Infinity Trust Mortgage Bank (NSA:INFINITY) PB Ratio: 7.97 (As of Jul. 11, 2026) — 269% Above Median


NSA:INFINITY Infinity Trust Mortgage Bank PLC NSA:INFINITY
58 GF Score
Price ₦11.25
GF Value ₦11.69
Valuation Fairly Valued
! 6 Warning Signs
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What is Infinity Trust Mortgage Bank PB Ratio?

Infinity Trust Mortgage Bank NSA:INFINITY 58 PB Ratio is 7.97 as of Jul. 11, 2026, which is 269% above its 10-year median of 2.16. GuruFocus rates NSA:INFINITY with a GF Score™ of 58/100 and a GF Value™ of ₦11.69 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,515 Banks companies, Infinity Trust Mortgage Bank ranks worse than 99.34% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-11), Infinity Trust Mortgage Bank's share price is ₦11.25. Infinity Trust Mortgage Bank's Book Value per Share for the quarter that ended in Dec. 2025 was ₦1.41. Hence, Infinity Trust Mortgage Bank's PB Ratio of today is 7.97.

Warning Sign:

Infinity Trust Mortgage Bank PLC stock PB Ratio (=7.97) is close to 2-year high of 8.04.

The historical rank and industry rank for Infinity Trust Mortgage Bank's PB Ratio or its related term are showing as below:

NSA:INFINITY' s PB Ratio Range Over the Past 10 Years
Min: 1.18   Med: 2.16   Max: 9.16
Current: 7.97

During the past 12 years, Infinity Trust Mortgage Bank's highest PB Ratio was 9.16. The lowest was 1.18. And the median was 2.16.

NSA:INFINITY's PB Ratio is ranked worse than
99.34% of 1515 companies
in the Banks industry
Industry Median: 1.1 vs NSA:INFINITY: 7.97

During the past 12 months, Infinity Trust Mortgage Bank's average Book Value Per Share Growth Rate was 36.80% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 21.60% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 14.10% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 7.40% per year.

During the past 12 years, the highest 3-Year average Book Value Per Share Growth Rate of Infinity Trust Mortgage Bank was 21.60% per year. The lowest was 1.30% per year. And the median was 4.70% per year.

Back to Basics: PB Ratio


Infinity Trust Mortgage Bank  (NSA:INFINITY) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Infinity Trust Mortgage Bank PB Ratio Related Terms


Infinity Trust Mortgage Bank PB Ratio Historical Data

* Premium members only.

The historical data trend for Infinity Trust Mortgage Bank's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Infinity Trust Mortgage Bank PB Ratio Chart

Infinity Trust Mortgage Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.78 1.62 6.89 6.78 4.96

Infinity Trust Mortgage Bank Semi-Annual Data
Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Dec25
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.62 6.89 8.91 6.78 4.96

NSA:INFINITY vs RKT, FNMA, PFSI: PB Ratio Comparison

For the Mortgage Finance subindustry, Infinity Trust Mortgage Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Infinity Trust Mortgage Bank PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Infinity Trust Mortgage Bank's PB Ratio distribution charts can be found below:

* The bar in red indicates where Infinity Trust Mortgage Bank's PB Ratio falls into.


NSA:INFINITY
58GF Score
Infinity Trust Mortgage Bank PLC NSA:INFINITY
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Infinity Trust Mortgage Bank PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Infinity Trust Mortgage Bank's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2025)
=11.25/1.412
=7.97

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 7.97 mean?
Infinity Trust Mortgage Bank (NSA:INFINITY) has a PB Ratio of 7.97 as of Jul. 11, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Infinity Trust Mortgage Bank and its competitors. This is 269% above median its historical median of 2.16. Over the past decade, Infinity Trust Mortgage Bank's PB Ratio has ranged from 1.18 to 9.16. According to the industry distribution chart, Infinity Trust Mortgage Bank ranks #1505 out of 1515 companies in the Banks industry, placing it in the top 99.3%.
Is Infinity Trust Mortgage Bank's PB Ratio too high?
Infinity Trust Mortgage Bank's current PB Ratio of 7.97 is 269% above median its 10-year median of 2.16. Over the past 10 years, this metric has ranged from a low of 1.18 to a high of 9.16. The Banks industry median PB Ratio is 1.10. Infinity Trust Mortgage Bank's value of 7.97 is 624.5% above this industry median. Based on the distribution chart, Infinity Trust Mortgage Bank ranks #1505 out of 1515 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Infinity Trust Mortgage Bank has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Infinity Trust Mortgage Bank's PB Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, Infinity Trust Mortgage Bank ranks #1505 out of 1515 companies for PB Ratio. This places Infinity Trust Mortgage Bank in the lower half of its industry. The industry median PB Ratio is 1.10. Infinity Trust Mortgage Bank's value of 7.97 is 624.5% above this benchmark. Historically, Infinity Trust Mortgage Bank's own PB Ratio has ranged from 1.18 to 9.16 over the past decade. While the company's 10-year median is 2.16 vs. the industry median of 1.10, Infinity Trust Mortgage Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.10, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Infinity Trust Mortgage Bank's current PB Ratio of 7.97 is 624.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Infinity Trust Mortgage Bank and its competitors. For the Banks industry, the median PB Ratio is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Infinity Trust Mortgage Bank's current PB Ratio is 7.97, which is 269% above median its own 10-year median of 2.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Infinity Trust Mortgage Bank stock overvalued right now?
Based on GuruFocus' analysis, Infinity Trust Mortgage Bank (NSA:INFINITY) is currently considered Fairly Valued. The stock's GF Value™ is ₦11.69, compared to a current price of ₦11.25 — trading 3.8% below its estimated fair value. The current PB Ratio is 7.97, which is 269% above median its 10-year median of 2.16 and 624.5% above the Banks industry median of 1.10. Infinity Trust Mortgage Bank's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Infinity Trust Mortgage Bank (NSA:INFINITY), the current PB Ratio is 7.97 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Infinity Trust Mortgage Bank (NSA:INFINITY) Overvalued in 2026?

Based on GuruFocus' analysis, Infinity Trust Mortgage Bank stock appears to be undervalued. The current stock price of ₦11.25 is trading 3.8% below its estimated GF Value™ of ₦11.69. GuruFocus considers Infinity Trust Mortgage Bank to be Fairly Valued.

Key valuation signals for NSA:INFINITY:

  • PB Ratio: 7.97 (269% above median its 10-year median of 2.16)
  • GF Value™: ₦11.69 vs. price of ₦11.25 (3.8% below fair value)
  • GF Score™: 58/100 with 6 warning signs
  • Industry Position: 624.5% above the Banks median (#1505 of 1515)

No single metric tells the full story. See the NSA:INFINITY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Infinity Trust Mortgage Bank Business Description

Address No.11 Kaura Namoda Street, Off Faskari Crescent Area 3, Garki, Abuja, NGA
Infinity Trust Mortgage Bank PLC provides mortgage finance. The company's products and services includes Mortgage Finance, Fund Management, and Electronic Banking services.
58GF Score

Get the complete analysis for NSA:INFINITY

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦11.25
Price
₦11.69
GF Value