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Al Madina Takaful Co.OGMUS:AMAT 37 Net Margin % is 4.27% as of Mar. 2026, which is 25% below its 10-year median of 5.69. GuruFocus rates MUS:AMAT with a GF Score™ of 37/100 and a GF Value™ of ر.ع0.13 (Fairly Valued). The stock has 1 warning sign investors should review. Among 501 Insurance companies, Al Madina Takaful Co.OG ranks better than 72.85% on this metric.
The historical rank and industry rank for Al Madina Takaful Co.OG's Net Margin % or its related term are showing as below:
MUS:AMAT'
s Net Margin % Range Over the Past 10 Years
Min: 2.55 Med: 5.69 Max: 16.55
Current: 14.91
MUS:AMAT's Net Margin % is ranked better than 72.85% of 501
companies
in the Insurance industry
Industry Median: 9.15
vs MUS:AMAT: 14.91
Al Madina Takaful Co.OG (MUS:AMAT) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Al Madina Takaful Co.OG Net Margin % Related Terms
Al Madina Takaful Co.OG Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MUS:AMAT vs BRK.A, AIG, HIG: Net Margin % Comparison
For the Insurance - Diversified subindustry, Al Madina Takaful Co.OG's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al Madina Takaful Co.OG Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Al Madina Takaful Co.OG's Net Margin % distribution charts can be found below:
* The bar in red indicates where Al Madina Takaful Co.OG's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al Madina Takaful Co.OG (MUS:AMAT) has a Net Margin % of 4.27% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Al Madina Takaful Co.OG and its competitors. This is 25% below median its historical median of 5.69. Over the past decade, Al Madina Takaful Co.OG's Net Margin % has ranged from 2.55 to 16.55. According to the industry distribution chart, Al Madina Takaful Co.OG ranks #136 out of 501 companies in the Insurance industry, placing it in the top 27.1%.
Is Al Madina Takaful Co.OG's Net Margin % too high?
Al Madina Takaful Co.OG's current Net Margin % of 4.27% is 25% below median its 10-year median of 5.69. Over the past 10 years, this metric has ranged from a low of 2.55 to a high of 16.55. The Insurance industry median Net Margin % is 9.15. Al Madina Takaful Co.OG's value of 4.27% is 53.3% below this industry median. Based on the distribution chart, Al Madina Takaful Co.OG ranks #136 out of 501 companies in the Insurance industry, which is above the industry midpoint. Overall, Al Madina Takaful Co.OG has a GF Score™ of 37/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Al Madina Takaful Co.OG's Net Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Al Madina Takaful Co.OG ranks #136 out of 501 companies for Net Margin %. This puts Al Madina Takaful Co.OG in the upper half of its industry. The industry median Net Margin % is 9.15. Al Madina Takaful Co.OG's value of 4.27% is 53.3% below this benchmark. Historically, Al Madina Takaful Co.OG's own Net Margin % has ranged from 2.55 to 16.55 over the past decade. While the company's 10-year median is 5.69 vs. the industry median of 9.15, Al Madina Takaful Co.OG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.15, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Madina Takaful Co.OG's current Net Margin % of 4.27% is 53.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Al Madina Takaful Co.OG and its competitors. For the Insurance industry, the median Net Margin % is 9.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Madina Takaful Co.OG's current Net Margin % is 4.27%, which is 25% below median its own 10-year median of 5.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Madina Takaful Co.OG stock overvalued right now?
Based on GuruFocus' analysis, Al Madina Takaful Co.OG (MUS:AMAT) is currently considered Fairly Valued. The stock's GF Value™ is ر.ع0.13, compared to a current price of ر.ع0.12 — trading 6.9% below its estimated fair value. The current Net Margin % is 4.27%, which is 25% below median its 10-year median of 5.69 and 53.3% below the Insurance industry median of 9.15. Al Madina Takaful Co.OG's overall GF Score™ is 37/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Al Madina Takaful Co.OG (MUS:AMAT), the current Net Margin % is 4.27% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al Madina Takaful Co.OG (MUS:AMAT) Overvalued in 2026?
Based on GuruFocus' analysis, Al Madina Takaful Co.OG stock appears to be undervalued.
The current stock price of ر.ع0.12 is trading 6.9% below its estimated GF Value™ of ر.ع0.13.
GuruFocus considers Al Madina Takaful Co.OG to be Fairly Valued.
Key valuation signals for MUS:AMAT:
Net Margin %: 4.27% (25% below median its 10-year median of 5.69)
GF Value™: ر.ع0.13 vs. price of ر.ع0.12 (6.9% below fair value)
Industry Position: 53.3% below the Insurance median (#136 of 501)
No single metric tells the full story. See the MUS:AMAT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Madina Takaful Co. SAOG is engaged in the business of takaful activities and investments by adopting the wakala and mudarabha model respectively, on behalf of the participants by the Islamic Sharia principles. The business operating segments are Family takaful and general takaful. It generates the majority of its revenue from General takaful, which contracts include Motor, marine and aviation, Fire, energy, medical, engineering, liability, and general accident contracts. Geographically, the operations of the company are located inside the Sultanate of Oman.
37GF Score
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