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Al Madina Takaful Co.OGMUS:AMAT +1.75%35 Debt-to-Equity is 0.02 as of Mar. 2026, which is at its 10-year median of 0.02. GuruFocus rates MUS:AMAT with a GF Score™ of 35/100 and a GF Value™ of ر.ع0.13 (Modestly Undervalued). Among 406 Insurance companies, Al Madina Takaful Co.OG ranks better than 88.67% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Al Madina Takaful Co.OG's Debt-to-Equity or its related term are showing as below:
MUS:AMAT'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.02 Med: 0.02 Max: 0.03
Current: 0.02
During the past 13 years, the highest Debt-to-Equity Ratio of Al Madina Takaful Co.OG was 0.03. The lowest was 0.02. And the median was 0.02.
MUS:AMAT's Debt-to-Equity is ranked better than 88.67% of 406
companies
in the Insurance industry
Industry Median: 0.2
vs MUS:AMAT: 0.02
Al Madina Takaful Co.OG (MUS:AMAT) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Al Madina Takaful Co.OG Debt-to-Equity Related Terms
Al Madina Takaful Co.OG Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MUS:AMAT vs BRK.A, AIG, HIG: Debt-to-Equity Comparison
For the Insurance - Diversified subindustry, Al Madina Takaful Co.OG's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al Madina Takaful Co.OG Debt-to-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Al Madina Takaful Co.OG's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Al Madina Takaful Co.OG's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al Madina Takaful Co.OG (MUS:AMAT) has a Debt-to-Equity of 0.02 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Al Madina Takaful Co.OG and its competitors. This is near median its historical median of 0.02. Over the past decade, Al Madina Takaful Co.OG's Debt-to-Equity has ranged from 0.02 to 0.03. According to the industry distribution chart, Al Madina Takaful Co.OG ranks #46 out of 406 companies in the Insurance industry, placing it in the top 11.3%.
Is Al Madina Takaful Co.OG's Debt-to-Equity too high?
Al Madina Takaful Co.OG's current Debt-to-Equity of 0.02 is near median its 10-year median of 0.02. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 0.03. The Insurance industry median Debt-to-Equity is 0.20. Al Madina Takaful Co.OG's value of 0.02 is 90% below this industry median. Based on the distribution chart, Al Madina Takaful Co.OG ranks #46 out of 406 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Al Madina Takaful Co.OG has a GF Score™ of 35/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al Madina Takaful Co.OG's Debt-to-Equity compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Al Madina Takaful Co.OG ranks #46 out of 406 companies for Debt-to-Equity. This places Al Madina Takaful Co.OG in the top 11% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.20. Al Madina Takaful Co.OG's value of 0.02 is 90% below this benchmark. Historically, Al Madina Takaful Co.OG's own Debt-to-Equity has ranged from 0.02 to 0.03 over the past decade. While the company's 10-year median is 0.02 vs. the industry median of 0.20, Al Madina Takaful Co.OG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Insurance company?
The median Debt-to-Equity among Insurance companies is 0.20, based on 406 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Madina Takaful Co.OG's current Debt-to-Equity of 0.02 is 90% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Al Madina Takaful Co.OG and its competitors. For the Insurance industry, the median Debt-to-Equity is 0.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Madina Takaful Co.OG's current Debt-to-Equity is 0.02, which is near median its own 10-year median of 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Madina Takaful Co.OG stock overvalued right now?
Based on GuruFocus' analysis, Al Madina Takaful Co.OG (MUS:AMAT) is currently considered Modestly Undervalued. The stock's GF Value™ is ر.ع0.13, compared to a current price of ر.ع0.12 — trading 10.8% below its estimated fair value. The current Debt-to-Equity is 0.02, which is near median its 10-year median of 0.02 and 90% below the Insurance industry median of 0.20. Al Madina Takaful Co.OG's overall GF Score™ is 35/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Al Madina Takaful Co.OG (MUS:AMAT), the current Debt-to-Equity is 0.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al Madina Takaful Co.OG (MUS:AMAT) Overvalued in 2026?
Based on GuruFocus' analysis, Al Madina Takaful Co.OG stock appears to be undervalued.
The current stock price of ر.ع0.12 is trading 10.8% below its estimated GF Value™ of ر.ع0.13.
GuruFocus considers Al Madina Takaful Co.OG to be Modestly Undervalued.
Key valuation signals for MUS:AMAT:
Debt-to-Equity: 0.02 (near median its 10-year median of 0.02)
GF Value™: ر.ع0.13 vs. price of ر.ع0.12 (10.8% below fair value)
Industry Position: 90% below the Insurance median (#46 of 406)
No single metric tells the full story. See the MUS:AMAT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Madina Takaful Co. SAOG is engaged in the business of takaful activities and investments by adopting the wakala and mudarabha model respectively, on behalf of the participants by the Islamic Sharia principles. The business operating segments are Family takaful and general takaful. It generates the majority of its revenue from General takaful, which contracts include Motor, marine and aviation, Fire, energy, medical, engineering, liability, and general accident contracts. Geographically, the operations of the company are located inside the Sultanate of Oman.
35GF Score
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