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Al Madina Takaful Co.OGMUS:AMAT 34 EV-to-OCF is 12.17 as of Aug. 29, 2026, which is 358% above its 10-year median of 2.66. GuruFocus rates MUS:AMAT with a GF Score™ of 34/100 and a GF Value™ of ر.ع0.14 (Modestly Undervalued). Among 504 Insurance companies, Al Madina Takaful Co.OG ranks worse than 71.03% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Al Madina Takaful Co.OG's Enterprise Value is ر.ع13.10 Mil.
Al Madina Takaful Co.OG's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was ر.ع1.08 Mil. Therefore, Al Madina Takaful Co.OG's EV-to-OCF for today is 12.17.
The historical rank and industry rank for Al Madina Takaful Co.OG's EV-to-OCF or its related term are showing as below:
MUS:AMAT'
s EV-to-OCF Range Over the Past 10 Years
Min: -156.69 Med: 2.66 Max: 90.12
Current: 12.5
During the past 13 years, the highest EV-to-OCF of Al Madina Takaful Co.OG was 90.12. The lowest was -156.69. And the median was 2.66.
MUS:AMAT's EV-to-OCF is ranked worse than 71.03% of 504
companies
in the Insurance industry
Industry Median: 6.705
vs MUS:AMAT: 12.50
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Al Madina Takaful Co.OG (MUS:AMAT) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Al Madina Takaful Co.OG's PE Ratio (TTM) for today is calculated as:
Al Madina Takaful Co.OG's share price for today is ر.ع0.109.
Al Madina Takaful Co.OG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ر.ع0.027.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Al Madina Takaful Co.OG's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al Madina Takaful Co.OG EV-to-OCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Al Madina Takaful Co.OG's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Al Madina Takaful Co.OG's EV-to-OCF falls into.
Al Madina Takaful Co.OG's current Enterprise Value is ر.ع13.10 Mil.
Al Madina Takaful Co.OG's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ر.ع1.08 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al Madina Takaful Co.OG (MUS:AMAT) has a EV-to-OCF of 12.17 as of Aug. 29, 2026. This is 358% above median its historical median of 2.66. According to the industry distribution chart, Al Madina Takaful Co.OG ranks #358 out of 504 companies in the Insurance industry, placing it in the top 71%.
Is Al Madina Takaful Co.OG's EV-to-OCF too high?
Al Madina Takaful Co.OG's current EV-to-OCF of 12.17 is 358% above median its 10-year median of 2.66. The Insurance industry median EV-to-OCF is 6.71. Al Madina Takaful Co.OG's value of 12.17 is 81.5% above this industry median. Based on the distribution chart, Al Madina Takaful Co.OG ranks #358 out of 504 companies in the Insurance industry, which is below the industry midpoint. Overall, Al Madina Takaful Co.OG has a GF Score™ of 34/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al Madina Takaful Co.OG's EV-to-OCF compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Al Madina Takaful Co.OG ranks #358 out of 504 companies for EV-to-OCF. This places Al Madina Takaful Co.OG in the lower half of its industry. The industry median EV-to-OCF is 6.71. Al Madina Takaful Co.OG's value of 12.17 is 81.5% above this benchmark. While the company's 10-year median is 2.66 vs. the industry median of 6.71, Al Madina Takaful Co.OG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for an Insurance company?
The median EV-to-OCF among Insurance companies is 6.71, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Madina Takaful Co.OG's current EV-to-OCF of 12.17 is 81.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median EV-to-OCF is 6.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Madina Takaful Co.OG's current EV-to-OCF is 12.17, which is 358% above median its own 10-year median of 2.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Madina Takaful Co.OG stock overvalued right now?
Based on GuruFocus' analysis, Al Madina Takaful Co.OG (MUS:AMAT) is currently considered Modestly Undervalued. The stock's GF Value™ is ر.ع0.14, compared to a current price of ر.ع0.11 — trading 22.1% below its estimated fair value. The current EV-to-OCF is 12.17, which is 358% above median its 10-year median of 2.66 and 81.5% above the Insurance industry median of 6.71. Al Madina Takaful Co.OG's overall GF Score™ is 34/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Al Madina Takaful Co.OG (MUS:AMAT), the current EV-to-OCF is 12.17 as of Aug. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al Madina Takaful Co.OG (MUS:AMAT) Overvalued in 2026?
Based on GuruFocus' analysis, Al Madina Takaful Co.OG stock appears to be undervalued.
The current stock price of ر.ع0.11 is trading 22.1% below its estimated GF Value™ of ر.ع0.14.
GuruFocus considers Al Madina Takaful Co.OG to be Modestly Undervalued.
Key valuation signals for MUS:AMAT:
EV-to-OCF: 12.17 (358% above median its 10-year median of 2.66)
GF Value™: ر.ع0.14 vs. price of ر.ع0.11 (22.1% below fair value)
Industry Position: 81.5% above the Insurance median (#358 of 504)
No single metric tells the full story. See the MUS:AMAT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Madina Takaful Co. SAOG is engaged in the business of takaful activities and investments by adopting the wakala and mudarabha model respectively, on behalf of the participants by the Islamic Sharia principles. The business operating segments are Family takaful and general takaful. It generates the majority of its revenue from General takaful, which contracts include Motor, marine and aviation, Fire, energy, medical, engineering, liability, and general accident contracts. Geographically, the operations of the company are located inside the Sultanate of Oman.
34GF Score
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