Banco Pichincha CA (QUI:PCD) Cyclically Adjusted PS Ratio: 0.01 (As of Jul. 22, 2026) — Near Median

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QUI:PCD Banco Pichincha CA QUI:PCD
100 GF Score
Price $137.00
GF Value $107.81
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Banco Pichincha CA Cyclically Adjusted PS Ratio?

Banco Pichincha CA QUI:PCD 100 Cyclically Adjusted PS Ratio is 0.01 as of Jul. 22, 2026, which is at its 10-year median of 0.01. GuruFocus rates QUI:PCD with a GF Score™ of 100/100 and a GF Value™ of $107.81 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,301 Banks companies, Banco Pichincha CA ranks better than 99.92% on this metric.

As of today (2026-07-22), Banco Pichincha CA's current share price is $137.00. Banco Pichincha CA's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec25 was $24,403.93. Banco Pichincha CA's Cyclically Adjusted PS Ratio for today is 0.01.

The historical rank and industry rank for Banco Pichincha CA's Cyclically Adjusted PS Ratio or its related term are showing as below:

QUI:PCD' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.01   Med: 0.01   Max: 0.01
Current: 0.01

During the past 10 years, Banco Pichincha CA's highest Cyclically Adjusted PS Ratio was 0.01. The lowest was 0.01. And the median was 0.01.

QUI:PCD's Cyclically Adjusted PS Ratio is ranked better than
99.92% of 1301 companies
in the Banks industry
Industry Median: 3.37 vs QUI:PCD: 0.01

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Banco Pichincha CA's adjusted revenue per share data of for the fiscal year that ended in Dec25 was $27,604.809. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $24,403.93 for the trailing ten years ended in Dec25.

Shiller PE for Stocks: The True Measure of Stock Valuation


Banco Pichincha CA  (QUI:PCD) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Banco Pichincha CA Cyclically Adjusted PS Ratio Related Terms


Banco Pichincha CA Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Banco Pichincha CA's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Pichincha CA Cyclically Adjusted PS Ratio Chart

Banco Pichincha CA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Banco Pichincha CA Semi-Annual Data
Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

QUI:PCD vs PNC, USB: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Banco Pichincha CA's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco Pichincha CA Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Banco Pichincha CA's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Banco Pichincha CA's Cyclically Adjusted PS Ratio falls into.


QUI:PCD
100GF Score
Banco Pichincha CA QUI:PCD
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco Pichincha CA Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Banco Pichincha CA's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=137.00/24403.93
=0.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Pichincha CA's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec25 is calculated as:

For example, Banco Pichincha CA's adjusted Revenue per Share data for the fiscal year that ended in Dec25 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec25 (Change)*Current CPI (Dec25)
=27604.809/324.0540*324.0540
=27,604.809

Current CPI (Dec25) = 324.0540.

Banco Pichincha CA Annual Data

Revenue per Share CPI Adj_RevenuePerShare
201612 0.000 241.432 0.000
201712 15,970.206 246.524 20,992.719
201812 16,985.618 251.233 21,908.975
201912 16,120.882 256.974 20,329.046
202012 15,421.176 260.474 19,185.384
202112 17,289.015 278.802 20,095.173
202212 24,183.500 296.797 26,404.444
202312 25,957.544 306.746 27,422.186
202412 22,967.059 315.605 23,581.906
202512 27,604.809 324.054 27,604.809

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 0.01 mean?
Banco Pichincha CA (QUI:PCD) has a Cyclically Adjusted PS Ratio of 0.01 as of Jul. 22, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Banco Pichincha CA and its competitors. This is near median its historical median of 0.01. Over the past decade, Banco Pichincha CA's Cyclically Adjusted PS Ratio has ranged from 0.01 to 0.01. According to the industry distribution chart, Banco Pichincha CA ranks #1 out of 1301 companies in the Banks industry, placing it in the top 0.099999999999994%.
Is Banco Pichincha CA's Cyclically Adjusted PS Ratio too high?
Banco Pichincha CA's current Cyclically Adjusted PS Ratio of 0.01 is near median its 10-year median of 0.01. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.01. The Banks industry median Cyclically Adjusted PS Ratio is 3.37. Banco Pichincha CA's value of 0.01 is 99.7% below this industry median. Based on the distribution chart, Banco Pichincha CA ranks #1 out of 1301 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banco Pichincha CA has a GF Score™ of 100/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Pichincha CA's Cyclically Adjusted PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Banco Pichincha CA ranks #1 out of 1301 companies for Cyclically Adjusted PS Ratio. This places Banco Pichincha CA in the top 0% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PS Ratio is 3.37. Banco Pichincha CA's value of 0.01 is 99.7% below this benchmark. Historically, Banco Pichincha CA's own Cyclically Adjusted PS Ratio has ranged from 0.01 to 0.01 over the past decade. While the company's 10-year median is 0.01 vs. the industry median of 3.37, Banco Pichincha CA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.37, based on 1,301 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Pichincha CA's current Cyclically Adjusted PS Ratio of 0.01 is 99.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Banco Pichincha CA and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Pichincha CA's current Cyclically Adjusted PS Ratio is 0.01, which is near median its own 10-year median of 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Pichincha CA stock overvalued right now?
Based on GuruFocus' analysis, Banco Pichincha CA (QUI:PCD) is currently considered Modestly Overvalued. The stock's GF Value™ is $107.81, compared to a current price of $137.00 — trading 27.1% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 0.01, which is near median its 10-year median of 0.01 and 99.7% below the Banks industry median of 3.37. Banco Pichincha CA's overall GF Score™ is 100/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Banco Pichincha CA (QUI:PCD), the current Cyclically Adjusted PS Ratio is 0.01 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Pichincha CA (QUI:PCD) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Pichincha CA stock appears to be overvalued. The current stock price of $137.00 is trading 27.1% above its estimated GF Value™ of $107.81. GuruFocus considers Banco Pichincha CA to be Modestly Overvalued.

Key valuation signals for QUI:PCD:

  • Cyclically Adjusted PS Ratio: 0.01 (near median its 10-year median of 0.01)
  • GF Value™: $107.81 vs. price of $137.00 (27.1% above fair value)
  • GF Score™: 100/100 with 3 warning signs
  • Industry Position: 99.7% below the Banks median (#1 of 1301)

No single metric tells the full story. See the QUI:PCD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco Pichincha CA Business Description

Other Exchanges PCD:Ecuador
Address Av Amazonas 4545, Pereira. Building Financial Center Office No. 507, Quito, ECU
Banco Pichincha CA provides banking services in Ecuador. The products and services of the bank include electronic banking, savings account, current account, debit cards, credit cards, and other related services.
100GF Score

Get the complete analysis for QUI:PCD

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$137.00
Price
$107.81
GF Value