Al Madina Takaful Co.OG (MUS:AMAT) Shiller PE Ratio: 11.00 (As of Sep. 15, 2026) — 41% Above Median

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MUS:AMAT Al Madina Takaful Co. SAOG MUS:AMAT
33 GF Score
Price ر.ع0.11
GF Value ر.ع0.14
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Al Madina Takaful Co.OG Shiller PE Ratio?

Al Madina Takaful Co.OG MUS:AMAT 33 Shiller PE Ratio is 11.00 as of Sep. 15, 2026, which is 41% above its 10-year median of 7.80. GuruFocus rates MUS:AMAT with a GF Score™ of 33/100 and a GF Value™ of ر.ع0.14 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 368 Insurance companies, Al Madina Takaful Co.OG ranks better than 61.68% on this metric.

As of today (2026-09-15), Al Madina Takaful Co.OG's current share price is ر.ع0.11. Al Madina Takaful Co.OG's E10 for the quarter that ended in Jun. 2026 was ر.ع0.01. Al Madina Takaful Co.OG's Shiller PE Ratio for today is 11.00.

The historical rank and industry rank for Al Madina Takaful Co.OG's Shiller PE Ratio or its related term are showing as below:

MUS:AMAT' s Shiller PE Ratio Range Over the Past 10 Years
Min: 2.9   Med: 7.8   Max: 13.4
Current: 13.26

During the past years, Al Madina Takaful Co.OG's highest Shiller PE Ratio was 13.40. The lowest was 2.90. And the median was 7.80.

MUS:AMAT's Shiller PE Ratio is ranked better than
61.68% of 368 companies
in the Insurance industry
Industry Median: 16.47 vs MUS:AMAT: 13.26

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Al Madina Takaful Co.OG's adjusted earnings per share data for the three months ended in Jun. 2026 was ر.ع0.007. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is ر.ع0.01 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Al Madina Takaful Co.OG  (MUS:AMAT) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Al Madina Takaful Co.OG Shiller PE Ratio Related Terms


Al Madina Takaful Co.OG Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for Al Madina Takaful Co.OG's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Madina Takaful Co.OG Shiller PE Ratio Chart

Al Madina Takaful Co.OG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 3.74 3.61 12.80 12.01

Al Madina Takaful Co.OG Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.68 12.76 12.01 15.91 14.33

MUS:AMAT vs BRK.A, AIG, HIG: Shiller PE Ratio Comparison

For the Insurance - Diversified subindustry, Al Madina Takaful Co.OG's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al Madina Takaful Co.OG Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Al Madina Takaful Co.OG's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Al Madina Takaful Co.OG's Shiller PE Ratio falls into.


MUS:AMAT
33GF Score
Al Madina Takaful Co. SAOG MUS:AMAT
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Al Madina Takaful Co.OG Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Al Madina Takaful Co.OG's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=0.11/0.01
=11.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Madina Takaful Co.OG's E10 for the quarter that ended in Jun. 2026 is calculated as:

For example, Al Madina Takaful Co.OG's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.007/333.9520*333.9520
=0.007

Current CPI (Jun. 2026) = 333.9520.

Al Madina Takaful Co.OG Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201609 0.001 241.428 0.001
201612 0.003 241.432 0.004
201703 0.004 243.801 0.005
201706 0.002 244.955 0.003
201709 0.004 246.819 0.005
201712 -0.008 246.524 -0.011
201803 0.005 249.554 0.007
201806 0.002 251.989 0.003
201809 0.006 252.439 0.008
201812 -0.009 251.233 -0.012
201903 0.003 254.202 0.004
201906 0.004 256.143 0.005
201909 0.012 256.759 0.016
201912 -0.014 256.974 -0.018
202003 0.001 258.115 0.001
202006 0.007 257.797 0.009
202009 0.008 260.280 0.010
202012 -0.012 260.474 -0.015
202103 0.002 264.877 0.003
202106 0.007 271.696 0.009
202109 0.007 274.310 0.009
202112 -0.011 278.802 -0.013
202203 0.002 287.504 0.002
202206 0.002 296.311 0.002
202209 0.004 296.808 0.005
202212 -0.002 296.797 -0.002
202303 0.001 301.836 0.001
202306 0.002 305.109 0.002
202309 0.002 307.789 0.002
202312 0.002 306.746 0.002
202403 0.000 312.332 0.000
202406 0.007 314.175 0.007
202409 0.002 315.301 0.002
202412 -0.006 315.605 -0.006
202503 0.002 319.799 0.002
202506 0.003 322.561 0.003
202509 0.009 324.800 0.009
202512 0.009 324.054 0.009
202603 0.002 330.213 0.002
202606 0.007 333.952 0.007

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Frequently Asked Questions Learn more about Shiller PE Ratio →
What does a Shiller PE Ratio of 11.00 mean?
Al Madina Takaful Co.OG (MUS:AMAT) has a Shiller PE Ratio of 11.00 as of Sep. 15, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Al Madina Takaful Co.OG and its competitors. This is 41% above median its historical median of 7.80. Over the past decade, Al Madina Takaful Co.OG's Shiller PE Ratio has ranged from 2.90 to 13.40. According to the industry distribution chart, Al Madina Takaful Co.OG ranks #141 out of 368 companies in the Insurance industry, placing it in the top 38.3%.
Is Al Madina Takaful Co.OG's Shiller PE Ratio too high?
Al Madina Takaful Co.OG's current Shiller PE Ratio of 11.00 is 41% above median its 10-year median of 7.80. Over the past 10 years, this metric has ranged from a low of 2.90 to a high of 13.40. The Insurance industry median Shiller PE Ratio is 16.47. Al Madina Takaful Co.OG's value of 11.00 is 33.2% below this industry median. Based on the distribution chart, Al Madina Takaful Co.OG ranks #141 out of 368 companies in the Insurance industry, which is above the industry midpoint. Overall, Al Madina Takaful Co.OG has a GF Score™ of 33/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al Madina Takaful Co.OG's Shiller PE Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Al Madina Takaful Co.OG ranks #141 out of 368 companies for Shiller PE Ratio. This puts Al Madina Takaful Co.OG in the upper half of its industry. The industry median Shiller PE Ratio is 16.47. Al Madina Takaful Co.OG's value of 11.00 is 33.2% below this benchmark. Historically, Al Madina Takaful Co.OG's own Shiller PE Ratio has ranged from 2.90 to 13.40 over the past decade. While the company's 10-year median is 7.80 vs. the industry median of 16.47, Al Madina Takaful Co.OG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for an Insurance company?
The median Shiller PE Ratio among Insurance companies is 16.47, based on 368 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Madina Takaful Co.OG's current Shiller PE Ratio of 11.00 is 33.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Al Madina Takaful Co.OG and its competitors. For the Insurance industry, the median Shiller PE Ratio is 16.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Madina Takaful Co.OG's current Shiller PE Ratio is 11.00, which is 41% above median its own 10-year median of 7.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Madina Takaful Co.OG stock overvalued right now?
Based on GuruFocus' analysis, Al Madina Takaful Co.OG (MUS:AMAT) is currently considered Modestly Undervalued. The stock's GF Value™ is ر.ع0.14, compared to a current price of ر.ع0.11 — trading 21.4% below its estimated fair value. The current Shiller PE Ratio is 11.00, which is 41% above median its 10-year median of 7.80 and 33.2% below the Insurance industry median of 16.47. Al Madina Takaful Co.OG's overall GF Score™ is 33/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Al Madina Takaful Co.OG (MUS:AMAT), the current Shiller PE Ratio is 11.00 as of Sep. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al Madina Takaful Co.OG (MUS:AMAT) Overvalued in 2026?

Based on GuruFocus' analysis, Al Madina Takaful Co.OG stock appears to be undervalued. The current stock price of ر.ع0.11 is trading 21.4% below its estimated GF Value™ of ر.ع0.14. GuruFocus considers Al Madina Takaful Co.OG to be Modestly Undervalued.

Key valuation signals for MUS:AMAT:

  • Shiller PE Ratio: 11.00 (41% above median its 10-year median of 7.80)
  • GF Value™: ر.ع0.14 vs. price of ر.ع0.11 (21.4% below fair value)
  • GF Score™: 33/100 with 1 warning sign
  • Industry Position: 33.2% below the Insurance median (#141 of 368)

No single metric tells the full story. See the MUS:AMAT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al Madina Takaful Co.OG Business Description

Address Office no. 301/302, P.O. Box 80, 3rd Floor, Building 6, Muscat Grand Mall, Ghubra, Muscat, OMN, 136
Al Madina Takaful Co. SAOG is engaged in the business of takaful activities and investments by adopting the wakala and mudarabha model respectively, on behalf of the participants by the Islamic Sharia principles. The business operating segments are Family takaful and general takaful. It generates the majority of its revenue from General takaful, which contracts include Motor, marine and aviation, Fire, energy, medical, engineering, liability, and general accident contracts. Geographically, the operations of the company are located inside the Sultanate of Oman.
33GF Score

Get the complete analysis for MUS:AMAT

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ع0.11
Price
ر.ع0.14
GF Value