Al Madina Takaful Co.OG (MUS:AMAT) Moat Score: 0/10 (As of Jul. 15, 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
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MUS:AMAT Al Madina Takaful Co. SAOG MUS:AMAT
37 GF Score
Price ر.ع0.12
GF Value ر.ع0.13
Valuation Fairly Valued
! 1 Warning Sign
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What is Al Madina Takaful Co.OG Moat Score?

Al Madina Takaful Co.OG has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Al Madina Takaful Co.OG has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Al Madina Takaful Co.OG might have No Moat - No discernible moat.

Al Madina Takaful Co.OG  (MUS:AMAT) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Al Madina Takaful Co.OG Moat Score Related Terms

MUS:AMAT
37GF Score
Al Madina Takaful Co. SAOG MUS:AMAT
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Al Madina Takaful Co.OG (MUS:AMAT) Overvalued in 2026?

Based on GuruFocus' analysis, Al Madina Takaful Co.OG stock appears to be undervalued. The current stock price of ر.ع0.12 is trading 6.9% below its estimated GF Value™ of ر.ع0.13. GuruFocus considers Al Madina Takaful Co.OG to be Fairly Valued.

Key valuation signals for MUS:AMAT:

  • Moat Score: 0
  • GF Value™: ر.ع0.13 vs. price of ر.ع0.12 (6.9% below fair value)
  • GF Score™: 37/100 with 1 warning sign

No single metric tells the full story. See the MUS:AMAT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Al Madina Takaful Co.OG Business Description

Address Office no. 301/302, P.O. Box 80, 3rd Floor, Building 6, Muscat Grand Mall, Ghubra, Muscat, OMN, 136
Al Madina Takaful Co. SAOG is engaged in the business of takaful activities and investments by adopting the wakala and mudarabha model respectively, on behalf of the participants by the Islamic Sharia principles. The business operating segments are Family takaful and general takaful. It generates the majority of its revenue from General takaful, which contracts include Motor, marine and aviation, Fire, energy, medical, engineering, liability, and general accident contracts. Geographically, the operations of the company are located inside the Sultanate of Oman.
37GF Score

Get the complete analysis for MUS:AMAT

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ع0.12
Price
ر.ع0.13
GF Value