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Infinity Trust Mortgage BankNSA:INFINITY 48 3-Year EPS without NRI Growth Rate is 66.00% as of Dec. 2025, which is 183% above its 10-year median of 23.30. GuruFocus rates NSA:INFINITY with a GF Score™ of 48/100 and a GF Value™ of ₦6.04 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,402 Banks companies, Infinity Trust Mortgage Bank ranks better than 96.65% on this metric.
During the past 12 months, Infinity Trust Mortgage Bank's average EPS without NRI Growth Rate was 82.60% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 66.00% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 48.30% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 29.10% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 12 years, the highest 3-Year average EPS without NRI Growth Rate of Infinity Trust Mortgage Bank was 66.00% per year. The lowest was -2.90% per year. And the median was 23.30% per year.
Infinity Trust Mortgage Bank (NSA:INFINITY) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Infinity Trust Mortgage Bank 3-Year EPS without NRI Growth Rate Related Terms
NSA:INFINITY vs RKT, FNMA, PFSI: 3-Year EPS without NRI Growth Rate Comparison
For the Mortgage Finance subindustry, Infinity Trust Mortgage Bank's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Infinity Trust Mortgage Bank 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Infinity Trust Mortgage Bank's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Infinity Trust Mortgage Bank's 3-Year EPS without NRI Growth Rate falls into.
Infinity Trust Mortgage Bank 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 66.00% mean?
Infinity Trust Mortgage Bank (NSA:INFINITY) has a 3-Year EPS without NRI Growth Rate of 66.00% as of Dec. 2025. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Infinity Trust Mortgage Bank and its competitors. This is 183% above median its historical median of 23.30. According to the industry distribution chart, Infinity Trust Mortgage Bank ranks #47 out of 1402 companies in the Banks industry, placing it in the top 3.4%.
Is Infinity Trust Mortgage Bank's 3-Year EPS without NRI Growth Rate too high?
Infinity Trust Mortgage Bank's current 3-Year EPS without NRI Growth Rate of 66.00% is 183% above median its 10-year median of 23.30. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.60. Infinity Trust Mortgage Bank's value of 66.00% is 768.4% above this industry median. Based on the distribution chart, Infinity Trust Mortgage Bank ranks #47 out of 1402 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Infinity Trust Mortgage Bank has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Infinity Trust Mortgage Bank's 3-Year EPS without NRI Growth Rate compare to RKT and FNMA?
According to the Banks industry distribution chart, Infinity Trust Mortgage Bank ranks #47 out of 1402 companies for 3-Year EPS without NRI Growth Rate. This places Infinity Trust Mortgage Bank in the top 3% of its industry — outperforming the majority of peers. The industry median 3-Year EPS without NRI Growth Rate is 7.60. Infinity Trust Mortgage Bank's value of 66.00% is 768.4% above this benchmark. While the company's 10-year median is 23.30 vs. the industry median of 7.60, Infinity Trust Mortgage Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.60, based on 1,402 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Infinity Trust Mortgage Bank's current 3-Year EPS without NRI Growth Rate of 66.00% is 768.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Infinity Trust Mortgage Bank and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Infinity Trust Mortgage Bank's current 3-Year EPS without NRI Growth Rate is 66.00%, which is 183% above median its own 10-year median of 23.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Infinity Trust Mortgage Bank stock overvalued right now?
Based on GuruFocus' analysis, Infinity Trust Mortgage Bank (NSA:INFINITY) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦6.04, compared to a current price of ₦11.25 — trading 86.3% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 66.00%, which is 183% above median its 10-year median of 23.30 and 768.4% above the Banks industry median of 7.60. Infinity Trust Mortgage Bank's overall GF Score™ is 48/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Infinity Trust Mortgage Bank (NSA:INFINITY), the current 3-Year EPS without NRI Growth Rate is 66.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Infinity Trust Mortgage Bank (NSA:INFINITY) Overvalued in 2026?
Based on GuruFocus' analysis, Infinity Trust Mortgage Bank stock appears to be overvalued.
The current stock price of ₦11.25 is trading 86.3% above its estimated GF Value™ of ₦6.04.
GuruFocus considers Infinity Trust Mortgage Bank to be Significantly Overvalued.
Key valuation signals for NSA:INFINITY:
3-Year EPS without NRI Growth Rate: 66.00% (183% above median its 10-year median of 23.30)
GF Value™: ₦6.04 vs. price of ₦11.25 (86.3% above fair value)
Industry Position: 768.4% above the Banks median (#47 of 1402)
No single metric tells the full story. See the NSA:INFINITY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Infinity Trust Mortgage Bank PLC provides mortgage finance. The company's products and services includes Mortgage Finance, Fund Management, and Electronic Banking services.
48GF Score
Get the complete analysis for NSA:INFINITY
3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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