Banco Pichincha CA (QUI:PCD) Selling, General, & Admin. Expense: $0 Mil (TTM As of Dec. 2025)

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Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

QUI:PCD Banco Pichincha CA QUI:PCD
100 GF Score
Price $150.00
GF Value $107.93
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Banco Pichincha CA Selling, General, & Admin. Expense?

Banco Pichincha CA QUI:PCD +4.17% 100 Selling, General, & Admin. Expense is $0 Mil as of Dec. 2025. GuruFocus rates QUI:PCD with a GF Score™ of 100/100 and a GF Value™ of $107.93 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Banco Pichincha CA's selling, general, & admin. expense for the six months ended in Dec. 2025 was $0 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Dec. 2025 was $0 Mil.


Banco Pichincha CA  (QUI:PCD) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


Banco Pichincha CA Selling, General, & Admin. Expense Related Terms


Banco Pichincha CA Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for Banco Pichincha CA's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Pichincha CA Selling, General, & Admin. Expense Chart

Banco Pichincha CA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Banco Pichincha CA Semi-Annual Data
Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

QUI:PCD vs PNC, USB: Selling, General, & Admin. Expense Comparison

For the Banks - Regional subindustry, Banco Pichincha CA's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco Pichincha CA Selling, General, & Admin. Expense vs Banks Industry

For the Banks industry and Financial Services sector, Banco Pichincha CA's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where Banco Pichincha CA's Selling, General, & Admin. Expense falls into.


QUI:PCD
100GF Score
Banco Pichincha CA QUI:PCD
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco Pichincha CA Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Dec. 2025 was $0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of $0 Mil mean?
Banco Pichincha CA (QUI:PCD) has a Selling, General, & Admin. Expense of $0 Mil as of Dec. 2025. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Banco Pichincha CA and its competitors.
Is Banco Pichincha CA's Selling, General, & Admin. Expense too high?
Banco Pichincha CA's current Selling, General, & Admin. Expense is $0 Mil. Overall, Banco Pichincha CA has a GF Score™ of 100/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Pichincha CA's Selling, General, & Admin. Expense compare to PNC and USB?
Banco Pichincha CA's Selling, General, & Admin. Expense of $0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Banco Pichincha CA and its competitors. Banco Pichincha CA's current Selling, General, & Admin. Expense is $0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Pichincha CA stock overvalued right now?
Based on GuruFocus' analysis, Banco Pichincha CA (QUI:PCD) is currently considered Significantly Overvalued. The stock's GF Value™ is $107.93, compared to a current price of $150.00 — trading 39% above its estimated fair value. The current Selling, General, & Admin. Expense is $0 Mil. Banco Pichincha CA's overall GF Score™ is 100/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Banco Pichincha CA (QUI:PCD), the current Selling, General, & Admin. Expense is $0 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Pichincha CA (QUI:PCD) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Pichincha CA stock appears to be overvalued. The current stock price of $150.00 is trading 39% above its estimated GF Value™ of $107.93. GuruFocus considers Banco Pichincha CA to be Significantly Overvalued.

Key valuation signals for QUI:PCD:

  • Selling, General, & Admin. Expense: $0 Mil
  • GF Value™: $107.93 vs. price of $150.00 (39% above fair value)
  • GF Score™: 100/100 with 3 warning signs

No single metric tells the full story. See the QUI:PCD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco Pichincha CA Business Description

Other Exchanges PCD:Ecuador
Address Av Amazonas 4545, Pereira. Building Financial Center Office No. 507, Quito, ECU
Banco Pichincha CA provides banking services in Ecuador. The products and services of the bank include electronic banking, savings account, current account, debit cards, credit cards, and other related services.
100GF Score

Get the complete analysis for QUI:PCD

Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$150.00
Price
$107.93
GF Value