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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Infinity Trust Mortgage Bank's Debt-to-Equity or its related term are showing as below:
NSA:INFINITY'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.12 Med: 0.56 Max: 1.53
Current: 1.53
During the past 12 years, the highest Debt-to-Equity Ratio of Infinity Trust Mortgage Bank was 1.53. The lowest was 0.12. And the median was 0.56.
NSA:INFINITY's Debt-to-Equity is ranked worse than 78.18% of 1421
companies
in the Banks industry
Industry Median: 0.57
vs NSA:INFINITY: 1.53
Infinity Trust Mortgage Bank (NSA:INFINITY) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Infinity Trust Mortgage Bank Debt-to-Equity Related Terms
Infinity Trust Mortgage Bank Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSA:INFINITY vs RKT, FNMA, PFSI: Debt-to-Equity Comparison
For the Mortgage Finance subindustry, Infinity Trust Mortgage Bank's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Infinity Trust Mortgage Bank Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Infinity Trust Mortgage Bank's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Infinity Trust Mortgage Bank's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Infinity Trust Mortgage Bank (NSA:INFINITY) has a Debt-to-Equity of 1.53 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Infinity Trust Mortgage Bank and its competitors. This is 173% above median its historical median of 0.56. Over the past decade, Infinity Trust Mortgage Bank's Debt-to-Equity has ranged from 0.12 to 1.53. According to the industry distribution chart, Infinity Trust Mortgage Bank ranks #1111 out of 1421 companies in the Banks industry, placing it in the top 78.2%.
Is Infinity Trust Mortgage Bank's Debt-to-Equity too high?
Infinity Trust Mortgage Bank's current Debt-to-Equity of 1.53 is 173% above median its 10-year median of 0.56. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 1.53. The Banks industry median Debt-to-Equity is 0.57. Infinity Trust Mortgage Bank's value of 1.53 is 168.4% above this industry median. Based on the distribution chart, Infinity Trust Mortgage Bank ranks #1111 out of 1421 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Infinity Trust Mortgage Bank has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Infinity Trust Mortgage Bank's Debt-to-Equity compare to RKT and FNMA?
According to the Banks industry distribution chart, Infinity Trust Mortgage Bank ranks #1111 out of 1421 companies for Debt-to-Equity. This places Infinity Trust Mortgage Bank in the lower half of its industry. The industry median Debt-to-Equity is 0.57. Infinity Trust Mortgage Bank's value of 1.53 is 168.4% above this benchmark. Historically, Infinity Trust Mortgage Bank's own Debt-to-Equity has ranged from 0.12 to 1.53 over the past decade. While the company's 10-year median is 0.56 vs. the industry median of 0.57, Infinity Trust Mortgage Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.57, based on 1,421 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Infinity Trust Mortgage Bank's current Debt-to-Equity of 1.53 is 168.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Infinity Trust Mortgage Bank and its competitors. For the Banks industry, the median Debt-to-Equity is 0.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Infinity Trust Mortgage Bank's current Debt-to-Equity is 1.53, which is 173% above median its own 10-year median of 0.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Infinity Trust Mortgage Bank stock overvalued right now?
Based on GuruFocus' analysis, Infinity Trust Mortgage Bank (NSA:INFINITY) is currently considered Fairly Valued. The stock's GF Value™ is ₦11.80, compared to a current price of ₦11.25 — trading 4.7% below its estimated fair value. The current Debt-to-Equity is 1.53, which is 173% above median its 10-year median of 0.56 and 168.4% above the Banks industry median of 0.57. Infinity Trust Mortgage Bank's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Infinity Trust Mortgage Bank (NSA:INFINITY), the current Debt-to-Equity is 1.53 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Infinity Trust Mortgage Bank (NSA:INFINITY) Overvalued in 2026?
Based on GuruFocus' analysis, Infinity Trust Mortgage Bank stock appears to be undervalued.
The current stock price of ₦11.25 is trading 4.7% below its estimated GF Value™ of ₦11.80.
GuruFocus considers Infinity Trust Mortgage Bank to be Fairly Valued.
Key valuation signals for NSA:INFINITY:
Debt-to-Equity: 1.53 (173% above median its 10-year median of 0.56)
GF Value™: ₦11.80 vs. price of ₦11.25 (4.7% below fair value)
Industry Position: 168.4% above the Banks median (#1111 of 1421)
No single metric tells the full story. See the NSA:INFINITY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Infinity Trust Mortgage Bank PLC provides mortgage finance. The company's products and services includes Mortgage Finance, Fund Management, and Electronic Banking services.
58GF Score
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Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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