Banco Pichincha CA (QUI:PCD) Interest Expense: $-808 Mil (TTM As of Dec. 2025)


QUI:PCD Banco Pichincha CA QUI:PCD
98 GF Score
Price $132.00
GF Value $107.63
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Banco Pichincha CA Interest Expense?

Banco Pichincha CA QUI:PCD 98 Interest Expense is $-808 Mil as of Dec. 2025. GuruFocus rates QUI:PCD with a GF Score™ of 98/100 and a GF Value™ of $107.63 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Banco Pichincha CA's interest expense for the six months ended in Dec. 2025 was $ -808 Mil. Its interest expense for the trailing twelve months (TTM) ended in Dec. 2025 was $-808 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Banco Pichincha CA's Operating Income for the six months ended in Dec. 2025 was $ Mil. Banco Pichincha CA's Interest Expense for the six months ended in Dec. 2025 was $ Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Banco Pichincha CA Interest Expense Historical Data

* Premium members only.

The historical data trend for Banco Pichincha CA's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Pichincha CA Interest Expense Chart

Banco Pichincha CA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -247.12 -427.69 -783.19 -861.30 -807.60

Banco Pichincha CA Semi-Annual Data
Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only -247.12 -427.69 -783.19 -861.30 -807.60
QUI:PCD
98GF Score
Banco Pichincha CA QUI:PCD
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco Pichincha CA Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Interest Expense for the trailing twelve months (TTM) ended in Dec. 2025 was $-808 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of $-808 Mil mean?
Banco Pichincha CA (QUI:PCD) has a Interest Expense of $-808 Mil as of Dec. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on Banco Pichincha CA and its competitors.
Is Banco Pichincha CA's Interest Expense too high?
Banco Pichincha CA's current Interest Expense is $-808 Mil. Overall, Banco Pichincha CA has a GF Score™ of 98/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Pichincha CA's Interest Expense compare to PNC and USB?
Banco Pichincha CA's Interest Expense of $-808 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Banco Pichincha CA and its competitors. Banco Pichincha CA's current Interest Expense is $-808 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Pichincha CA stock overvalued right now?
Based on GuruFocus' analysis, Banco Pichincha CA (QUI:PCD) is currently considered Modestly Overvalued. The stock's GF Value™ is $107.63, compared to a current price of $132.00 — trading 22.6% above its estimated fair value. The current Interest Expense is $-808 Mil. Banco Pichincha CA's overall GF Score™ is 98/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Banco Pichincha CA (QUI:PCD), the current Interest Expense is $-808 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Pichincha CA (QUI:PCD) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Pichincha CA stock appears to be overvalued. The current stock price of $132.00 is trading 22.6% above its estimated GF Value™ of $107.63. GuruFocus considers Banco Pichincha CA to be Modestly Overvalued.

Key valuation signals for QUI:PCD:

  • Interest Expense: $-808 Mil
  • GF Value™: $107.63 vs. price of $132.00 (22.6% above fair value)
  • GF Score™: 98/100 with 3 warning signs

No single metric tells the full story. See the QUI:PCD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco Pichincha CA Business Description

Other Exchanges PCD:Ecuador
Address Av Amazonas 4545, Pereira. Building Financial Center Office No. 507, Quito, ECU
Banco Pichincha CA provides banking services in Ecuador. The products and services of the bank include electronic banking, savings account, current account, debit cards, credit cards, and other related services.
98GF Score

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Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$132.00
Price
$107.63
GF Value