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Al Madina Takaful Co.OGMUS:AMAT 37 Return-on-Tangible-Asset is 1.81% as of Mar. 2026, which is 108% above its 10-year median of 0.87. GuruFocus rates MUS:AMAT with a GF Score™ of 37/100 and a GF Value™ of ر.ع0.13 (Fairly Valued). The stock has 1 warning sign investors should review. Among 507 Insurance companies, Al Madina Takaful Co.OG ranks better than 70.41% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Al Madina Takaful Co.OG's annualizedNet Income for the quarter that ended in Mar. 2026 was ر.ع1.60 Mil. Al Madina Takaful Co.OG's average total tangible assets for the quarter that ended in Mar. 2026 was ر.ع88.32 Mil. Therefore, Al Madina Takaful Co.OG's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 1.81%.
The historical rank and industry rank for Al Madina Takaful Co.OG's Return-on-Tangible-Asset or its related term are showing as below:
MUS:AMAT'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.36 Med: 0.87 Max: 4.57
Current: 4.57
During the past 13 years, Al Madina Takaful Co.OG's highest Return-on-Tangible-Asset was 4.57%. The lowest was 0.36%. And the median was 0.87%.
MUS:AMAT's Return-on-Tangible-Asset is ranked better than 70.41% of 507
companies
in the Insurance industry
Industry Median: 2.74
vs MUS:AMAT: 4.57
Al Madina Takaful Co.OG (MUS:AMAT) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Al Madina Takaful Co.OG Return-on-Tangible-Asset Related Terms
Al Madina Takaful Co.OG Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Al Madina Takaful Co.OG's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al Madina Takaful Co.OG Return-on-Tangible-Asset Chart
MUS:AMAT vs BRK.A, AIG, HIG: Return-on-Tangible-Asset Comparison
For the Insurance - Diversified subindustry, Al Madina Takaful Co.OG's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al Madina Takaful Co.OG Return-on-Tangible-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Al Madina Takaful Co.OG's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Al Madina Takaful Co.OG's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 1.81% mean?
Al Madina Takaful Co.OG (MUS:AMAT) has a Return-on-Tangible-Asset of 1.81% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Al Madina Takaful Co.OG and its competitors. This is 108% above median its historical median of 0.87. Over the past decade, Al Madina Takaful Co.OG's Return-on-Tangible-Asset has ranged from 0.36 to 4.57. According to the industry distribution chart, Al Madina Takaful Co.OG ranks #150 out of 507 companies in the Insurance industry, placing it in the top 29.6%.
Is Al Madina Takaful Co.OG's Return-on-Tangible-Asset too high?
Al Madina Takaful Co.OG's current Return-on-Tangible-Asset of 1.81% is 108% above median its 10-year median of 0.87. Over the past 10 years, this metric has ranged from a low of 0.36 to a high of 4.57. The Insurance industry median Return-on-Tangible-Asset is 2.74. Al Madina Takaful Co.OG's value of 1.81% is 33.9% below this industry median. Based on the distribution chart, Al Madina Takaful Co.OG ranks #150 out of 507 companies in the Insurance industry, which is above the industry midpoint. Overall, Al Madina Takaful Co.OG has a GF Score™ of 37/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Al Madina Takaful Co.OG's Return-on-Tangible-Asset compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Al Madina Takaful Co.OG ranks #150 out of 507 companies for Return-on-Tangible-Asset. This puts Al Madina Takaful Co.OG in the upper half of its industry. The industry median Return-on-Tangible-Asset is 2.74. Al Madina Takaful Co.OG's value of 1.81% is 33.9% below this benchmark. Historically, Al Madina Takaful Co.OG's own Return-on-Tangible-Asset has ranged from 0.36 to 4.57 over the past decade. While the company's 10-year median is 0.87 vs. the industry median of 2.74, Al Madina Takaful Co.OG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for an Insurance company?
The median Return-on-Tangible-Asset among Insurance companies is 2.74, based on 507 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Madina Takaful Co.OG's current Return-on-Tangible-Asset of 1.81% is 33.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Al Madina Takaful Co.OG and its competitors. For the Insurance industry, the median Return-on-Tangible-Asset is 2.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Madina Takaful Co.OG's current Return-on-Tangible-Asset is 1.81%, which is 108% above median its own 10-year median of 0.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Madina Takaful Co.OG stock overvalued right now?
Based on GuruFocus' analysis, Al Madina Takaful Co.OG (MUS:AMAT) is currently considered Fairly Valued. The stock's GF Value™ is ر.ع0.13, compared to a current price of ر.ع0.12 — trading 6.9% below its estimated fair value. The current Return-on-Tangible-Asset is 1.81%, which is 108% above median its 10-year median of 0.87 and 33.9% below the Insurance industry median of 2.74. Al Madina Takaful Co.OG's overall GF Score™ is 37/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Al Madina Takaful Co.OG (MUS:AMAT), the current Return-on-Tangible-Asset is 1.81% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al Madina Takaful Co.OG (MUS:AMAT) Overvalued in 2026?
Based on GuruFocus' analysis, Al Madina Takaful Co.OG stock appears to be undervalued.
The current stock price of ر.ع0.12 is trading 6.9% below its estimated GF Value™ of ر.ع0.13.
GuruFocus considers Al Madina Takaful Co.OG to be Fairly Valued.
Key valuation signals for MUS:AMAT:
Return-on-Tangible-Asset: 1.81% (108% above median its 10-year median of 0.87)
GF Value™: ر.ع0.13 vs. price of ر.ع0.12 (6.9% below fair value)
Industry Position: 33.9% below the Insurance median (#150 of 507)
No single metric tells the full story. See the MUS:AMAT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Madina Takaful Co. SAOG is engaged in the business of takaful activities and investments by adopting the wakala and mudarabha model respectively, on behalf of the participants by the Islamic Sharia principles. The business operating segments are Family takaful and general takaful. It generates the majority of its revenue from General takaful, which contracts include Motor, marine and aviation, Fire, energy, medical, engineering, liability, and general accident contracts. Geographically, the operations of the company are located inside the Sultanate of Oman.
37GF Score
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