Banco Pichincha CA (QUI:PCD) Moat Score: 0/10 (As of Jul. 04, 2026)


QUI:PCD Banco Pichincha CA QUI:PCD
98 GF Score
Price $132.00
GF Value $107.58
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Banco Pichincha CA Moat Score?

Banco Pichincha CA has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Banco Pichincha CA has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Banco Pichincha CA might have No Moat - No discernible moat.

Banco Pichincha CA  (QUI:PCD) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Banco Pichincha CA Moat Score Related Terms

QUI:PCD
98GF Score
Banco Pichincha CA QUI:PCD
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Banco Pichincha CA (QUI:PCD) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Pichincha CA stock appears to be overvalued. The current stock price of $132.00 is trading 22.7% above its estimated GF Value™ of $107.58. GuruFocus considers Banco Pichincha CA to be Modestly Overvalued.

Key valuation signals for QUI:PCD:

  • Moat Score: 0
  • GF Value™: $107.58 vs. price of $132.00 (22.7% above fair value)
  • GF Score™: 98/100 with 3 warning signs

No single metric tells the full story. See the QUI:PCD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco Pichincha CA Business Description

Other Exchanges PCD:Ecuador
Address Av Amazonas 4545, Pereira. Building Financial Center Office No. 507, Quito, ECU
Banco Pichincha CA provides banking services in Ecuador. The products and services of the bank include electronic banking, savings account, current account, debit cards, credit cards, and other related services.
98GF Score

Get the complete analysis for QUI:PCD

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$132.00
Price
$107.58
GF Value