysis, Al Madina Takaful Co.OG (MUS:AMAT) is currently considered Modestly Undervalued. The stock's GF Value™ is ر.ع0.14, compared to a current price of ر.ع0.11 — trading 20.7% below its estimated fair value. The current Equity-to-Asset is 0.25, which is near median its 10-year median of 0.24 and 3.8% below the Insurance industry median of 0.26. Al Madina Takaful Co.OG's overall GF Score™ is 35/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Al Madina Takaful Co.OG (MUS:AMAT), the current Equity-to-Asset is 0.25 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al Madina Takaful Co.OG (MUS:AMAT) Overvalued in 2026?
Based on GuruFocus' analysis, Al Madina Takaful Co.OG stock appears to be undervalued.
The current stock price of ر.ع0.11 is trading 20.7% below its estimated GF Value™ of ر.ع0.14.
GuruFocus considers Al Madina Takaful Co.OG to be Modestly Undervalued.
Key valuation signals for MUS:AMAT:
Equity-to-Asset: 0.25 (near median its 10-year median of 0.24)
GF Value™: ر.ع0.14 vs. price of ر.ع0.11 (20.7% below fair value)
Industry Position: 3.8% below the Insurance median (#258 of 505)
No single metric tells the full story. See the MUS:AMAT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Madina Takaful Co. SAOG is engaged in the business of takaful activities and investments by adopting the wakala and mudarabha model respectively, on behalf of the participants by the Islamic Sharia principles. The business operating segments are Family takaful and general takaful. It generates the majority of its revenue from General takaful, which contracts include Motor, marine and aviation, Fire, energy, medical, engineering, liability, and general accident contracts. Geographically, the operations of the company are located inside the Sultanate of Oman.
35GF Score
Get the complete analysis for MUS:AMAT
Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
MUS:AMAT has been successfully added to your 
