Infinity Trust Mortgage Bank (NSA:INFINITY) Cyclically Adjusted PS Ratio: 46.88 (As of Jul. 12, 2026) — 18% Above Median


NSA:INFINITY Infinity Trust Mortgage Bank PLC NSA:INFINITY
58 GF Score
Price ₦11.25
GF Value ₦11.70
Valuation Fairly Valued
! 6 Warning Signs
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What is Infinity Trust Mortgage Bank Cyclically Adjusted PS Ratio?

Infinity Trust Mortgage Bank NSA:INFINITY 58 Cyclically Adjusted PS Ratio is 46.88 as of Jul. 12, 2026, which is 18% above its 10-year median of 39.58. GuruFocus rates NSA:INFINITY with a GF Score™ of 58/100 and a GF Value™ of ₦11.70 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,306 Banks companies, Infinity Trust Mortgage Bank ranks worse than 99.85% on this metric.

As of today (2026-07-12), Infinity Trust Mortgage Bank's current share price is ₦11.25. Infinity Trust Mortgage Bank's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec25 was ₦0.24. Infinity Trust Mortgage Bank's Cyclically Adjusted PS Ratio for today is 46.88.

The historical rank and industry rank for Infinity Trust Mortgage Bank's Cyclically Adjusted PS Ratio or its related term are showing as below:

NSA:INFINITY' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 14.58   Med: 39.58   Max: 49.88
Current: 46.59

During the past 12 years, Infinity Trust Mortgage Bank's highest Cyclically Adjusted PS Ratio was 49.88. The lowest was 14.58. And the median was 39.58.

NSA:INFINITY's Cyclically Adjusted PS Ratio is ranked worse than
99.85% of 1306 companies
in the Banks industry
Industry Median: 3.34 vs NSA:INFINITY: 46.59

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Infinity Trust Mortgage Bank's adjusted revenue per share data of for the fiscal year that ended in Dec25 was ₦0.591. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ₦0.24 for the trailing ten years ended in Dec25.

Shiller PE for Stocks: The True Measure of Stock Valuation


Infinity Trust Mortgage Bank  (NSA:INFINITY) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Infinity Trust Mortgage Bank Cyclically Adjusted PS Ratio Related Terms


Infinity Trust Mortgage Bank Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Infinity Trust Mortgage Bank's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Infinity Trust Mortgage Bank Cyclically Adjusted PS Ratio Chart

Infinity Trust Mortgage Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 38.34 37.05 28.99

Infinity Trust Mortgage Bank Semi-Annual Data
Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Dec25
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 38.34 0.00 37.05 28.99

NSA:INFINITY vs RKT, FNMA, PFSI: Cyclically Adjusted PS Ratio Comparison

For the Mortgage Finance subindustry, Infinity Trust Mortgage Bank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Infinity Trust Mortgage Bank Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Infinity Trust Mortgage Bank's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Infinity Trust Mortgage Bank's Cyclically Adjusted PS Ratio falls into.


NSA:INFINITY
58GF Score
Infinity Trust Mortgage Bank PLC NSA:INFINITY
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Infinity Trust Mortgage Bank Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Infinity Trust Mortgage Bank's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=11.25/0.24
=46.88

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Infinity Trust Mortgage Bank's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec25 is calculated as:

For example, Infinity Trust Mortgage Bank's adjusted Revenue per Share data for the fiscal year that ended in Dec25 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec25 (Change)*Current CPI (Dec25)
=0.591/324.0540*324.0540
=0.591

Current CPI (Dec25) = 324.0540.

Infinity Trust Mortgage Bank Annual Data

Revenue per Share CPI Adj_RevenuePerShare
201612 0.097 241.432 0.130
201712 0.096 246.524 0.126
201812 0.107 251.233 0.138
201912 0.128 256.974 0.161
202012 0.133 260.474 0.165
202112 0.166 278.802 0.193
202212 0.205 296.797 0.224
202312 0.269 306.746 0.284
202412 0.391 315.605 0.401
202512 0.591 324.054 0.591

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 46.88 mean?
Infinity Trust Mortgage Bank (NSA:INFINITY) has a Cyclically Adjusted PS Ratio of 46.88 as of Jul. 12, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Infinity Trust Mortgage Bank and its competitors. This is 18% above median its historical median of 39.58. Over the past decade, Infinity Trust Mortgage Bank's Cyclically Adjusted PS Ratio has ranged from 14.58 to 49.88. According to the industry distribution chart, Infinity Trust Mortgage Bank ranks #1304 out of 1306 companies in the Banks industry, placing it in the top 99.8%.
Is Infinity Trust Mortgage Bank's Cyclically Adjusted PS Ratio too high?
Infinity Trust Mortgage Bank's current Cyclically Adjusted PS Ratio of 46.88 is 18% above median its 10-year median of 39.58. Over the past 10 years, this metric has ranged from a low of 14.58 to a high of 49.88. The Banks industry median Cyclically Adjusted PS Ratio is 3.34. Infinity Trust Mortgage Bank's value of 46.88 is 1303.6% above this industry median. Based on the distribution chart, Infinity Trust Mortgage Bank ranks #1304 out of 1306 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Infinity Trust Mortgage Bank has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Infinity Trust Mortgage Bank's Cyclically Adjusted PS Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, Infinity Trust Mortgage Bank ranks #1304 out of 1306 companies for Cyclically Adjusted PS Ratio. This places Infinity Trust Mortgage Bank in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.34. Infinity Trust Mortgage Bank's value of 46.88 is 1303.6% above this benchmark. Historically, Infinity Trust Mortgage Bank's own Cyclically Adjusted PS Ratio has ranged from 14.58 to 49.88 over the past decade. While the company's 10-year median is 39.58 vs. the industry median of 3.34, Infinity Trust Mortgage Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.34, based on 1,306 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Infinity Trust Mortgage Bank's current Cyclically Adjusted PS Ratio of 46.88 is 1303.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Infinity Trust Mortgage Bank and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Infinity Trust Mortgage Bank's current Cyclically Adjusted PS Ratio is 46.88, which is 18% above median its own 10-year median of 39.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Infinity Trust Mortgage Bank stock overvalued right now?
Based on GuruFocus' analysis, Infinity Trust Mortgage Bank (NSA:INFINITY) is currently considered Fairly Valued. The stock's GF Value™ is ₦11.70, compared to a current price of ₦11.25 — trading 3.8% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 46.88, which is 18% above median its 10-year median of 39.58 and 1303.6% above the Banks industry median of 3.34. Infinity Trust Mortgage Bank's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Infinity Trust Mortgage Bank (NSA:INFINITY), the current Cyclically Adjusted PS Ratio is 46.88 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Infinity Trust Mortgage Bank (NSA:INFINITY) Overvalued in 2026?

Based on GuruFocus' analysis, Infinity Trust Mortgage Bank stock appears to be undervalued. The current stock price of ₦11.25 is trading 3.8% below its estimated GF Value™ of ₦11.70. GuruFocus considers Infinity Trust Mortgage Bank to be Fairly Valued.

Key valuation signals for NSA:INFINITY:

  • Cyclically Adjusted PS Ratio: 46.88 (18% above median its 10-year median of 39.58)
  • GF Value™: ₦11.70 vs. price of ₦11.25 (3.8% below fair value)
  • GF Score™: 58/100 with 6 warning signs
  • Industry Position: 1303.6% above the Banks median (#1304 of 1306)

No single metric tells the full story. See the NSA:INFINITY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Infinity Trust Mortgage Bank Business Description

Address No.11 Kaura Namoda Street, Off Faskari Crescent Area 3, Garki, Abuja, NGA
Infinity Trust Mortgage Bank PLC provides mortgage finance. The company's products and services includes Mortgage Finance, Fund Management, and Electronic Banking services.
58GF Score

Get the complete analysis for NSA:INFINITY

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦11.25
Price
₦11.70
GF Value