Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
The historical rank and industry rank for Infinity Trust Mortgage Bank's EV-to-OCF or its related term are showing as below:
NSA:INFINITY'
s EV-to-OCF Range Over the Past 10 Years
Min: -171.41 Med: -10.57 Max: 299.13
Current: 53.89
During the past 12 years, the highest EV-to-OCF of Infinity Trust Mortgage Bank was 299.13. The lowest was -171.41. And the median was -10.57.
NSA:INFINITY's EV-to-OCF is ranked worse than 96.39% of 1496
companies
in the Banks industry
Industry Median: 3.855
vs NSA:INFINITY: 53.89
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Infinity Trust Mortgage Bank (NSA:INFINITY) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Infinity Trust Mortgage Bank's PE Ratio (TTM) for today is calculated as:
Infinity Trust Mortgage Bank's share price for today is ₦11.25.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Infinity Trust Mortgage Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was ₦0.177.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Infinity Trust Mortgage Bank EV-to-OCF Related Terms
Infinity Trust Mortgage Bank EV-to-OCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSA:INFINITY vs RKT, FNMA, PFSI: EV-to-OCF Comparison
For the Mortgage Finance subindustry, Infinity Trust Mortgage Bank's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Infinity Trust Mortgage Bank EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, Infinity Trust Mortgage Bank's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Infinity Trust Mortgage Bank's EV-to-OCF falls into.
Infinity Trust Mortgage Bank's current Enterprise Value is ₦105,310 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Infinity Trust Mortgage Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was ₦1,954 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Infinity Trust Mortgage Bank (NSA:INFINITY) has a EV-to-OCF of 53.89 as of Aug. 25, 2026. According to the industry distribution chart, Infinity Trust Mortgage Bank ranks #1442 out of 1496 companies in the Banks industry, placing it in the top 96.4%.
Is Infinity Trust Mortgage Bank's EV-to-OCF too high?
Infinity Trust Mortgage Bank's current EV-to-OCF is 53.89. The Banks industry median EV-to-OCF is 3.86. Infinity Trust Mortgage Bank's value of 53.89 is 1297.9% above this industry median. Based on the distribution chart, Infinity Trust Mortgage Bank ranks #1442 out of 1496 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Infinity Trust Mortgage Bank has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Infinity Trust Mortgage Bank's EV-to-OCF compare to RKT and FNMA?
According to the Banks industry distribution chart, Infinity Trust Mortgage Bank ranks #1442 out of 1496 companies for EV-to-OCF. This places Infinity Trust Mortgage Bank in the lower half of its industry. The industry median EV-to-OCF is 3.86. Infinity Trust Mortgage Bank's value of 53.89 is 1297.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.86, based on 1,496 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Infinity Trust Mortgage Bank's current EV-to-OCF of 53.89 is 1297.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Infinity Trust Mortgage Bank's current EV-to-OCF is 53.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Infinity Trust Mortgage Bank stock overvalued right now?
Based on GuruFocus' analysis, Infinity Trust Mortgage Bank (NSA:INFINITY) is currently considered Fairly Valued. The stock's GF Value™ is ₦11.95, compared to a current price of ₦11.25 — trading 5.9% below its estimated fair value. The current EV-to-OCF is 53.89 and 1297.9% above the Banks industry median of 3.86. Infinity Trust Mortgage Bank's overall GF Score™ is 57/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Infinity Trust Mortgage Bank (NSA:INFINITY), the current EV-to-OCF is 53.89 as of Aug. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Infinity Trust Mortgage Bank (NSA:INFINITY) Overvalued in 2026?
Based on GuruFocus' analysis, Infinity Trust Mortgage Bank stock appears to be undervalued.
The current stock price of ₦11.25 is trading 5.9% below its estimated GF Value™ of ₦11.95.
GuruFocus considers Infinity Trust Mortgage Bank to be Fairly Valued.
Key valuation signals for NSA:INFINITY:
EV-to-OCF: 53.89
GF Value™: ₦11.95 vs. price of ₦11.25 (5.9% below fair value)
Industry Position: 1297.9% above the Banks median (#1442 of 1496)
No single metric tells the full story. See the NSA:INFINITY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Infinity Trust Mortgage Bank PLC provides mortgage finance. The company's products and services includes Mortgage Finance, Fund Management, and Electronic Banking services.
57GF Score
Get the complete analysis for NSA:INFINITY
EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSA:INFINITY has been successfully added to your 
