Infinity Trust Mortgage Bank (NSA:INFINITY) Shiller PE Ratio: 112.50 (As of Sep. 13, 2026) — 61% Above Median

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NSA:INFINITY Infinity Trust Mortgage Bank PLC NSA:INFINITY
48 GF Score
Price ₦11.25
GF Value ₦6.03
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Infinity Trust Mortgage Bank Shiller PE Ratio?

Infinity Trust Mortgage Bank NSA:INFINITY 48 Shiller PE Ratio is 112.50 as of Sep. 13, 2026, which is 61% above its 10-year median of 70.00. GuruFocus rates NSA:INFINITY with a GF Score™ of 48/100 and a GF Value™ of ₦6.03 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,236 Banks companies, Infinity Trust Mortgage Bank ranks worse than 99.03% on this metric.

As of today (2026-09-13), Infinity Trust Mortgage Bank's current share price is ₦11.25. Infinity Trust Mortgage Bank's E10 for the fiscal year that ended in Dec25 was ₦0.10. Infinity Trust Mortgage Bank's Shiller PE Ratio for today is 112.50.

The historical rank and industry rank for Infinity Trust Mortgage Bank's Shiller PE Ratio or its related term are showing as below:

NSA:INFINITY' s Shiller PE Ratio Range Over the Past 10 Years
Min: 35   Med: 70   Max: 112.81
Current: 112.81

During the past 12 years, Infinity Trust Mortgage Bank's highest Shiller PE Ratio was 112.81. The lowest was 35.00. And the median was 70.00.

NSA:INFINITY's Shiller PE Ratio is ranked worse than
99.03% of 1236 companies
in the Banks industry
Industry Median: 13.915 vs NSA:INFINITY: 112.81

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Infinity Trust Mortgage Bank's adjusted earnings per share data of for the fiscal year that ended in Dec25 was ₦0.324. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is ₦0.10 for the trailing ten years ended in Dec25.

Shiller PE for Stocks: The True Measure of Stock Valuation


Infinity Trust Mortgage Bank  (NSA:INFINITY) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Infinity Trust Mortgage Bank Shiller PE Ratio Related Terms


Infinity Trust Mortgage Bank Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for Infinity Trust Mortgage Bank's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Infinity Trust Mortgage Bank Shiller PE Ratio Chart

Infinity Trust Mortgage Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 57.09 50.99 35.10

Infinity Trust Mortgage Bank Semi-Annual Data
Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Dec25
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 57.09 0.00 50.99 35.10

NSA:INFINITY vs RKT, FNMA, PFSI: Shiller PE Ratio Comparison

For the Mortgage Finance subindustry, Infinity Trust Mortgage Bank's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Infinity Trust Mortgage Bank Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Infinity Trust Mortgage Bank's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Infinity Trust Mortgage Bank's Shiller PE Ratio falls into.


NSA:INFINITY
48GF Score
Infinity Trust Mortgage Bank PLC NSA:INFINITY
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Infinity Trust Mortgage Bank Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Infinity Trust Mortgage Bank's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=11.25/0.10
=112.50

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Infinity Trust Mortgage Bank's E10 for the fiscal year that ended in Dec25 is calculated as:

For example, Infinity Trust Mortgage Bank's adjusted earnings per share data for the fiscal year that ended in Dec25 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Dec25 (Change)*Current CPI (Dec25)
=0.324/324.0540*324.0540
=0.324

Current CPI (Dec25) = 324.0540.

Infinity Trust Mortgage Bank Annual Data

Earnings per Share (Diluted) CPI Adj_EPS
201612 0.024 241.432 0.032
201712 0.022 246.524 0.029
201812 0.034 251.233 0.044
201912 0.045 256.974 0.057
202012 0.044 260.474 0.055
202112 0.060 278.802 0.070
202212 0.071 296.797 0.078
202312 0.120 306.746 0.127
202412 0.178 315.605 0.183
202512 0.324 324.054 0.324

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Frequently Asked Questions Learn more about Shiller PE Ratio →
What does a Shiller PE Ratio of 112.50 mean?
Infinity Trust Mortgage Bank (NSA:INFINITY) has a Shiller PE Ratio of 112.50 as of Sep. 13, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Infinity Trust Mortgage Bank and its competitors. This is 61% above median its historical median of 70.00. Over the past decade, Infinity Trust Mortgage Bank's Shiller PE Ratio has ranged from 35.00 to 112.81. According to the industry distribution chart, Infinity Trust Mortgage Bank ranks #1224 out of 1236 companies in the Banks industry, placing it in the top 99%.
Is Infinity Trust Mortgage Bank's Shiller PE Ratio too high?
Infinity Trust Mortgage Bank's current Shiller PE Ratio of 112.50 is 61% above median its 10-year median of 70.00. Over the past 10 years, this metric has ranged from a low of 35.00 to a high of 112.81. The Banks industry median Shiller PE Ratio is 13.92. Infinity Trust Mortgage Bank's value of 112.50 is 708.5% above this industry median. Based on the distribution chart, Infinity Trust Mortgage Bank ranks #1224 out of 1236 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Infinity Trust Mortgage Bank has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Infinity Trust Mortgage Bank's Shiller PE Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, Infinity Trust Mortgage Bank ranks #1224 out of 1236 companies for Shiller PE Ratio. This places Infinity Trust Mortgage Bank in the lower half of its industry. The industry median Shiller PE Ratio is 13.92. Infinity Trust Mortgage Bank's value of 112.50 is 708.5% above this benchmark. Historically, Infinity Trust Mortgage Bank's own Shiller PE Ratio has ranged from 35.00 to 112.81 over the past decade. While the company's 10-year median is 70.00 vs. the industry median of 13.92, Infinity Trust Mortgage Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 13.92, based on 1,236 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Infinity Trust Mortgage Bank's current Shiller PE Ratio of 112.50 is 708.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Infinity Trust Mortgage Bank and its competitors. For the Banks industry, the median Shiller PE Ratio is 13.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Infinity Trust Mortgage Bank's current Shiller PE Ratio is 112.50, which is 61% above median its own 10-year median of 70.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Infinity Trust Mortgage Bank stock overvalued right now?
Based on GuruFocus' analysis, Infinity Trust Mortgage Bank (NSA:INFINITY) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦6.03, compared to a current price of ₦11.25 — trading 86.6% above its estimated fair value. The current Shiller PE Ratio is 112.50, which is 61% above median its 10-year median of 70.00 and 708.5% above the Banks industry median of 13.92. Infinity Trust Mortgage Bank's overall GF Score™ is 48/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Infinity Trust Mortgage Bank (NSA:INFINITY), the current Shiller PE Ratio is 112.50 as of Sep. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Infinity Trust Mortgage Bank (NSA:INFINITY) Overvalued in 2026?

Based on GuruFocus' analysis, Infinity Trust Mortgage Bank stock appears to be overvalued. The current stock price of ₦11.25 is trading 86.6% above its estimated GF Value™ of ₦6.03. GuruFocus considers Infinity Trust Mortgage Bank to be Significantly Overvalued.

Key valuation signals for NSA:INFINITY:

  • Shiller PE Ratio: 112.50 (61% above median its 10-year median of 70.00)
  • GF Value™: ₦6.03 vs. price of ₦11.25 (86.6% above fair value)
  • GF Score™: 48/100 with 7 warning signs
  • Industry Position: 708.5% above the Banks median (#1224 of 1236)

No single metric tells the full story. See the NSA:INFINITY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Infinity Trust Mortgage Bank Business Description

Address No.11 Kaura Namoda Street, Off Faskari Crescent Area 3, Garki, Abuja, NGA
Infinity Trust Mortgage Bank PLC provides mortgage finance. The company's products and services includes Mortgage Finance, Fund Management, and Electronic Banking services.
48GF Score

Get the complete analysis for NSA:INFINITY

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦11.25
Price
₦6.03
GF Value