The historical rank and industry rank for Banco Pichincha CA's PB Ratio or its related term are showing as below:
During the past 10 years, Banco Pichincha CA's highest PB Ratio was 0.01. The lowest was 0.01. And the median was 0.01.
QUI:PCD's PB Ratio is not ranked *
in the Banks industry.
Industry Median: 1.1 * Ranked among companies with meaningful PB Ratio only.
During the past 12 months, Banco Pichincha CA's average Book Value Per Share Growth Rate was 11.50% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 13.20% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 11.60% per year.
During the past 10 years, the highest 3-Year average Book Value Per Share Growth Rate of Banco Pichincha CA was 13.20% per year. The lowest was 5.20% per year. And the median was 8.95% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Banco Pichincha CA PB Ratio Related Terms
Banco Pichincha CA PB Ratio Historical Data
* Premium members only.
The historical data trend for Banco Pichincha CA's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banco Pichincha CA's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Pichincha CA PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Banco Pichincha CA's PB Ratio distribution charts can be found below:
* The bar in red indicates where Banco Pichincha CA's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Banco Pichincha CA (QUI:PCD) has a PB Ratio of 0.00 as of Jul. 12, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Banco Pichincha CA and its competitors. Over the past decade, Banco Pichincha CA's PB Ratio has ranged from 0.01 to 0.01. According to the industry distribution chart, Banco Pichincha CA ranks #999999 out of 1520 companies in the Banks industry.
Is Banco Pichincha CA's PB Ratio too high?
Banco Pichincha CA's current PB Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.01. Based on the distribution chart, Banco Pichincha CA ranks #999999 out of 1520 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banco Pichincha CA has a GF Score™ of 100/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Pichincha CA's PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Banco Pichincha CA ranks #999999 out of 1520 companies for PB Ratio. This places Banco Pichincha CA in the lower half of its industry. The industry median PB Ratio is 1.10. Historically, Banco Pichincha CA's own PB Ratio has ranged from 0.01 to 0.01 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.10, based on 1,520 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Banco Pichincha CA and its competitors. For the Banks industry, the median PB Ratio is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Pichincha CA's current PB Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Pichincha CA stock overvalued right now?
Based on GuruFocus' analysis, Banco Pichincha CA (QUI:PCD) is currently considered Modestly Overvalued. The stock's GF Value™ is $107.68, compared to a current price of $130.00 — trading 20.7% above its estimated fair value. The current PB Ratio is 0.00. Banco Pichincha CA's overall GF Score™ is 100/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Banco Pichincha CA (QUI:PCD), the current PB Ratio is 0.00 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Pichincha CA (QUI:PCD) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Pichincha CA stock appears to be overvalued.
The current stock price of $130.00 is trading 20.7% above its estimated GF Value™ of $107.68.
GuruFocus considers Banco Pichincha CA to be Modestly Overvalued.
Key valuation signals for QUI:PCD:
PB Ratio: 0.00
GF Value™: $107.68 vs. price of $130.00 (20.7% above fair value)
No single metric tells the full story. See the QUI:PCD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Pichincha CA provides banking services in Ecuador. The products and services of the bank include electronic banking, savings account, current account, debit cards, credit cards, and other related services.
100GF Score
Get the complete analysis for QUI:PCD
PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
QUI:PCD has been successfully added to your 
