Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Al Madina Takaful Co.OGMUS:AMAT 37 PS Ratio is 0.77 as of Jul. 15, 2026, which is 10% below its 10-year median of 0.86. GuruFocus rates MUS:AMAT with a GF Score™ of 37/100 and a GF Value™ of ر.ع0.13 (Fairly Valued). The stock has 1 warning sign investors should review. Among 503 Insurance companies, Al Madina Takaful Co.OG ranks better than 69.98% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Al Madina Takaful Co.OG's share price is ر.ع0.121.
Al Madina Takaful Co.OG's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was ر.ع0.16. Hence, Al Madina Takaful Co.OG's PS Ratio for today is 0.77.
The historical rank and industry rank for Al Madina Takaful Co.OG's PS Ratio or its related term are showing as below:
MUS:AMAT'
s PS Ratio Range Over the Past 10 Years
Min: 0.57 Med: 0.86 Max: 1.42
Current: 0.76
During the past 13 years, Al Madina Takaful Co.OG's highest PS Ratio was 1.42. The lowest was 0.57. And the median was 0.86.
MUS:AMAT's PS Ratio is ranked better than 69.98% of 503
companies
in the Insurance industry
Industry Median: 1.15
vs MUS:AMAT: 0.76
During the past 12 months, the average Revenue per Share Growth Rate of Al Madina Takaful Co.OG was 18.80% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 11.70% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 9.10% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 4.90% per year.
During the past 13 years, Al Madina Takaful Co.OG's highest 3-Year average Revenue per Share Growth Rate was 11.70% per year. The lowest was -14.80% per year. And the median was 2.25% per year.
Back to Basics: PS Ratio
Al Madina Takaful Co.OG (MUS:AMAT) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Al Madina Takaful Co.OG's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al Madina Takaful Co.OG PS Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Al Madina Takaful Co.OG's PS Ratio distribution charts can be found below:
* The bar in red indicates where Al Madina Takaful Co.OG's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Al Madina Takaful Co.OG's Share Price of today is ر.ع0.121. Al Madina Takaful Co.OG's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ر.ع0.16.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Al Madina Takaful Co.OG (MUS:AMAT) has a PS Ratio of 0.77 as of Jul. 15, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Al Madina Takaful Co.OG and its competitors. This is 10% below median its historical median of 0.86. Over the past decade, Al Madina Takaful Co.OG's PS Ratio has ranged from 0.57 to 1.42. According to the industry distribution chart, Al Madina Takaful Co.OG ranks #151 out of 503 companies in the Insurance industry, placing it in the top 30%.
Is Al Madina Takaful Co.OG's PS Ratio too high?
Al Madina Takaful Co.OG's current PS Ratio of 0.77 is 10% below median its 10-year median of 0.86. Over the past 10 years, this metric has ranged from a low of 0.57 to a high of 1.42. The Insurance industry median PS Ratio is 1.15. Al Madina Takaful Co.OG's value of 0.77 is 33% below this industry median. Based on the distribution chart, Al Madina Takaful Co.OG ranks #151 out of 503 companies in the Insurance industry, which is above the industry midpoint. Overall, Al Madina Takaful Co.OG has a GF Score™ of 37/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Al Madina Takaful Co.OG's PS Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Al Madina Takaful Co.OG ranks #151 out of 503 companies for PS Ratio. This puts Al Madina Takaful Co.OG in the upper half of its industry. The industry median PS Ratio is 1.15. Al Madina Takaful Co.OG's value of 0.77 is 33% below this benchmark. Historically, Al Madina Takaful Co.OG's own PS Ratio has ranged from 0.57 to 1.42 over the past decade. While the company's 10-year median is 0.86 vs. the industry median of 1.15, Al Madina Takaful Co.OG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for an Insurance company?
The median PS Ratio among Insurance companies is 1.15, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Madina Takaful Co.OG's current PS Ratio of 0.77 is 33% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Al Madina Takaful Co.OG and its competitors. For the Insurance industry, the median PS Ratio is 1.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Madina Takaful Co.OG's current PS Ratio is 0.77, which is 10% below median its own 10-year median of 0.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Madina Takaful Co.OG stock overvalued right now?
Based on GuruFocus' analysis, Al Madina Takaful Co.OG (MUS:AMAT) is currently considered Fairly Valued. The stock's GF Value™ is ر.ع0.13, compared to a current price of ر.ع0.12 — trading 6.9% below its estimated fair value. The current PS Ratio is 0.77, which is 10% below median its 10-year median of 0.86 and 33% below the Insurance industry median of 1.15. Al Madina Takaful Co.OG's overall GF Score™ is 37/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Al Madina Takaful Co.OG (MUS:AMAT), the current PS Ratio is 0.77 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al Madina Takaful Co.OG (MUS:AMAT) Overvalued in 2026?
Based on GuruFocus' analysis, Al Madina Takaful Co.OG stock appears to be undervalued.
The current stock price of ر.ع0.12 is trading 6.9% below its estimated GF Value™ of ر.ع0.13.
GuruFocus considers Al Madina Takaful Co.OG to be Fairly Valued.
Key valuation signals for MUS:AMAT:
PS Ratio: 0.77 (10% below median its 10-year median of 0.86)
GF Value™: ر.ع0.13 vs. price of ر.ع0.12 (6.9% below fair value)
Industry Position: 33% below the Insurance median (#151 of 503)
No single metric tells the full story. See the MUS:AMAT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Madina Takaful Co. SAOG is engaged in the business of takaful activities and investments by adopting the wakala and mudarabha model respectively, on behalf of the participants by the Islamic Sharia principles. The business operating segments are Family takaful and general takaful. It generates the majority of its revenue from General takaful, which contracts include Motor, marine and aviation, Fire, energy, medical, engineering, liability, and general accident contracts. Geographically, the operations of the company are located inside the Sultanate of Oman.
37GF Score
Get the complete analysis for MUS:AMAT
PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
MUS:AMAT has been successfully added to your 
