Infinity Trust Mortgage Bank (NSA:INFINITY) Scaled Net Operating Assets: 0.92 (As of Dec. 2025)


NSA:INFINITY Infinity Trust Mortgage Bank PLC NSA:INFINITY
58 GF Score
Price ₦11.25
GF Value ₦11.69
Valuation Fairly Valued
! 6 Warning Signs
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What is Infinity Trust Mortgage Bank Scaled Net Operating Assets?

Infinity Trust Mortgage Bank NSA:INFINITY 58 Scaled Net Operating Assets is 0.92 as of Dec. 2025. GuruFocus rates NSA:INFINITY with a GF Score™ of 58/100 and a GF Value™ of ₦11.69 (Fairly Valued). The stock has 6 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Infinity Trust Mortgage Bank's operating assets for the quarter that ended in Dec. 2025 was ₦36,748 Mil. Infinity Trust Mortgage Bank's operating liabilities for the quarter that ended in Dec. 2025 was ₦13,497 Mil. Infinity Trust Mortgage Bank's Total Assets for the quarter that ended in Dec. 2024 was ₦25,150 Mil. Therefore, Infinity Trust Mortgage Bank's scaled net operating assets (SNOA) for the quarter that ended in Dec. 2025 was 0.92.

NSA:INFINITY
58GF Score
Infinity Trust Mortgage Bank PLC NSA:INFINITY
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Infinity Trust Mortgage Bank Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Infinity Trust Mortgage Bank's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(36747.993-13497.373)/25149.974
=0.92

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=44757.921 - 8009.928
=36747.993

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=32381.838 - 18884.465 - 0
=13497.373

Infinity Trust Mortgage Bank's Scaled Net Operating Assets (SNOA) for the quarter that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Dec. 2025 )
=(Operating Assets (Q: Dec. 2025 )-Operating Liabilities (Q: Dec. 2025 ))/Total Assets (Q: Dec. 2024 )
=(36747.993-13497.373)/25149.974
=0.92

where

Operating Assets(Q: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=44757.921 - 8009.928
=36747.993

Operating Liabilities(Q: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=32381.838 - 18884.465 - 0
=13497.373

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.92 mean?
Infinity Trust Mortgage Bank (NSA:INFINITY) has a Scaled Net Operating Assets of 0.92 as of Dec. 2025. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Infinity Trust Mortgage Bank and its competitors.
Is Infinity Trust Mortgage Bank's Scaled Net Operating Assets too high?
Infinity Trust Mortgage Bank's current Scaled Net Operating Assets is 0.92. Overall, Infinity Trust Mortgage Bank has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Infinity Trust Mortgage Bank's Scaled Net Operating Assets compare to RKT and FNMA?
Infinity Trust Mortgage Bank's Scaled Net Operating Assets of 0.92 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Infinity Trust Mortgage Bank and its competitors. Infinity Trust Mortgage Bank's current Scaled Net Operating Assets is 0.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Infinity Trust Mortgage Bank stock overvalued right now?
Based on GuruFocus' analysis, Infinity Trust Mortgage Bank (NSA:INFINITY) is currently considered Fairly Valued. The stock's GF Value™ is ₦11.69, compared to a current price of ₦11.25 — trading 3.8% below its estimated fair value. The current Scaled Net Operating Assets is 0.92. Infinity Trust Mortgage Bank's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Infinity Trust Mortgage Bank (NSA:INFINITY), the current Scaled Net Operating Assets is 0.92 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Infinity Trust Mortgage Bank (NSA:INFINITY) Overvalued in 2026?

Based on GuruFocus' analysis, Infinity Trust Mortgage Bank stock appears to be undervalued. The current stock price of ₦11.25 is trading 3.8% below its estimated GF Value™ of ₦11.69. GuruFocus considers Infinity Trust Mortgage Bank to be Fairly Valued.

Key valuation signals for NSA:INFINITY:

  • Scaled Net Operating Assets: 0.92
  • GF Value™: ₦11.69 vs. price of ₦11.25 (3.8% below fair value)
  • GF Score™: 58/100 with 6 warning signs

No single metric tells the full story. See the NSA:INFINITY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Infinity Trust Mortgage Bank Business Description

Address No.11 Kaura Namoda Street, Off Faskari Crescent Area 3, Garki, Abuja, NGA
Infinity Trust Mortgage Bank PLC provides mortgage finance. The company's products and services includes Mortgage Finance, Fund Management, and Electronic Banking services.
58GF Score

Get the complete analysis for NSA:INFINITY

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦11.25
Price
₦11.69
GF Value