Infinity Trust Mortgage Bank (NSA:INFINITY) LT-Debt-to-Total-Asset: 0.42 (As of Dec. 2025)

What is Infinity Trust Mortgage Bank LT-Debt-to-Total-Asset?

Infinity Trust Mortgage Bank NSA:INFINITY 58 LT-Debt-to-Total-Asset is 0.42 as of Dec. 2025. GuruFocus rates NSA:INFINITY with a GF Score™ of 58/100 and a GF Value™ of ₦11.69 (Fairly Valued). The stock has 6 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Infinity Trust Mortgage Bank's long-term debt to total assests ratio for the quarter that ended in Dec. 2025 was 0.42.

Infinity Trust Mortgage Bank's long-term debt to total assets ratio increased from Jun. 2024 (0.36) to Dec. 2025 (0.42). It may suggest that Infinity Trust Mortgage Bank is progressively becoming more dependent on debt to grow their business.

Infinity Trust Mortgage Bank (NSA:INFINITY) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Infinity Trust Mortgage Bank LT-Debt-to-Total-Asset Related Terms

Infinity Trust Mortgage Bank LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Infinity Trust Mortgage Bank's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Infinity Trust Mortgage Bank LT-Debt-to-Total-Asset Chart

Infinity Trust Mortgage Bank Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

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0.29

0.32

0.34

0.33

0.42

Infinity Trust Mortgage Bank Semi-Annual Data
	Dec14	Dec15	Dec16	Dec17	Dec18	Dec19	Jun20	Dec20	Jun21	Dec21	Jun22	Dec22	Jun23	Dec23	Jun24	Dec24	Dec25
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial												0.33	0.34	0.36	0.33	0.42

58GF Score

Infinity Trust Mortgage Bank PLC NSA:INFINITY

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Infinity Trust Mortgage Bank LT-Debt-to-Total-Asset Calculation

Infinity Trust Mortgage Bank's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	18884.465	/	44757.921
	=	0.42

Infinity Trust Mortgage Bank's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (Q: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (Q: Dec. 2025 )	/	Total Assets (Q: Dec. 2025 )
	=	18884.465	/	44757.921
	=

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.42 mean?

Infinity Trust Mortgage Bank (NSA:INFINITY) has a LT-Debt-to-Total-Asset of 0.42 as of Dec. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Infinity Trust Mortgage Bank and its competitors.

Is Infinity Trust Mortgage Bank's LT-Debt-to-Total-Asset too high?

Infinity Trust Mortgage Bank's current LT-Debt-to-Total-Asset is 0.42. Overall, Infinity Trust Mortgage Bank has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.

How does Infinity Trust Mortgage Bank's LT-Debt-to-Total-Asset compare to RKT and FNMA?

Infinity Trust Mortgage Bank's LT-Debt-to-Total-Asset of 0.42 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Infinity Trust Mortgage Bank and its competitors. Infinity Trust Mortgage Bank's current LT-Debt-to-Total-Asset is 0.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Infinity Trust Mortgage Bank stock overvalued right now?

Based on GuruFocus' analysis, Infinity Trust Mortgage Bank (NSA:INFINITY) is currently considered Fairly Valued. The stock's GF Value™ is ₦11.69, compared to a current price of ₦11.25 — trading 3.8% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.42. Infinity Trust Mortgage Bank's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Infinity Trust Mortgage Bank (NSA:INFINITY), the current LT-Debt-to-Total-Asset is 0.42 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Infinity Trust Mortgage Bank (NSA:INFINITY) Overvalued in 2026?

Based on GuruFocus' analysis, Infinity Trust Mortgage Bank stock appears to be undervalued. The current stock price of ₦11.25 is trading 3.8% below its estimated GF Value™ of ₦11.69. GuruFocus considers Infinity Trust Mortgage Bank to be Fairly Valued.

Key valuation signals for NSA:INFINITY:

LT-Debt-to-Total-Asset: 0.42
GF Value™: ₦11.69 vs. price of ₦11.25 (3.8% below fair value)
GF Score™: 58/100 with 6 warning signs

No single metric tells the full story. See the NSA:INFINITY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Infinity Trust Mortgage Bank Business Description

Industry Financial Services Banks

Comparable Companies NSA:LIVINGTRUST RKT FNMA NSE:BAJAJHFL PFSI FMCC NSE:LICHSGFIN NSE:PNBHOUSING LSE:OSB NSE:AADHARHFC BOM:535789 LSE:PAG WD BOM:543335 BOM:543259 BOM:541988 BOM:511196 BOM:544044 UWMC TSX:MKP

Address No.11 Kaura Namoda Street, Off Faskari Crescent Area 3, Garki, Abuja, NGA

Website https://www.infinitytrustmortgagebank.com

Infinity Trust Mortgage Bank PLC provides mortgage finance. The company's products and services includes Mortgage Finance, Fund Management, and Electronic Banking services.

58GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦11.25

Price

₦11.69

GF Value

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