Banco Pichincha CA (QUI:PCD) GF Score: 98/100 (As of Jul. 06, 2026) — 21% Above Median


QUI:PCD Banco Pichincha CA QUI:PCD
98 GF Score
Price $132.00
GF Value $107.60
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Banco Pichincha CA GF Score?

Banco Pichincha CA QUI:PCD 98 GF Score is 98 as of Jul. 06, 2026, which is 21% above its 10-year median of 81.00. GuruFocus rates QUI:PCD with a GF Score™ of 98/100 and a GF Value™ of $107.60 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Banco Pichincha CA has the GF Score of 98, which implies that the company might have Highest outperformance potential.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 5/10
2. Profitability Rank : 10/10
3. Growth Rank : 5/10
4. GF Value Rank : 7/10
5. Momentum Rank : 0/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Banco Pichincha CA might have Highest outperformance potential.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Banco Pichincha CA  (QUI:PCD) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.

Banco Pichincha CA GF Score Related Terms

QUI:PCD vs PNC, USB: GF Score Comparison

For the Banks - Regional subindustry, Banco Pichincha CA's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Banco Pichincha CA GF Score vs Banks Industry

For the Banks industry and Financial Services sector, Banco Pichincha CA's GF Score distribution charts can be found below:

* The bar in red indicates where Banco Pichincha CA's GF Score falls into.


QUI:PCD
98GF Score
Banco Pichincha CA QUI:PCD
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 98 mean?
Banco Pichincha CA (QUI:PCD) has a GF Score of 98 as of Jul. 06, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Banco Pichincha CA and its competitors. This is 21% above median its historical median of 81.00. Over the past decade, Banco Pichincha CA's GF Score has ranged from 14.00 to 100.00.
Is Banco Pichincha CA's GF Score too high?
Banco Pichincha CA's current GF Score of 98 is 21% above median its 10-year median of 81.00. Over the past 10 years, this metric has ranged from a low of 14.00 to a high of 100.00. Overall, Banco Pichincha CA has a GF Score™ of 98/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Pichincha CA's GF Score compare to PNC and USB?
Banco Pichincha CA's GF Score of 98 can be compared against companies in the Banks industry. Historically, Banco Pichincha CA's own GF Score has ranged from 14.00 to 100.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Banco Pichincha CA and its competitors. Banco Pichincha CA's current GF Score is 98, which is 21% above median its own 10-year median of 81.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Pichincha CA stock overvalued right now?
Based on GuruFocus' analysis, Banco Pichincha CA (QUI:PCD) is currently considered Modestly Overvalued. The stock's GF Value™ is $107.60, compared to a current price of $132.00 — trading 22.7% above its estimated fair value. The current GF Score is 98, which is 21% above median its 10-year median of 81.00. Banco Pichincha CA's overall GF Score™ is 98/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Banco Pichincha CA (QUI:PCD), the current GF Score is 98 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Pichincha CA (QUI:PCD) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Pichincha CA stock appears to be overvalued. The current stock price of $132.00 is trading 22.7% above its estimated GF Value™ of $107.60. GuruFocus considers Banco Pichincha CA to be Modestly Overvalued.

Key valuation signals for QUI:PCD:

  • GF Score: 98 (21% above median its 10-year median of 81.00)
  • GF Value™: $107.60 vs. price of $132.00 (22.7% above fair value)
  • GF Score™: 98/100 with 3 warning signs

No single metric tells the full story. See the QUI:PCD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco Pichincha CA Business Description

Other Exchanges PCD:Ecuador
Address Av Amazonas 4545, Pereira. Building Financial Center Office No. 507, Quito, ECU
Banco Pichincha CA provides banking services in Ecuador. The products and services of the bank include electronic banking, savings account, current account, debit cards, credit cards, and other related services.
98GF Score

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GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$132.00
Price
$107.60
GF Value