Infinity Trust Mortgage Bank (NSA:INFINITY) Selling, General, & Admin. Expense: ₦320 Mil (TTM As of Dec. 2025)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSA:INFINITY Infinity Trust Mortgage Bank PLC NSA:INFINITY
58 GF Score
Price ₦11.25
GF Value ₦11.73
Valuation Fairly Valued
! 6 Warning Signs
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What is Infinity Trust Mortgage Bank Selling, General, & Admin. Expense?

Infinity Trust Mortgage Bank NSA:INFINITY 58 Selling, General, & Admin. Expense is ₦320 Mil as of Dec. 2025. GuruFocus rates NSA:INFINITY with a GF Score™ of 58/100 and a GF Value™ of ₦11.73 (Fairly Valued). The stock has 6 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Infinity Trust Mortgage Bank's selling, general, & admin. expense for the six months ended in Dec. 2025 was ₦0 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Dec. 2025 was ₦320 Mil.


Infinity Trust Mortgage Bank  (NSA:INFINITY) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


Infinity Trust Mortgage Bank Selling, General, & Admin. Expense Related Terms


Infinity Trust Mortgage Bank Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for Infinity Trust Mortgage Bank's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Infinity Trust Mortgage Bank Selling, General, & Admin. Expense Chart

Infinity Trust Mortgage Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 196.94 188.27 237.43 319.70 335.47

Infinity Trust Mortgage Bank Semi-Annual Data
Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Dec25
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 55.98 181.45 55.81 263.89 0.00

NSA:INFINITY vs RKT, FNMA, PFSI: Selling, General, & Admin. Expense Comparison

For the Mortgage Finance subindustry, Infinity Trust Mortgage Bank's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Infinity Trust Mortgage Bank Selling, General, & Admin. Expense vs Banks Industry

For the Banks industry and Financial Services sector, Infinity Trust Mortgage Bank's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where Infinity Trust Mortgage Bank's Selling, General, & Admin. Expense falls into.


NSA:INFINITY
58GF Score
Infinity Trust Mortgage Bank PLC NSA:INFINITY
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Infinity Trust Mortgage Bank Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was ₦320 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of ₦320 Mil mean?
Infinity Trust Mortgage Bank (NSA:INFINITY) has a Selling, General, & Admin. Expense of ₦320 Mil as of Dec. 2025. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Infinity Trust Mortgage Bank and its competitors.
Is Infinity Trust Mortgage Bank's Selling, General, & Admin. Expense too high?
Infinity Trust Mortgage Bank's current Selling, General, & Admin. Expense is ₦320 Mil. Overall, Infinity Trust Mortgage Bank has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Infinity Trust Mortgage Bank's Selling, General, & Admin. Expense compare to RKT and FNMA?
Infinity Trust Mortgage Bank's Selling, General, & Admin. Expense of ₦320 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Infinity Trust Mortgage Bank and its competitors. Infinity Trust Mortgage Bank's current Selling, General, & Admin. Expense is ₦320 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Infinity Trust Mortgage Bank stock overvalued right now?
Based on GuruFocus' analysis, Infinity Trust Mortgage Bank (NSA:INFINITY) is currently considered Fairly Valued. The stock's GF Value™ is ₦11.73, compared to a current price of ₦11.25 — trading 4.1% below its estimated fair value. The current Selling, General, & Admin. Expense is ₦320 Mil. Infinity Trust Mortgage Bank's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Infinity Trust Mortgage Bank (NSA:INFINITY), the current Selling, General, & Admin. Expense is ₦320 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Infinity Trust Mortgage Bank (NSA:INFINITY) Overvalued in 2026?

Based on GuruFocus' analysis, Infinity Trust Mortgage Bank stock appears to be undervalued. The current stock price of ₦11.25 is trading 4.1% below its estimated GF Value™ of ₦11.73. GuruFocus considers Infinity Trust Mortgage Bank to be Fairly Valued.

Key valuation signals for NSA:INFINITY:

  • Selling, General, & Admin. Expense: ₦320 Mil
  • GF Value™: ₦11.73 vs. price of ₦11.25 (4.1% below fair value)
  • GF Score™: 58/100 with 6 warning signs

No single metric tells the full story. See the NSA:INFINITY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Infinity Trust Mortgage Bank Business Description

Address No.11 Kaura Namoda Street, Off Faskari Crescent Area 3, Garki, Abuja, NGA
Infinity Trust Mortgage Bank PLC provides mortgage finance. The company's products and services includes Mortgage Finance, Fund Management, and Electronic Banking services.
58GF Score

Get the complete analysis for NSA:INFINITY

Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦11.25
Price
₦11.73
GF Value